Ballston Spa Bancorp, Inc.

Ballston Spa Bancorp, Inc.verified

BSPA

Price:

$75.9

Market Cap:

$56.37M

Ballston Spa Bancorp, Inc. functions as the parent company for Ballston Spa National Bank, which provides a comprehensive suite of financial products and services. This institution serves a varied clientele, including individuals, corporations, and government entities throughout the United States, though its operational footprint is concentrated in New York. The bank offers a broad selection of deposit accounts, such as checking, savings, money market, health savings, and individual retirement accounts, alongside certificates of deposit. Its lending portfolio is equally diverse, featuring mortgage and home equity loans, construction financing, vehicle loans (auto, boat, RV), personal loans, ...[Read more]

Industry

Banks - Regional

IPO Date

1999-02-22

Stock Exchange

OTC

Ticker

BSPA

The PE Ratio as of June 2026 (TTM) for Ballston Spa Bancorp, Inc. (BSPA) is 10.69

According to Ballston Spa Bancorp, Inc.’s latest financial reports and current stock price. The company's current PE Ratio is 10.69. This represents a change of -54.98% compared to the average of 23.75 of the last 4 quarters.

Ballston Spa Bancorp, Inc. (BSPA) Historical PE Ratio (quarterly & annually)

How has BSPA PE Ratio performed in the past?

The mean historical PE Ratio of Ballston Spa Bancorp, Inc. over the last ten years is 8.84. The current 10.69 PE Ratio has changed 11.99% with respect to the historical average. Over the past ten years (40 quarters), BSPA's PE Ratio was at its highest in in the March 2026 quarter at 54.03. The PE Ratio was at its lowest in in the September 2020 quarter at 6.00.

Quarterly (TTM)
Annual

Average

8.84

Median

8.16

Minimum

6.70

Maximum

11.85

Ballston Spa Bancorp, Inc. (BSPA) PE Ratio by Quarter and Year

Discovering the peaks and valleys of Ballston Spa Bancorp, Inc. PE Ratio, unveiling quarterly and yearly fluctuations to gain insights into the company’s financial performance and market dynamics, offering valuable data for investors and analysts alike.

Maximum Annual Increase = 41.47%

Maximum Annual PE Ratio = 11.85

Minimum Annual Increase = -38.21%

Minimum Annual PE Ratio = 6.70

Quarterly (TTM)
Annual
YearPE RatioChange
202511.0433.83%
20248.252.21%
20238.0710.40%
20227.315.55%
20216.933.43%
20206.70-38.21%
201910.8441.47%
20187.66-21.34%
20179.74-17.80%
201611.850.58%

Ballston Spa Bancorp, Inc. (BSPA) Average PE Ratio

How has BSPA PE Ratio performed in the past?

The current PE Ratio of Ballston Spa Bancorp, Inc. (BSPA) is greater than its 3-year, greater than its 5-year, and greater than its 10-year historical averages

3-year avg

9.12

5-year avg

8.32

10-year avg

8.84

Ballston Spa Bancorp, Inc. (BSPA) PE Ratio vs. Peers

How is BSPA’s PE Ratio compared to its peers?

Ballston Spa Bancorp, Inc.’s PE Ratio is greater than SVB & T Corporation (7.65), less than Merchants & Marine Bancorp, Inc. (18.13), greater than First Bankers Trustshares, Inc. (9.92), greater than Chino Commercial Bancorp (10.37), greater than First Resource Bancorp Inc. (7.56), greater than Golden State Bancorp (10.45), greater than Citizens Financial Corp. (6.88), greater than Keweenaw Financial Corporation (0), less than Bank of San Francisco (11.83), greater than Farmers and Merchants Bancshares, Inc. (8.45),

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