Ballston Spa Bancorp, Inc.

Ballston Spa Bancorp, Inc.verified

BSPA

Price:

$72

Market Cap:

$53.47M

Ballston Spa Bancorp, Inc. operates as a holding company for Ballston Spa National Bank that provides a range of banking, financing, fiduciary, brokerage, and other financial services to corporate, municipal, and individual customers in the United States. The company offers checking, savings, money market, health savings, and individual retirement accounts, as well as certificates of deposit; loan products, such as mortgage and home equity, construction, auto, boat, RV, personal, small business, term, and commercial real estate loans, as well as lines of credit and government programs; and debits and credit cards. It also provides personal investment services, which include annuities, colleg...[Read more]

Industry

Banks - Regional

IPO Date

1999-02-22

Stock Exchange

OTC

Ticker

BSPA

The PE Ratio as of December 2025 (TTM) for Ballston Spa Bancorp, Inc. (BSPA) is 10.14

According to Ballston Spa Bancorp, Inc.’s latest financial reports and current stock price. The company's current PE Ratio is 10.14. This represents a change of 18.61% compared to the average of 8.55 of the last 4 quarters.

Ballston Spa Bancorp, Inc. (BSPA) Historical PE Ratio (quarterly & annually)

How has BSPA PE Ratio performed in the past?

The mean historical PE Ratio of Ballston Spa Bancorp, Inc. over the last ten years is 8.91. The current 10.14 PE Ratio has changed 11.27% with respect to the historical average. Over the past ten years (40 quarters), BSPA's PE Ratio was at its highest in in the September 2016 quarter at 18.14. The PE Ratio was at its lowest in in the September 2020 quarter at 6.00.

Quarterly (TTM)
Annual

Average

8.91

Median

8.16

Minimum

6.70

Maximum

11.85

Ballston Spa Bancorp, Inc. (BSPA) PE Ratio by Quarter and Year

Discovering the peaks and valleys of Ballston Spa Bancorp, Inc. PE Ratio, unveiling quarterly and yearly fluctuations to gain insights into the company’s financial performance and market dynamics, offering valuable data for investors and analysts alike.

Maximum Annual Increase = 41.47%

Maximum Annual PE Ratio = 11.85

Minimum Annual Increase = -38.21%

Minimum Annual PE Ratio = 6.70

Quarterly (TTM)
Annual
YearPE RatioChange
20248.252.21%
20238.0710.40%
20227.315.55%
20216.933.43%
20206.70-38.21%
201910.8441.47%
20187.66-21.34%
20179.74-17.80%
201611.850.58%
201511.7811.80%

Ballston Spa Bancorp, Inc. (BSPA) Average PE Ratio

How has BSPA PE Ratio performed in the past?

The current PE Ratio of Ballston Spa Bancorp, Inc. (BSPA) is greater than its 3-year, greater than its 5-year, and greater than its 10-year historical averages

3-year avg

7.88

5-year avg

7.45

10-year avg

8.91

Ballston Spa Bancorp, Inc. (BSPA) PE Ratio vs. Peers

How is BSPA’s PE Ratio compared to its peers?

Ballston Spa Bancorp, Inc.’s PE Ratio is greater than SVB & T Corporation (8.06), greater than Merchants & Marine Bancorp, Inc. (9.34), less than First Bankers Trustshares, Inc. (12.07), greater than Chino Commercial Bancorp (9.56), greater than First Resource Bancorp Inc. (9.40), greater than Golden State Bancorp (9.97), greater than Citizens Financial Corp. (6.48), greater than Keweenaw Financial Corporation (9.16), less than Bank of San Francisco (10.63), less than Farmers and Merchants Bancshares, Inc. (10.74),

Build a custom stock screener for Ballston Spa Bancorp, Inc. (BSPA) and other stocks

One of the best ways to find valuable stocks to invest in is to build a custom made screener in your Excel or Google Sheets spreadsheet. This allows you to compare thousands of companies like Ballston Spa Bancorp, Inc. using the financials and key metrics that matter to you in a single view.

The easiest way to set this up is to use the Wisesheets add-on and set your spreadsheet like this:

Custom stock screener in Wisesheets

Covering all these metrics from financial, data, dividend data, key metrics and more you can get all the data you want for over 50+ exchanges worldwide.

Get your free trial here.

Ballston Spa Bancorp, Inc. (BSPA) and other stocks custom spreadsheet templates

The easiest way to analyze a company like Ballston Spa Bancorp, Inc. or any others is to create a spreadsheet model that automatically retrieves all of the stock data you need.

Using Wisesheets you can set up a spreadsheet model like this with simple spreadsheet formulas. If you change the ticker you can get all of the data automatically updated for you.

Custom stock templates in Wisesheets

Whether you need live data, historical price data, financials, dividend data, key metrics, analyst estimates, or anything else...Wisesheets has you covered.

Frequently asked questions❓

What is the PE Ratio?

How can you use the PE Ratio?

What is Ballston Spa Bancorp, Inc.'s PE Ratio?

How is the PE Ratio calculated for Ballston Spa Bancorp, Inc. (BSPA)?

What is the highest PE Ratio for Ballston Spa Bancorp, Inc. (BSPA)?

What is the 3-year average PE Ratio for Ballston Spa Bancorp, Inc. (BSPA)?

What is the 5-year average PE Ratio for Ballston Spa Bancorp, Inc. (BSPA)?

How does the current PE Ratio for Ballston Spa Bancorp, Inc. (BSPA) compare to its historical average?