Start with its own history
At 12.55×, CFFN is 28.9% below its 9-observation annual average. A lower multiple can reflect a lower price, higher earnings, or weaker growth expectations—not necessarily a bargain.
NASDAQ · CFFNBanks - RegionalUpdated Nov 2, 2026
Capitol Federal Financial, Inc. P/E ratio
Current valuation, historical context, and peer comparisons.
Current P/E ratio
12.55×
28.9% belowthe 9-observation annual average
Share price8.6576
÷Earnings per share0.69
Price and EPS in quote currency. Calculation details
Investors are paying 12.55 for every 1 of reported earnings per share.
P/E over time
2017 – 2026
Annual P/ESelected-period average 17.65×
3-year average14.77×3 positive annual observations
5-year average14.42×4 positive annual observations
10-year average17.65×9 positive annual observations
Peer median · TTM11.06×8 peers with positive P/E
Historical P/E ratios
Annual period-end data · 25 observations
| Period end | P/E | Change |
|---|---|---|
| Sep 30, 2026 | 11.96× | -2.1% |
| Sep 30, 2025 | 12.21× | -39.4% |
| Sep 30, 2024 | 20.14× | N/M |
| Sep 30, 2023 | N/M | N/M |
| Sep 30, 2022 | 13.39× | -34.8% |
| Sep 30, 2021 | 20.52× | +4.0% |
| Sep 30, 2020 | 19.72× | -2.7% |
| Sep 30, 2019 | 20.26× | +17.1% |
View all 25 annual observations +
| Period end | P/E | Change |
|---|---|---|
| Sep 30, 2018 | 17.30× | -25.9% |
| Sep 30, 2017 | 23.33× | +4.5% |
| Sep 30, 2016 | 22.33× | +6.9% |
| Sep 30, 2015 | 20.90× | -1.0% |
| Sep 30, 2014 | 21.11× | -18.5% |
| Sep 30, 2013 | 25.90× | +1.4% |
| Sep 30, 2012 | 25.53× | -42.0% |
| Sep 30, 2011 | 44.00× | +66.3% |
| Sep 30, 2010 | 26.46× | -26.8% |
| Sep 30, 2009 | 36.15× | -42.4% |
| Sep 30, 2008 | 62.81× | -21.5% |
| Sep 30, 2007 | 80.00× | +48.6% |
| Sep 30, 2006 | 53.83× | +43.3% |
| Sep 30, 2005 | 37.57× | N/M |
| Sep 30, 2004 | N/M | N/M |
| Sep 30, 2003 | 39.00× | +120.5% |
| Sep 30, 2002 | 17.69× | N/M |
Change is relative to the preceding observation. N/M values are excluded from averages.
How CFFN compares
Company P/E vs. peer trailing-12-month ratios
| Company | P/E ratio |
|---|---|
 CFFN This stockCapitol Federal Financial, Inc. | 12.55× |
 MCBMetropolitan Bank Holding Corp. | 9.84× |
 SMBCSouthern Missouri Bancorp, Inc. | 10.67× |
 CFFIC&F Financial Corporation | 11.89× |
 CCBGCapital City Bank Group, Inc. | 14.19× |
 FVCBFVCBankcorp, Inc. | 11.46× |
 GSBCGreat Southern Bancorp, Inc. | 14.44× |
 HWBKHawthorn Bancshares, Inc. | 10.00× |
 NBNNortheast Bank | 9.50× |
Peers are selected by the data provider. Business models and earnings definitions can differ.
Put the numbers in context
What does CFFN’s P/E tell you?
Compare like with like
The median of the 8 positive peer ratios above is 11.06×. Check growth, margins, debt, and earnings quality before interpreting the gap. A faster-growing business may justify a higher multiple.
Check what drives earnings
One-off gains can temporarily lower P/E; unusual charges can raise it. Reported earnings and forward estimates answer different questions. Pair this view with return on equity and liquidity for a fuller picture.
Keep your research connected
Take CFFN into your spreadsheet
Pull historical P/E into Excel or Google Sheets with Wisesheets. Build your own comparisons alongside the rest of your financial model.
Explore WisesheetsQuarterly P/E · latest quarterLQ selects the latest reported quarter. Requires the Wisesheets add-in. See available data
=WISE("CFFN", "PE Ratio", "LQ")Sources & calculation methodology
Current P/E
Share price 8.6576 ÷ EPS 0.69 = 12.55×. Data is supplied by Financial Modeling Prep through Wisesheets. Quote feed updated Nov 2, 2026; this is not a real-time trading quote.
History & averages
Annual and quarterly P/E observations are provided separately from the current quote. Averages use the latest 3, 5, or 10 annual observations, excluding missing and nonpositive ratios. Pre-IPO observations are omitted. These are period-end observations, not daily averages.
Data definitions and limitations
The current quote feed does not specify the exact EPS filing-period end or whether EPS is basic or diluted. We do not label it as forward P/E. Peer ratios are explicitly trailing-12-month (TTM) values. Historical observations do not include independently verified price and EPS inputs. Sources may update on different schedules; rounded inputs can produce small calculation differences. Historical comparisons describe past pricing, not an estimate of fair value.
CFFN P/E ratio: common questions
The essentials behind the numbers.
Capitol Federal Financial, Inc.'s current P/E is 12.55× based on the quote data last updated Nov 2, 2026. It represents the share price divided by reported earnings per share. Prices and earnings may refresh on different schedules.
Annual P/E uses earnings for a completed fiscal year. Trailing-12-month (TTM) P/E uses the latest four quarters, while forward P/E uses forecast earnings. These are not interchangeable. This page labels peer ratios as TTM and shows dated annual or quarterly historical observations; it does not show forward estimates.
N/M means not meaningful: the feed has no positive P/E for that observation. Negative or zero earnings should not be ranked as a low positive valuation multiple. N/M observations are excluded from the averages shown above.
Divide the share price by earnings per share (EPS). For example, a share price of 100 and EPS of 5 gives a P/E of 20×. This page uses the price and EPS supplied together in the quote when both are positive.
Price timestamps, EPS definitions, share classes, adjustments, and fiscal periods can differ. A forward P/E also uses forecast earnings rather than reported earnings. Compare the inputs and as-of dates before comparing two displayed ratios.
Not necessarily. The average describes previous market pricing, not fair value. Changes in earnings quality, growth expectations, debt, accounting, and business risk can justify a different multiple today.