Start with its own history
At 15.69×, EFSI is 25.9% above its 10-observation annual average. A lower multiple can reflect a lower price, higher earnings, or weaker growth expectations—not necessarily a bargain.
NASDAQ · EFSIBanks - RegionalUpdated Nov 2, 2026
Eagle Financial Services, Inc. P/E ratio
Current valuation, historical context, and peer comparisons.
Current P/E ratio
15.69×
25.9% abovethe 10-year annual average
Share price46.28
÷Earnings per share2.95
Price and EPS in quote currency. Calculation details
Investors are paying 15.69 for every 1 of reported earnings per share.
P/E over time
2016 – 2025
Annual P/ESelected-period average 12.46×
3-year average14.91×3 positive annual observations
5-year average12.84×5 positive annual observations
10-year average12.46×10 positive annual observations
Peer median · TTM11.76×8 peers with positive P/E
Historical P/E ratios
Annual period-end data · 24 observations
| Period end | P/E | Change |
|---|---|---|
| Dec 31, 2025 | 25.03× | +197.1% |
| Dec 31, 2024 | 8.43× | -25.3% |
| Dec 31, 2023 | 11.28× | +30.8% |
| Dec 31, 2022 | 8.62× | -20.4% |
| Dec 31, 2021 | 10.83× | +20.0% |
| Dec 31, 2020 | 9.02× | -17.5% |
| Dec 31, 2019 | 10.93× | -8.3% |
| Dec 31, 2018 | 11.92× | -16.6% |
View all 24 annual observations +
| Period end | P/E | Change |
|---|---|---|
| Dec 31, 2017 | 14.29× | +0.4% |
| Dec 31, 2016 | 14.23× | +21.9% |
| Dec 31, 2015 | 11.68× | +4.2% |
| Dec 31, 2014 | 11.20× | +5.0% |
| Dec 31, 2013 | 10.66× | -4.5% |
| Dec 31, 2012 | 11.17× | -13.0% |
| Dec 31, 2011 | 12.83× | -13.7% |
| Dec 31, 2010 | 14.86× | +2.9% |
| Dec 31, 2009 | 14.45× | +15.8% |
| Dec 31, 2008 | 12.48× | -6.7% |
| Dec 31, 2007 | 13.38× | -14.8% |
| Dec 31, 2006 | 15.71× | -48.8% |
| Dec 31, 2005 | 30.71× | +6.8% |
| Dec 31, 2004 | 28.74× | -14.7% |
| Dec 31, 2003 | 33.68× | +66.6% |
| Dec 31, 2002 | 20.22× | N/M |
Change is relative to the preceding observation. N/M values are excluded from averages.
How EFSI compares
Company P/E vs. peer trailing-12-month ratios
| Company | P/E ratio |
|---|---|
 EFSI This stockEagle Financial Services, Inc. | 15.69× |
 NKSHNational Bankshares, Inc. | 12.32× |
 CBNAChain Bridge Bancorp, Inc. | 10.14× |
 FCCOFirst Community Corporation | 11.66× |
 FRAFFranklin Financial Services Corporation | 11.87× |
 MNSBMainStreet Bancshares, Inc. | 11.33× |
 ATLOAmes National Corporation | 11.90× |
 FXNCFirst National Corporation | 12.33× |
 VABKVirginia National Bankshares Corporation | 10.70× |
Peers are selected by the data provider. Business models and earnings definitions can differ.
Put the numbers in context
What does EFSI’s P/E tell you?
Compare like with like
The median of the 8 positive peer ratios above is 11.76×. Check growth, margins, debt, and earnings quality before interpreting the gap. A faster-growing business may justify a higher multiple.
Check what drives earnings
One-off gains can temporarily lower P/E; unusual charges can raise it. Reported earnings and forward estimates answer different questions. Pair this view with return on equity and liquidity for a fuller picture.
Keep your research connected
Take EFSI into your spreadsheet
Pull historical P/E into Excel or Google Sheets with Wisesheets. Build your own comparisons alongside the rest of your financial model.
Explore WisesheetsQuarterly P/E · latest quarterLQ selects the latest reported quarter. Requires the Wisesheets add-in. See available data
=WISE("EFSI", "PE Ratio", "LQ")Sources & calculation methodology
Current P/E
Share price 46.28 ÷ EPS 2.95 = 15.69×. Data is supplied by Financial Modeling Prep through Wisesheets. Quote feed updated Nov 2, 2026; this is not a real-time trading quote.
History & averages
Annual and quarterly P/E observations are provided separately from the current quote. Averages use the latest 3, 5, or 10 annual observations, excluding missing and nonpositive ratios. Pre-IPO observations are omitted. These are period-end observations, not daily averages.
Data definitions and limitations
The current quote feed does not specify the exact EPS filing-period end or whether EPS is basic or diluted. We do not label it as forward P/E. Peer ratios are explicitly trailing-12-month (TTM) values. Historical observations do not include independently verified price and EPS inputs. Sources may update on different schedules; rounded inputs can produce small calculation differences. Historical comparisons describe past pricing, not an estimate of fair value.
EFSI P/E ratio: common questions
The essentials behind the numbers.
Eagle Financial Services, Inc.'s current P/E is 15.69× based on the quote data last updated Nov 2, 2026. It represents the share price divided by reported earnings per share. Prices and earnings may refresh on different schedules.
Annual P/E uses earnings for a completed fiscal year. Trailing-12-month (TTM) P/E uses the latest four quarters, while forward P/E uses forecast earnings. These are not interchangeable. This page labels peer ratios as TTM and shows dated annual or quarterly historical observations; it does not show forward estimates.
N/M means not meaningful: the feed has no positive P/E for that observation. Negative or zero earnings should not be ranked as a low positive valuation multiple. N/M observations are excluded from the averages shown above.
Divide the share price by earnings per share (EPS). For example, a share price of 100 and EPS of 5 gives a P/E of 20×. This page uses the price and EPS supplied together in the quote when both are positive.
Price timestamps, EPS definitions, share classes, adjustments, and fiscal periods can differ. A forward P/E also uses forecast earnings rather than reported earnings. Compare the inputs and as-of dates before comparing two displayed ratios.
Not necessarily. The average describes previous market pricing, not fair value. Changes in earnings quality, growth expectations, debt, accounting, and business risk can justify a different multiple today.