Start with its own history
At 8.92×, UMPQ is 42.2% below its 9-observation annual average. A lower multiple can reflect a lower price, higher earnings, or weaker growth expectations—not necessarily a bargain.
NASDAQ · UMPQBanks - RegionalUpdated Nov 4, 2026
Umpqua Holdings Corporation P/E ratio
Current valuation, historical context, and peer comparisons.
Current P/E ratio
8.92×
42.2% belowthe 9-observation annual average
Share price17.66
÷Earnings per share1.98
Price and EPS in quote currency. Calculation details
Investors are paying 8.92 for every 1 of reported earnings per share.
P/E over time
2013 – 2022
Annual P/ESelected-period average 15.44×
3-year average10.77×2 positive annual observations
5-year average10.91×4 positive annual observations
10-year average15.44×9 positive annual observations
Peer median · TTM11.36×8 peers with positive P/E
Historical P/E ratios
Annual period-end data · 25 observations
| Period end | P/E | Change |
|---|---|---|
| Dec 31, 2022 | 11.52× | +14.9% |
| Dec 31, 2021 | 10.02× | N/M |
| Dec 31, 2020 | N/M | N/M |
| Dec 31, 2019 | 10.99× | -1.1% |
| Dec 31, 2018 | 11.12× | -40.1% |
| Dec 31, 2017 | 18.57× | +4.8% |
| Dec 31, 2016 | 17.72× | +12.5% |
| Dec 31, 2015 | 15.74× | -26.9% |
View all 25 annual observations +
| Period end | P/E | Change |
|---|---|---|
| Dec 31, 2014 | 21.53× | -1.0% |
| Dec 31, 2013 | 21.75× | +67.9% |
| Dec 31, 2012 | 12.96× | -32.0% |
| Dec 31, 2011 | 19.06× | -59.3% |
| Dec 31, 2010 | 46.85× | N/M |
| Dec 31, 2009 | N/M | N/M |
| Dec 31, 2008 | 17.02× | +17.6% |
| Dec 31, 2007 | 14.47× | -20.8% |
| Dec 31, 2006 | 18.28× | +0.6% |
| Dec 31, 2005 | 18.17× | -4.9% |
| Dec 31, 2004 | 19.10× | +11.2% |
| Dec 31, 2003 | 17.18× | -4.3% |
| Dec 31, 2002 | 17.95× | -55.8% |
| Dec 31, 2001 | 40.59× | +34.8% |
| Dec 31, 2000 | 30.11× | +3.2% |
| Dec 31, 1999 | 29.17× | -12.5% |
| Dec 31, 1998 | 33.34× | N/M |
Change is relative to the preceding observation. N/M values are excluded from averages.
How UMPQ compares
Company P/E vs. peer trailing-12-month ratios
| Company | P/E ratio |
|---|---|
 UMPQ This stockUmpqua Holdings Corporation | 8.92× |
 FCBPFirst Choice Bancorp | 11.78× |
 ISBCInvestors Bancorp, Inc. | 10.43× |
 ZIONZions Bancorporation, National Association | 8.16× |
 WTFCWintrust Financial Corporation | 11.80× |
 FLGFlagstar Financial, Inc. | 72.39× |
 AUBAtlantic Union Bankshares Corporation | 10.95× |
 UCBUnited Community Banks, Inc. | 31.65× |
 FNBF.N.B. Corporation | 10.85× |
Peers are selected by the data provider. Business models and earnings definitions can differ.
Put the numbers in context
What does UMPQ’s P/E tell you?
Compare like with like
The median of the 8 positive peer ratios above is 11.36×. Check growth, margins, debt, and earnings quality before interpreting the gap. A faster-growing business may justify a higher multiple.
Check what drives earnings
One-off gains can temporarily lower P/E; unusual charges can raise it. Reported earnings and forward estimates answer different questions. Pair this view with return on equity and liquidity for a fuller picture.
Keep your research connected
Take UMPQ into your spreadsheet
Pull historical P/E into Excel or Google Sheets with Wisesheets. Build your own comparisons alongside the rest of your financial model.
Explore WisesheetsQuarterly P/E · latest quarterLQ selects the latest reported quarter. Requires the Wisesheets add-in. See available data
=WISE("UMPQ", "PE Ratio", "LQ")Sources & calculation methodology
Current P/E
Share price 17.66 ÷ EPS 1.98 = 8.92×. Data is supplied by Financial Modeling Prep through Wisesheets. Quote feed updated Nov 4, 2026; this is not a real-time trading quote.
History & averages
Annual and quarterly P/E observations are provided separately from the current quote. Averages use the latest 3, 5, or 10 annual observations, excluding missing and nonpositive ratios. Pre-IPO observations are omitted. These are period-end observations, not daily averages.
Data definitions and limitations
The current quote feed does not specify the exact EPS filing-period end or whether EPS is basic or diluted. We do not label it as forward P/E. Peer ratios are explicitly trailing-12-month (TTM) values. Historical observations do not include independently verified price and EPS inputs. Sources may update on different schedules; rounded inputs can produce small calculation differences. Historical comparisons describe past pricing, not an estimate of fair value.
UMPQ P/E ratio: common questions
The essentials behind the numbers.
Umpqua Holdings Corporation's current P/E is 8.92× based on the quote data last updated Nov 4, 2026. It represents the share price divided by reported earnings per share. Prices and earnings may refresh on different schedules.
Annual P/E uses earnings for a completed fiscal year. Trailing-12-month (TTM) P/E uses the latest four quarters, while forward P/E uses forecast earnings. These are not interchangeable. This page labels peer ratios as TTM and shows dated annual or quarterly historical observations; it does not show forward estimates.
N/M means not meaningful: the feed has no positive P/E for that observation. Negative or zero earnings should not be ranked as a low positive valuation multiple. N/M observations are excluded from the averages shown above.
Divide the share price by earnings per share (EPS). For example, a share price of 100 and EPS of 5 gives a P/E of 20×. This page uses the price and EPS supplied together in the quote when both are positive.
Price timestamps, EPS definitions, share classes, adjustments, and fiscal periods can differ. A forward P/E also uses forecast earnings rather than reported earnings. Compare the inputs and as-of dates before comparing two displayed ratios.
Not necessarily. The average describes previous market pricing, not fair value. Changes in earnings quality, growth expectations, debt, accounting, and business risk can justify a different multiple today.