Start with its own history
At 8.41×, MSADY is 6.8% below its 10-observation annual average. A lower multiple can reflect a lower price, higher earnings, or weaker growth expectations—not necessarily a bargain.
OTC · MSADYInsurance - Property & CasualtyUpdated Nov 5, 2026
MS&AD Insurance Group Holdings, Inc. P/E ratio
Current valuation, historical context, and peer comparisons.
Current P/E ratio
8.41×
6.8% belowthe 10-year annual average
Share price33.55
÷Earnings per share3.991
Price and EPS in quote currency. Calculation details
Investors are paying 8.41 for every 1 of reported earnings per share.
P/E over time
2017 – 2026
Annual P/ESelected-period average 9.02×
3-year average8.71×3 positive annual observations
5-year average9.64×5 positive annual observations
10-year average9.02×10 positive annual observations
Peer median · TTM12.77×8 peers with positive P/E
Historical P/E ratios
Annual period-end data · 19 observations
| Period end | P/E | Change |
|---|---|---|
| Mar 31, 2026 | 7.62× | +5.3% |
| Mar 31, 2025 | 7.24× | -35.8% |
| Mar 31, 2024 | 11.28× | -17.7% |
| Mar 31, 2023 | 13.70× | +63.4% |
| Mar 31, 2022 | 8.38× | -34.0% |
| Mar 31, 2021 | 12.70× | +4.3% |
| Mar 31, 2020 | 12.18× | +28.5% |
| Mar 31, 2019 | 9.48× | +120.3% |
View all 19 annual observations +
| Period end | P/E | Change |
|---|---|---|
| Mar 31, 2018 | 4.30× | +27.9% |
| Mar 31, 2017 | 3.36× | -3.9% |
| Mar 31, 2016 | 3.50× | -31.0% |
| Mar 31, 2015 | 5.08× | -3.0% |
| Mar 31, 2014 | 5.23× | +5.1% |
| Mar 31, 2013 | 4.98× | N/M |
| Mar 31, 2012 | N/M | N/M |
| Mar 31, 2011 | 72.73× | +655.4% |
| Mar 31, 2010 | 9.63× | -75.3% |
| Mar 31, 2009 | 38.99× | +377.0% |
| Mar 31, 2008 | 8.17× | N/M |
Change is relative to the preceding observation. N/M values are excluded from averages.
How MSADY compares
Company P/E vs. peer trailing-12-month ratios
| Company | P/E ratio |
|---|---|
 MSADY This stockMS&AD Insurance Group Holdings, Inc. | 8.41× |
 TKOMYTokio Marine Holdings, Inc. | 22.24× |
 SMPNYSompo Holdings, Inc. | 9.39× |
 QBIEYQBE Insurance Group Limited | 12.54× |
 ZURVYZurich Insurance Group Ltd | 10.52× |
 TLLXYTalanx AG | 13.20× |
 AIGAmerican International Group, Inc. | 13.22× |
 CBChubb Limited | 13.00× |
 005830.KSDB Insurance Co., Ltd. | 7.02× |
Peers are selected by the data provider. Business models and earnings definitions can differ.
Put the numbers in context
What does MSADY’s P/E tell you?
Compare like with like
The median of the 8 positive peer ratios above is 12.77×. Check growth, margins, debt, and earnings quality before interpreting the gap. A faster-growing business may justify a higher multiple.
Check what drives earnings
One-off gains can temporarily lower P/E; unusual charges can raise it. Reported earnings and forward estimates answer different questions. Pair this view with return on equity and liquidity for a fuller picture.
Keep your research connected
Take MSADY into your spreadsheet
Pull historical P/E into Excel or Google Sheets with Wisesheets. Build your own comparisons alongside the rest of your financial model.
Explore WisesheetsQuarterly P/E · latest quarterLQ selects the latest reported quarter. Requires the Wisesheets add-in. See available data
=WISE("MSADY", "PE Ratio", "LQ")Sources & calculation methodology
Current P/E
Share price 33.55 ÷ EPS 3.991 = 8.41×. Data is supplied by Financial Modeling Prep through Wisesheets. Quote feed updated Nov 5, 2026; this is not a real-time trading quote.
History & averages
Annual and quarterly P/E observations are provided separately from the current quote. Averages use the latest 3, 5, or 10 annual observations, excluding missing and nonpositive ratios. Pre-IPO observations are omitted. These are period-end observations, not daily averages.
Data definitions and limitations
The current quote feed does not specify the exact EPS filing-period end or whether EPS is basic or diluted. We do not label it as forward P/E. Peer ratios are explicitly trailing-12-month (TTM) values. Historical observations do not include independently verified price and EPS inputs. Sources may update on different schedules; rounded inputs can produce small calculation differences. Historical comparisons describe past pricing, not an estimate of fair value.
MSADY P/E ratio: common questions
The essentials behind the numbers.
MS&AD Insurance Group Holdings, Inc.'s current P/E is 8.41× based on the quote data last updated Nov 5, 2026. It represents the share price divided by reported earnings per share. Prices and earnings may refresh on different schedules.
Annual P/E uses earnings for a completed fiscal year. Trailing-12-month (TTM) P/E uses the latest four quarters, while forward P/E uses forecast earnings. These are not interchangeable. This page labels peer ratios as TTM and shows dated annual or quarterly historical observations; it does not show forward estimates.
N/M means not meaningful: the feed has no positive P/E for that observation. Negative or zero earnings should not be ranked as a low positive valuation multiple. N/M observations are excluded from the averages shown above.
Divide the share price by earnings per share (EPS). For example, a share price of 100 and EPS of 5 gives a P/E of 20×. This page uses the price and EPS supplied together in the quote when both are positive.
Price timestamps, EPS definitions, share classes, adjustments, and fiscal periods can differ. A forward P/E also uses forecast earnings rather than reported earnings. Compare the inputs and as-of dates before comparing two displayed ratios.
Not necessarily. The average describes previous market pricing, not fair value. Changes in earnings quality, growth expectations, debt, accounting, and business risk can justify a different multiple today.