Start with its own history
At 10.24×, CIVB is 2.6% below its 10-observation annual average. A lower multiple can reflect a lower price, higher earnings, or weaker growth expectations—not necessarily a bargain.
NASDAQ · CIVBBanks - RegionalUpdated Nov 2, 2026
Civista Bancshares, Inc. P/E ratio
Current valuation, historical context, and peer comparisons.
Current P/E ratio
10.24×
2.6% belowthe 10-year annual average
Share price28.9789
÷Earnings per share2.83
Price and EPS in quote currency. Calculation details
Investors are paying 10.24 for every 1 of reported earnings per share.
P/E over time
2016 – 2025
Annual P/ESelected-period average 10.51×
3-year average8.55×3 positive annual observations
5-year average8.68×5 positive annual observations
10-year average10.51×10 positive annual observations
Peer median · TTM13.47×8 peers with positive P/E
Historical P/E ratios
Annual period-end data · 25 observations
| Period end | P/E | Change |
|---|---|---|
| Dec 31, 2025 | 8.42× | -19.6% |
| Dec 31, 2024 | 10.47× | +55.0% |
| Dec 31, 2023 | 6.75× | -20.2% |
| Dec 31, 2022 | 8.47× | -8.8% |
| Dec 31, 2021 | 9.28× | +5.8% |
| Dec 31, 2020 | 8.77× | -21.1% |
| Dec 31, 2019 | 11.11× | -34.9% |
| Dec 31, 2018 | 17.08× | +14.9% |
View all 25 annual observations +
| Period end | P/E | Change |
|---|---|---|
| Dec 31, 2017 | 14.86× | +49.9% |
| Dec 31, 2016 | 9.91× | +10.5% |
| Dec 31, 2015 | 8.97× | -13.6% |
| Dec 31, 2014 | 10.38× | +3.5% |
| Dec 31, 2013 | 10.03× | +8.9% |
| Dec 31, 2012 | 9.21× | -17.7% |
| Dec 31, 2011 | 11.19× | N/M |
| Dec 31, 2010 | N/M | N/M |
| Dec 31, 2009 | 51.67× | N/M |
| Dec 31, 2008 | N/M | N/M |
| Dec 31, 2007 | 11.25× | -36.1% |
| Dec 31, 2006 | 17.59× | +3.7% |
| Dec 31, 2005 | 16.96× | -33.1% |
| Dec 31, 2004 | 25.35× | -0.6% |
| Dec 31, 2003 | 25.50× | +59.1% |
| Dec 31, 2002 | 16.03× | -8.4% |
| Dec 31, 2001 | 17.50× | N/M |
Change is relative to the preceding observation. N/M values are excluded from averages.
How CIVB compares
Company P/E vs. peer trailing-12-month ratios
| Company | P/E ratio |
|---|---|
 CIVB This stockCivista Bancshares, Inc. | 10.24× |
 CPBICentral Plains Bancshares, Inc. Common Stock | 17.68× |
 CWBCCommunity West Bancshares | 16.70× |
 SFSTSouthern First Bancshares, Inc. | 12.38× |
 TCBSTexas Community Bancshares, Inc. | 14.57× |
 FUSBFirst US Bancshares, Inc. | 11.92× |
 NKSHNational Bankshares, Inc. | 12.32× |
 OVBCOhio Valley Banc Corp. | 16.37× |
 FNRNFirst Northern Community Bancorp | 12.38× |
Peers are selected by the data provider. Business models and earnings definitions can differ.
Put the numbers in context
What does CIVB’s P/E tell you?
Compare like with like
The median of the 8 positive peer ratios above is 13.47×. Check growth, margins, debt, and earnings quality before interpreting the gap. A faster-growing business may justify a higher multiple.
Check what drives earnings
One-off gains can temporarily lower P/E; unusual charges can raise it. Reported earnings and forward estimates answer different questions. Pair this view with return on equity and liquidity for a fuller picture.
Keep your research connected
Take CIVB into your spreadsheet
Pull historical P/E into Excel or Google Sheets with Wisesheets. Build your own comparisons alongside the rest of your financial model.
Explore WisesheetsQuarterly P/E · latest quarterLQ selects the latest reported quarter. Requires the Wisesheets add-in. See available data
=WISE("CIVB", "PE Ratio", "LQ")Sources & calculation methodology
Current P/E
Share price 28.9789 ÷ EPS 2.83 = 10.24×. Data is supplied by Financial Modeling Prep through Wisesheets. Quote feed updated Nov 2, 2026; this is not a real-time trading quote.
History & averages
Annual and quarterly P/E observations are provided separately from the current quote. Averages use the latest 3, 5, or 10 annual observations, excluding missing and nonpositive ratios. Pre-IPO observations are omitted. These are period-end observations, not daily averages.
Data definitions and limitations
The current quote feed does not specify the exact EPS filing-period end or whether EPS is basic or diluted. We do not label it as forward P/E. Peer ratios are explicitly trailing-12-month (TTM) values. Historical observations do not include independently verified price and EPS inputs. Sources may update on different schedules; rounded inputs can produce small calculation differences. Historical comparisons describe past pricing, not an estimate of fair value.
CIVB P/E ratio: common questions
The essentials behind the numbers.
Civista Bancshares, Inc.'s current P/E is 10.24× based on the quote data last updated Nov 2, 2026. It represents the share price divided by reported earnings per share. Prices and earnings may refresh on different schedules.
Annual P/E uses earnings for a completed fiscal year. Trailing-12-month (TTM) P/E uses the latest four quarters, while forward P/E uses forecast earnings. These are not interchangeable. This page labels peer ratios as TTM and shows dated annual or quarterly historical observations; it does not show forward estimates.
N/M means not meaningful: the feed has no positive P/E for that observation. Negative or zero earnings should not be ranked as a low positive valuation multiple. N/M observations are excluded from the averages shown above.
Divide the share price by earnings per share (EPS). For example, a share price of 100 and EPS of 5 gives a P/E of 20×. This page uses the price and EPS supplied together in the quote when both are positive.
Price timestamps, EPS definitions, share classes, adjustments, and fiscal periods can differ. A forward P/E also uses forecast earnings rather than reported earnings. Compare the inputs and as-of dates before comparing two displayed ratios.
Not necessarily. The average describes previous market pricing, not fair value. Changes in earnings quality, growth expectations, debt, accounting, and business risk can justify a different multiple today.