Start with its own history
At 16.90×, NWYF is 22.6% above its 10-observation annual average. A lower multiple can reflect a lower price, higher earnings, or weaker growth expectations—not necessarily a bargain.
OTC · NWYFBanks - RegionalUpdated Nov 4, 2026
Northway Financial, Inc. P/E ratio
Current valuation, historical context, and peer comparisons.
Current P/E ratio
16.90×
22.6% abovethe 10-year annual average
Share price35.5
÷Earnings per share2.1
Price and EPS in quote currency. Calculation details
Investors are paying 16.90 for every 1 of reported earnings per share.
P/E over time
2014 – 2023
Annual P/ESelected-period average 13.78×
3-year average13.20×3 positive annual observations
5-year average12.85×5 positive annual observations
10-year average13.78×10 positive annual observations
Peer median · TTM15.69×6 peers with positive P/E
Historical P/E ratios
Annual period-end data · 25 observations
| Period end | P/E | Change |
|---|---|---|
| Dec 31, 2023 | 8.71× | -58.9% |
| Dec 31, 2022 | 21.19× | +118.6% |
| Dec 31, 2021 | 9.69× | -33.9% |
| Dec 31, 2020 | 14.66× | +46.8% |
| Dec 31, 2019 | 9.99× | -62.1% |
| Dec 31, 2018 | 26.36× | +120.2% |
| Dec 31, 2017 | 11.97× | -34.8% |
| Dec 31, 2016 | 18.36× | +93.0% |
View all 25 annual observations +
| Period end | P/E | Change |
|---|---|---|
| Dec 31, 2015 | 9.51× | +28.4% |
| Dec 31, 2014 | 7.41× | +8.8% |
| Dec 31, 2013 | 6.81× | +23.3% |
| Dec 31, 2012 | 5.52× | -2.5% |
| Dec 31, 2011 | 5.67× | +15.0% |
| Dec 31, 2010 | 4.93× | -61.9% |
| Dec 31, 2009 | 12.94× | N/M |
| Dec 31, 2008 | N/M | N/M |
| Dec 31, 2007 | 14.61× | -7.5% |
| Dec 31, 2006 | 15.80× | -19.9% |
| Dec 31, 2005 | 19.72× | +28.7% |
| Dec 31, 2004 | 15.32× | +3.2% |
| Dec 31, 2003 | 14.84× | -19.8% |
| Dec 31, 2002 | 18.51× | +68.4% |
| Dec 31, 2001 | 10.99× | +25.5% |
| Dec 31, 2000 | 8.76× | -24.6% |
| Dec 31, 1999 | 11.61× | N/M |
Change is relative to the preceding observation. N/M values are excluded from averages.
How NWYF compares
Company P/E vs. peer trailing-12-month ratios
| Company | P/E ratio |
|---|---|
 NWYF This stockNorthway Financial, Inc. | 16.90× |
 BHWBBlackhawk Bancorp, Inc. | 7.02× |
 FDLBFidelity Federal Bancorp | N/M |
 TRBKTraditions Bancorp, Inc. | 16.53× |
 CBOBABay Community Bancorp | 14.84× |
 CFGWCommunity Financial Group, Inc. | 78.57× |
 DOVXFdoValue S.p.A. | N/M |
 FISB1st Capital Bancorp | 21.88× |
 IFHIIntegrated Financial Holdings, Inc. | 6.76× |
Peers are selected by the data provider. Business models and earnings definitions can differ.
Put the numbers in context
What does NWYF’s P/E tell you?
Compare like with like
The median of the 6 positive peer ratios above is 15.69×. Check growth, margins, debt, and earnings quality before interpreting the gap. A faster-growing business may justify a higher multiple.
Check what drives earnings
One-off gains can temporarily lower P/E; unusual charges can raise it. Reported earnings and forward estimates answer different questions. Pair this view with return on equity and liquidity for a fuller picture.
Keep your research connected
Take NWYF into your spreadsheet
Pull historical P/E into Excel or Google Sheets with Wisesheets. Build your own comparisons alongside the rest of your financial model.
Explore WisesheetsQuarterly P/E · latest quarterLQ selects the latest reported quarter. Requires the Wisesheets add-in. See available data
=WISE("NWYF", "PE Ratio", "LQ")Sources & calculation methodology
Current P/E
Share price 35.5 ÷ EPS 2.1 = 16.90×. Data is supplied by Financial Modeling Prep through Wisesheets. Quote feed updated Nov 4, 2026; this is not a real-time trading quote.
History & averages
Annual and quarterly P/E observations are provided separately from the current quote. Averages use the latest 3, 5, or 10 annual observations, excluding missing and nonpositive ratios. Pre-IPO observations are omitted. These are period-end observations, not daily averages.
Data definitions and limitations
The current quote feed does not specify the exact EPS filing-period end or whether EPS is basic or diluted. We do not label it as forward P/E. Peer ratios are explicitly trailing-12-month (TTM) values. Historical observations do not include independently verified price and EPS inputs. Sources may update on different schedules; rounded inputs can produce small calculation differences. Historical comparisons describe past pricing, not an estimate of fair value.
NWYF P/E ratio: common questions
The essentials behind the numbers.
Northway Financial, Inc.'s current P/E is 16.90× based on the quote data last updated Nov 4, 2026. It represents the share price divided by reported earnings per share. Prices and earnings may refresh on different schedules.
Annual P/E uses earnings for a completed fiscal year. Trailing-12-month (TTM) P/E uses the latest four quarters, while forward P/E uses forecast earnings. These are not interchangeable. This page labels peer ratios as TTM and shows dated annual or quarterly historical observations; it does not show forward estimates.
N/M means not meaningful: the feed has no positive P/E for that observation. Negative or zero earnings should not be ranked as a low positive valuation multiple. N/M observations are excluded from the averages shown above.
Divide the share price by earnings per share (EPS). For example, a share price of 100 and EPS of 5 gives a P/E of 20×. This page uses the price and EPS supplied together in the quote when both are positive.
Price timestamps, EPS definitions, share classes, adjustments, and fiscal periods can differ. A forward P/E also uses forecast earnings rather than reported earnings. Compare the inputs and as-of dates before comparing two displayed ratios.
Not necessarily. The average describes previous market pricing, not fair value. Changes in earnings quality, growth expectations, debt, accounting, and business risk can justify a different multiple today.