SouthPoint Bancshares, Inc.

SouthPoint Bancshares, Inc.verified

SOUB

Price:

$14.05

Market Cap:

$41.64M

SouthPoint Bancshares, Inc., through its subsidiary, SouthPoint Bank, provides various banking products and services in central Alabama. The company accepts various deposits, such as checking, saving, money market, and IRA accounts; and certificates of deposit. It also offers commercial, residential, consumer, small business administration, and home equity loans; and home mortgage services. In addition, the company provides debit and credit cards; wealth and treasury management, remote deposit, mobile and online banking, and bill pay services. It operates five branches in Birmingham, Vestavia Hills, Gardendale, Trussville, and Wilsonville. The company also operates a full-service mortgage di...[Read more]

Industry

Banks - Regional

IPO Date

2019-06-11

Stock Exchange

OTC

Ticker

SOUB

The ROE as of December 2025 (TTM) for SouthPoint Bancshares, Inc. (SOUB) is 0.00%

According to SouthPoint Bancshares, Inc.’s latest financial reports and current stock price. The company's current ROE is 0.00%. This represents a change of Infinity% compared to the average of 0% of the last 4 quarters.

SouthPoint Bancshares, Inc. (SOUB) Historical ROE (quarterly & annually)

How has SOUB ROE performed in the past?

The mean historical ROE of SouthPoint Bancshares, Inc. over the last ten years is 11.23%. The current 0.00% ROE has changed -99.98% with respect to the historical average. Over the past ten years (40 quarters), SOUB's ROE was at its highest in in the December 2022 quarter at 3.57%. The ROE was at its lowest in in the September 2023 quarter at 0%.

Quarterly (TTM)
Annual

Average

11.23%

Median

13.90%

Minimum

-10.09%

Maximum

15.93%

SouthPoint Bancshares, Inc. (SOUB) ROE by Quarter and Year

Discovering the peaks and valleys of SouthPoint Bancshares, Inc. ROE, unveiling quarterly and yearly fluctuations to gain insights into the company’s financial performance and market dynamics, offering valuable data for investors and analysts alike.

Maximum Annual Increase = 42.60%

Maximum Annual ROE = 15.93%

Minimum Annual Increase = -166.81%

Minimum Annual ROE = -10.09%

Quarterly (TTM)
Annual
YearROEChange
2024-10.09%-166.81%
202315.11%3.31%
202214.62%-2.58%
202115.01%-5.80%
202015.93%17.56%
201913.55%-4.89%
201814.25%22.31%
201711.65%-11.10%
201613.11%42.60%
20159.19%-42.13%

SouthPoint Bancshares, Inc. (SOUB) Average ROE

How has SOUB ROE performed in the past?

The current ROE of SouthPoint Bancshares, Inc. (SOUB) is less than than its 3-year, less than than its 5-year, and less than than its 10-year historical averages

3-year avg

6.54%

5-year avg

10.12%

10-year avg

11.23%

SouthPoint Bancshares, Inc. (SOUB) ROE vs. Peers

How is SOUB’s ROE compared to its peers?

SouthPoint Bancshares, Inc.’s ROE is less than KS Bancorp, Inc. (15.80%), less than Keweenaw Financial Corporation (8.52%), less than 1895 Bancorp of Wisconsin, Inc. (0.31%), less than Summit Bancshares, Inc. (9.78%), less than Citizens Financial Corp. (18.72%), greater than Savi Financial Corporation, Inc. (-2.12%), less than Bank of San Francisco (8.19%), less than First Bankers Trustshares, Inc. (5.73%), less than 1ST SUMMIT BANCORP of Johnstown, Inc. (5.82%), less than Community Heritage Financial, Inc. (10.12%),

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