BSPA
Price:
$75.9
Market Cap:
$56.37M
Ballston Spa Bancorp, Inc. functions as the parent company for Ballston Spa National Bank, which provides a comprehensive suite of financial products and services. This institution serves a varied clientele, including individuals, corporations, and government entities throughout the United States, though its operational footprint is concentrated in New York. The bank offers a broad selection of deposit accounts, such as checking, savings, money market, health savings, and individual retirement accounts, alongside certificates of deposit. Its lending portfolio is equally diverse, featuring mortgage and home equity loans, construction financing, vehicle loans (auto, boat, RV), personal loans, ...[Read more]
Industry
Banks - Regional
IPO Date
1999-02-22
Stock Exchange
OTC
Ticker
BSPA
According to Ballston Spa Bancorp, Inc.’s latest financial reports and current stock price. The company's current ROE is 5.01%. This represents a change of 295.76% compared to the average of 1.27% of the last 4 quarters.
The mean historical ROE of Ballston Spa Bancorp, Inc. over the last ten years is 9.54%. The current 5.01% ROE has changed -47.44% with respect to the historical average. Over the past ten years (40 quarters), BSPA's ROE was at its highest in in the June 2018 quarter at 4.27%. The ROE was at its lowest in in the March 2026 quarter at 0.35%.
Average
9.54%
Median
9.60%
Minimum
6.38%
Maximum
13.18%
Discovering the peaks and valleys of Ballston Spa Bancorp, Inc. ROE, unveiling quarterly and yearly fluctuations to gain insights into the company’s financial performance and market dynamics, offering valuable data for investors and analysts alike.
Maximum Annual Increase = 36.88%
Maximum Annual ROE = 13.18%
Minimum Annual Increase = -30.82%
Minimum Annual ROE = 6.38%
| Year | ROE | Change |
|---|---|---|
| 2025 | 6.38% | -21.38% |
| 2024 | 8.12% | 1.52% |
| 2023 | 7.99% | -30.82% |
| 2022 | 11.56% | 12.01% |
| 2021 | 10.32% | -6.52% |
| 2020 | 11.04% | 15.21% |
| 2019 | 9.58% | -27.32% |
| 2018 | 13.18% | 36.88% |
| 2017 | 9.63% | 27.19% |
| 2016 | 7.57% | 7.39% |
The current ROE of Ballston Spa Bancorp, Inc. (BSPA) is less than than its 3-year, less than than its 5-year, and less than than its 10-year historical averages
3-year avg
7.50%
5-year avg
8.87%
10-year avg
9.54%
Ballston Spa Bancorp, Inc.’s ROE is less than SVB & T Corporation (13.46%), less than Merchants & Marine Bancorp, Inc. (2.95%), less than First Bankers Trustshares, Inc. (9.69%), less than Chino Commercial Bancorp (12.90%), less than First Resource Bancorp Inc. (15.54%), less than Golden State Bancorp (12.51%), less than Citizens Financial Corp. (20.17%), less than Keweenaw Financial Corporation (10.30%), less than Bank of San Francisco (9.40%), less than Farmers and Merchants Bancshares, Inc. (10.11%),
| Company | ROE | Market cap |
|---|---|---|
| 13.46% | $74.46M | |
| 2.95% | $69.18M | |
| 9.69% | $72.15M | |
| 12.90% | $63.44M | |
| 15.54% | $69.43M | |
| 12.51% | $69.64M | |
| 20.17% | $73.07M | |
| 10.30% | $55.71M | |
| 9.40% | $94.00M | |
| 10.11% | $55.82M |
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