Pacific Financial Corporation

Pacific Financial Corporationverified

PFLC

Price:

$12.01

Market Cap:

$120.34M

Pacific Financial Corporation operates as the bank holding company for Bank of the Pacific that provides various banking products and services in Washington and Oregon. The company offers personal and business checking, and savings accounts; certificates of deposit, individual retirement accounts, and other investment options; home loans; and auto and recreation loans, credit cards, and home equity line of credit. It also provides business and commercial loans, commercial real estate loans, and SBA guaranteed loans, as well as inventory, equipment, and working capital loans; Visa business cards; and cash/treasury management, merchant, and online and mobile banking services. The company opera...[Read more]

Industry

Banks - Regional

IPO Date

2005-02-17

Stock Exchange

OTC

Ticker

PFLC

The ROE as of December 2025 (TTM) for Pacific Financial Corporation (PFLC) is 8.33%

According to Pacific Financial Corporation’s latest financial reports and current stock price. The company's current ROE is 8.33%. This represents a change of 300.47% compared to the average of 2.08% of the last 4 quarters.

Pacific Financial Corporation (PFLC) Historical ROE (quarterly & annually)

How has PFLC ROE performed in the past?

The mean historical ROE of Pacific Financial Corporation over the last ten years is 10.15%. The current 8.33% ROE has changed -17.94% with respect to the historical average. Over the past ten years (40 quarters), PFLC's ROE was at its highest in in the December 2022 quarter at 4.57%. The ROE was at its lowest in in the March 2020 quarter at 1.13%.

Quarterly (TTM)
Annual

Average

10.15%

Median

10.26%

Minimum

7.31%

Maximum

13.07%

Pacific Financial Corporation (PFLC) ROE by Quarter and Year

Discovering the peaks and valleys of Pacific Financial Corporation ROE, unveiling quarterly and yearly fluctuations to gain insights into the company’s financial performance and market dynamics, offering valuable data for investors and analysts alike.

Maximum Annual Increase = 49.61%

Maximum Annual ROE = 13.07%

Minimum Annual Increase = -34.26%

Minimum Annual ROE = 7.31%

Quarterly (TTM)
Annual
YearROEChange
20248.37%-34.26%
202312.73%20.65%
202210.55%-2.21%
202110.79%8.26%
20209.97%-23.70%
201913.07%6.66%
201812.25%49.61%
20178.19%-0.59%
20168.24%12.69%
20157.31%7.76%

Pacific Financial Corporation (PFLC) Average ROE

How has PFLC ROE performed in the past?

The current ROE of Pacific Financial Corporation (PFLC) is less than than its 3-year, less than than its 5-year, and less than than its 10-year historical averages

3-year avg

10.55%

5-year avg

10.48%

10-year avg

10.15%

Pacific Financial Corporation (PFLC) ROE vs. Peers

How is PFLC’s ROE compared to its peers?

Pacific Financial Corporation’s ROE is less than Pontiac Bancorp, Inc. (10.27%), less than Tri-County Financial Group, Inc. (7.90%), less than Trinity Bank, N.A. (16.48%), greater than Cornerstone Bancorp Inc. (0%), less than Pinnacle Bank (9.51%), less than Summit Bank Group, Inc. (11.25%), less than PB Financial Corporation (14.38%), less than Chesapeake Financial Shares, Inc. (3.81%), less than Southern Michigan Bancorp, Inc. (10.51%), less than Primary Bank (11.27%),

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