Citizens Financial Corporation

Citizens Financial Corporationverified

CFIN

Price:

$7600

Market Cap:

$38.00M

Citizens Financial Corporation, through its subsidiary, provides ancillary health insurance products. It also offers administrative services to medical professionals involved in providing on-site treatment to patients in community settings. The company offers group ancillary insurance products, including group dental, group vision, and group life insurance; and individual ancillary insurance products, such as individual dental and individual vision insurance to the senior market. Citizens Financial Corporation was incorporated in 1990 and is based in Louisville, Kentucky.

Industry

Insurance - Life

IPO Date

1993-02-19

Stock Exchange

OTC

Ticker

CFIN

The ROE as of November 2025 (TTM) for Citizens Financial Corporation (CFIN) is -5.30%

According to Citizens Financial Corporation’s latest financial reports and current stock price. The company's current ROE is -5.30%. This represents a change of 773.82% compared to the average of -0.61% of the last 4 quarters.

Citizens Financial Corporation (CFIN) Historical ROE (quarterly & annually)

How has CFIN ROE performed in the past?

The mean historical ROE of Citizens Financial Corporation over the last ten years is 0.82%. The current -5.30% ROE has changed -747.16% with respect to the historical average. Over the past ten years (40 quarters), CFIN's ROE was at its highest in in the March 2000 quarter at 8.78%. The ROE was at its lowest in in the June 2001 quarter at -13.25%.

Quarterly (TTM)
Annual

Average

0.82%

Median

1.58%

Minimum

-31.02%

Maximum

22.97%

Citizens Financial Corporation (CFIN) ROE by Quarter and Year

Discovering the peaks and valleys of Citizens Financial Corporation ROE, unveiling quarterly and yearly fluctuations to gain insights into the company’s financial performance and market dynamics, offering valuable data for investors and analysts alike.

Maximum Annual Increase = 51.35%

Maximum Annual ROE = 22.97%

Minimum Annual Increase = -3132.19%

Minimum Annual ROE = -31.02%

Quarterly (TTM)
Annual
YearROEChange
2006-5.92%-418.38%
20051.86%43.74%
20041.29%-62.13%
20033.42%-123.59%
2002-14.48%-53.31%
2001-31.02%-3132.19%
20001.02%-95.54%
199922.97%51.35%
199815.17%9.30%
199713.88%32.33%

Citizens Financial Corporation (CFIN) Average ROE

How has CFIN ROE performed in the past?

The current ROE of Citizens Financial Corporation (CFIN) is greater than its 3-year, greater than its 5-year, and less than than its 10-year historical averages

3-year avg

-0.92%

5-year avg

-2.77%

10-year avg

0.82%

Citizens Financial Corporation (CFIN) ROE vs. Peers

How is CFIN’s ROE compared to its peers?

Citizens Financial Corporation’s ROE is greater than Fortune Rise Acquisition Corporation (-1.26%), less than Northumberland Bancorp (4.48%), less than RBAZ Bancorp, Inc. (16.50%), less than PSB Holding Corp. (0%), greater than Royalty North Partners Ltd. (-145.46%), less than Alpha One Inc. (0%), greater than Mount Logan Capital Inc. (-54.77%), less than ICPEI Holdings Inc. (0%), greater than RMB Holdings Limited (-2.83%),

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