Start with its own history
At 22.35×, GOVB is 15.5% above its 7-observation annual average. A lower multiple can reflect a lower price, higher earnings, or weaker growth expectations—not necessarily a bargain.
OTC · GOVBBanks - RegionalUpdated Nov 2, 2026
Gouverneur Bancorp, Inc. P/E ratio
Current valuation, historical context, and peer comparisons.
Current P/E ratio
22.35×
15.5% abovethe 7-observation annual average
Share price21.18
÷Earnings per share0.9478
Price and EPS in quote currency. Calculation details
Investors are paying 22.35 for every 1 of reported earnings per share.
P/E over time
2017 – 2026
Annual P/ESelected-period average 19.36×
3-year average20.17×2 positive annual observations
5-year average22.49×4 positive annual observations
10-year average19.36×7 positive annual observations
Peer median · TTM9.31×7 peers with positive P/E
Historical P/E ratios
Annual period-end data · 20 observations
| Period end | P/E | Change |
|---|---|---|
| Sep 30, 2026 | N/M | N/M |
| Sep 30, 2025 | 19.79× | -3.7% |
| Sep 30, 2024 | 20.55× | -46.9% |
| Sep 30, 2023 | 38.73× | +256.4% |
| Sep 30, 2022 | 10.87× | +27.1% |
| Sep 30, 2021 | 8.55× | N/M |
| Sep 30, 2020 | N/M | N/M |
| Sep 30, 2019 | N/M | N/M |
View all 20 annual observations +
| Period end | P/E | Change |
|---|---|---|
| Sep 30, 2018 | 18.09× | -4.4% |
| Sep 30, 2017 | 18.91× | +64.7% |
| Sep 30, 2016 | 11.48× | +892.3% |
| Sep 30, 2007 | 1.16× | +107.1% |
| Sep 30, 2006 | 0.56× | -9.3% |
| Sep 30, 2005 | 0.62× | -25.2% |
| Sep 30, 2004 | 0.82× | -52.9% |
| Sep 30, 2003 | 1.75× | +158.8% |
| Sep 30, 2002 | 0.67× | +20.0% |
| Sep 30, 2001 | 0.56× | -19.4% |
| Sep 30, 2000 | 0.70× | -17.2% |
| Sep 30, 1999 | 0.84× | N/M |
Change is relative to the preceding observation. N/M values are excluded from averages.
How GOVB compares
Company P/E vs. peer trailing-12-month ratios
| Company | P/E ratio |
|---|---|
 GOVB This stockGouverneur Bancorp, Inc. | 22.35× |
 PFSBPFS Bancorp, Inc. | 18.28× |
 CARVCarver Bancorp, Inc. | N/M |
 GTPSGreat American Bancorp, Inc. | 7.90× |
 TDCBThird Century Bancorp | 7.01× |
 TVLFTennessee Valley Financial Holdings, Inc. | 7.98× |
 UNTNUnited Tennessee Bankshares, Inc. | 9.31× |
 FLEWFleetwood Bank Corporation | 10.62× |
 HRGGHeritage NOLA Bancorp, Inc. | 101.24× |
Peers are selected by the data provider. Business models and earnings definitions can differ.
Put the numbers in context
What does GOVB’s P/E tell you?
Compare like with like
The median of the 7 positive peer ratios above is 9.31×. Check growth, margins, debt, and earnings quality before interpreting the gap. A faster-growing business may justify a higher multiple.
Check what drives earnings
One-off gains can temporarily lower P/E; unusual charges can raise it. Reported earnings and forward estimates answer different questions. Pair this view with return on equity and liquidity for a fuller picture.
Keep your research connected
Take GOVB into your spreadsheet
Pull historical P/E into Excel or Google Sheets with Wisesheets. Build your own comparisons alongside the rest of your financial model.
Explore WisesheetsQuarterly P/E · latest quarterLQ selects the latest reported quarter. Requires the Wisesheets add-in. See available data
=WISE("GOVB", "PE Ratio", "LQ")Sources & calculation methodology
Current P/E
Share price 21.18 ÷ EPS 0.9478 = 22.35×. Data is supplied by Financial Modeling Prep through Wisesheets. Quote feed updated Nov 2, 2026; this is not a real-time trading quote.
History & averages
Annual and quarterly P/E observations are provided separately from the current quote. Averages use the latest 3, 5, or 10 annual observations, excluding missing and nonpositive ratios. Pre-IPO observations are omitted. These are period-end observations, not daily averages.
Data definitions and limitations
The current quote feed does not specify the exact EPS filing-period end or whether EPS is basic or diluted. We do not label it as forward P/E. Peer ratios are explicitly trailing-12-month (TTM) values. Historical observations do not include independently verified price and EPS inputs. Sources may update on different schedules; rounded inputs can produce small calculation differences. Historical comparisons describe past pricing, not an estimate of fair value.
GOVB P/E ratio: common questions
The essentials behind the numbers.
Gouverneur Bancorp, Inc.'s current P/E is 22.35× based on the quote data last updated Nov 2, 2026. It represents the share price divided by reported earnings per share. Prices and earnings may refresh on different schedules.
Annual P/E uses earnings for a completed fiscal year. Trailing-12-month (TTM) P/E uses the latest four quarters, while forward P/E uses forecast earnings. These are not interchangeable. This page labels peer ratios as TTM and shows dated annual or quarterly historical observations; it does not show forward estimates.
N/M means not meaningful: the feed has no positive P/E for that observation. Negative or zero earnings should not be ranked as a low positive valuation multiple. N/M observations are excluded from the averages shown above.
Divide the share price by earnings per share (EPS). For example, a share price of 100 and EPS of 5 gives a P/E of 20×. This page uses the price and EPS supplied together in the quote when both are positive.
Price timestamps, EPS definitions, share classes, adjustments, and fiscal periods can differ. A forward P/E also uses forecast earnings rather than reported earnings. Compare the inputs and as-of dates before comparing two displayed ratios.
Not necessarily. The average describes previous market pricing, not fair value. Changes in earnings quality, growth expectations, debt, accounting, and business risk can justify a different multiple today.