Start with its own history
At 11.27×, CFOK is 66.8% below its 8-observation annual average. A lower multiple can reflect a lower price, higher earnings, or weaker growth expectations—not necessarily a bargain.
OTC · CFOKBanks - RegionalUpdated Nov 4, 2026
Community First Bancorporation P/E ratio
Current valuation, historical context, and peer comparisons.
Current P/E ratio
11.27×
66.8% belowthe 8-observation annual average
Share price8
÷Earnings per share0.71
Price and EPS in quote currency. Calculation details
Investors are paying 11.27 for every 1 of reported earnings per share.
P/E over time
2014 – 2023
Annual P/ESelected-period average 33.97×
3-year average9.37×3 positive annual observations
5-year average16.00×5 positive annual observations
10-year average33.97×8 positive annual observations
Peer median · TTM11.61×7 peers with positive P/E
Historical P/E ratios
Annual period-end data · 24 observations
| Period end | P/E | Change |
|---|---|---|
| Dec 31, 2023 | 9.44× | +52.6% |
| Dec 31, 2022 | 6.18× | -50.4% |
| Dec 31, 2021 | 12.48× | -36.6% |
| Dec 31, 2020 | 19.67× | -39.0% |
| Dec 31, 2019 | 32.24× | N/M |
| Dec 31, 2018 | N/M | N/M |
| Dec 31, 2017 | 39.88× | +34.4% |
| Dec 31, 2016 | 29.66× | -75.7% |
View all 24 annual observations +
| Period end | P/E | Change |
|---|---|---|
| Dec 31, 2015 | 122.21× | N/M |
| Dec 31, 2014 | N/M | N/M |
| Dec 31, 2012 | N/M | N/M |
| Dec 31, 2011 | N/M | N/M |
| Dec 31, 2010 | 15.73× | -38.1% |
| Dec 31, 2009 | 25.43× | -12.8% |
| Dec 31, 2008 | 29.15× | +58.4% |
| Dec 31, 2007 | 18.40× | -17.0% |
| Dec 31, 2006 | 22.16× | +45.9% |
| Dec 31, 2005 | 15.19× | -1.7% |
| Dec 31, 2004 | 15.45× | -5.1% |
| Dec 31, 2003 | 16.28× | +8.6% |
| Dec 31, 2002 | 15.00× | -36.2% |
| Dec 31, 2001 | 23.50× | -1.7% |
| Dec 31, 2000 | 23.90× | -17.6% |
| Dec 31, 1999 | 29.00× | N/M |
Change is relative to the preceding observation. N/M values are excluded from averages.
How CFOK compares
Company P/E vs. peer trailing-12-month ratios
| Company | P/E ratio |
|---|---|
 CFOK This stockCommunity First Bancorporation | 11.27× |
 TSBATouchstone Bankshares, Inc. | 29.08× |
 CMUVCMUV Bancorp | 11.61× |
 SQCFSusquehanna Community Financial, Inc. | 18.70× |
 PSBPPSB Holding Corp. | N/M |
 MIFFMifflinburg Bancorp, Inc. | 10.83× |
 NUBCNorthumberland Bancorp | 21.53× |
 RBAZRBAZ Bancorp, Inc. | 11.34× |
 MYBFMuncy Bank Financial, Inc. | 8.46× |
Peers are selected by the data provider. Business models and earnings definitions can differ.
Put the numbers in context
What does CFOK’s P/E tell you?
Compare like with like
The median of the 7 positive peer ratios above is 11.61×. Check growth, margins, debt, and earnings quality before interpreting the gap. A faster-growing business may justify a higher multiple.
Check what drives earnings
One-off gains can temporarily lower P/E; unusual charges can raise it. Reported earnings and forward estimates answer different questions. Pair this view with return on equity and liquidity for a fuller picture.
Keep your research connected
Take CFOK into your spreadsheet
Pull historical P/E into Excel or Google Sheets with Wisesheets. Build your own comparisons alongside the rest of your financial model.
Explore WisesheetsQuarterly P/E · latest quarterLQ selects the latest reported quarter. Requires the Wisesheets add-in. See available data
=WISE("CFOK", "PE Ratio", "LQ")Sources & calculation methodology
Current P/E
Share price 8 ÷ EPS 0.71 = 11.27×. Data is supplied by Financial Modeling Prep through Wisesheets. Quote feed updated Nov 4, 2026; this is not a real-time trading quote.
History & averages
Annual and quarterly P/E observations are provided separately from the current quote. Averages use the latest 3, 5, or 10 annual observations, excluding missing and nonpositive ratios. Pre-IPO observations are omitted. These are period-end observations, not daily averages.
Data definitions and limitations
The current quote feed does not specify the exact EPS filing-period end or whether EPS is basic or diluted. We do not label it as forward P/E. Peer ratios are explicitly trailing-12-month (TTM) values. Historical observations do not include independently verified price and EPS inputs. Sources may update on different schedules; rounded inputs can produce small calculation differences. Historical comparisons describe past pricing, not an estimate of fair value.
CFOK P/E ratio: common questions
The essentials behind the numbers.
Community First Bancorporation's current P/E is 11.27× based on the quote data last updated Nov 4, 2026. It represents the share price divided by reported earnings per share. Prices and earnings may refresh on different schedules.
Annual P/E uses earnings for a completed fiscal year. Trailing-12-month (TTM) P/E uses the latest four quarters, while forward P/E uses forecast earnings. These are not interchangeable. This page labels peer ratios as TTM and shows dated annual or quarterly historical observations; it does not show forward estimates.
N/M means not meaningful: the feed has no positive P/E for that observation. Negative or zero earnings should not be ranked as a low positive valuation multiple. N/M observations are excluded from the averages shown above.
Divide the share price by earnings per share (EPS). For example, a share price of 100 and EPS of 5 gives a P/E of 20×. This page uses the price and EPS supplied together in the quote when both are positive.
Price timestamps, EPS definitions, share classes, adjustments, and fiscal periods can differ. A forward P/E also uses forecast earnings rather than reported earnings. Compare the inputs and as-of dates before comparing two displayed ratios.
Not necessarily. The average describes previous market pricing, not fair value. Changes in earnings quality, growth expectations, debt, accounting, and business risk can justify a different multiple today.