Start with its own history
At 21.12×, BCTF is 43.7% below its 9-observation annual average. A lower multiple can reflect a lower price, higher earnings, or weaker growth expectations—not necessarily a bargain.
OTC · BCTFBanks - RegionalUpdated Nov 5, 2026
Bancorp 34, Inc. P/E ratio
Current valuation, historical context, and peer comparisons.
Current P/E ratio
21.12×
43.7% belowthe 9-observation annual average
Share price16.05
÷Earnings per share0.76
Price and EPS in quote currency. Calculation details
Investors are paying 21.12 for every 1 of reported earnings per share.
P/E over time
2016 – 2025
Annual P/ESelected-period average 37.54×
3-year average30.01×2 positive annual observations
5-year average23.11×4 positive annual observations
10-year average37.54×9 positive annual observations
Peer median · TTM10.72×8 peers with positive P/E
Historical P/E ratios
Annual period-end data · 23 observations
| Period end | P/E | Change |
|---|---|---|
| Dec 31, 2025 | 12.74× | -73.1% |
| Dec 31, 2024 | 47.28× | N/M |
| Dec 31, 2023 | N/M | N/M |
| Dec 31, 2022 | 24.29× | +197.8% |
| Dec 31, 2021 | 8.15× | -58.5% |
| Dec 31, 2020 | 19.64× | -17.7% |
| Dec 31, 2019 | 23.86× | -48.4% |
| Dec 31, 2018 | 46.22× | -68.7% |
View all 23 annual observations +
| Period end | P/E | Change |
|---|---|---|
| Dec 31, 2017 | 147.50× | +1704.2% |
| Dec 31, 2016 | 8.18× | -91.3% |
| Dec 31, 2015 | 94.31× | +195.9% |
| Dec 31, 2014 | 31.87× | N/M |
| Jun 30, 2014 | N/M | N/M |
| Jun 30, 2013 | N/M | N/M |
| Jun 30, 2012 | N/M | N/M |
| Jun 30, 2007 | 78.42× | +12.7% |
| Jun 30, 2006 | 69.60× | -8.9% |
| Jun 30, 2005 | 76.43× | +1.7% |
| Jun 30, 2004 | 75.15× | +37.2% |
| Jun 30, 2003 | 54.76× | -17.1% |
| Jun 30, 2002 | 66.05× | +119.2% |
| Jun 30, 2001 | 30.13× | +85.8% |
| Jun 30, 2000 | 16.22× | N/M |
Change is relative to the preceding observation. N/M values are excluded from averages.
How BCTF compares
Company P/E vs. peer trailing-12-month ratios
| Company | P/E ratio |
|---|---|
 BCTF This stockBancorp 34, Inc. | 21.12× |
 CBKMConsumers Bancorp, Inc. | 8.57× |
 BYLBBoyle Bancorp, Inc. | 7.95× |
 CMTVCommunity Bancorp | 13.69× |
 HFBLHome Federal Bancorp, Inc. of Louisiana | 10.44× |
 SOMCSouthern Michigan Bancorp, Inc. | 11.00× |
 CZBTCitizens Bancorp of Virginia, Inc. | 8.43× |
 HVLMHuron Valley Bancorp, Inc. | 17.04× |
 SFBCSound Financial Bancorp, Inc. | 13.50× |
Peers are selected by the data provider. Business models and earnings definitions can differ.
Put the numbers in context
What does BCTF’s P/E tell you?
Compare like with like
The median of the 8 positive peer ratios above is 10.72×. Check growth, margins, debt, and earnings quality before interpreting the gap. A faster-growing business may justify a higher multiple.
Check what drives earnings
One-off gains can temporarily lower P/E; unusual charges can raise it. Reported earnings and forward estimates answer different questions. Pair this view with return on equity and liquidity for a fuller picture.
Keep your research connected
Take BCTF into your spreadsheet
Pull historical P/E into Excel or Google Sheets with Wisesheets. Build your own comparisons alongside the rest of your financial model.
Explore WisesheetsQuarterly P/E · latest quarterLQ selects the latest reported quarter. Requires the Wisesheets add-in. See available data
=WISE("BCTF", "PE Ratio", "LQ")Sources & calculation methodology
Current P/E
Share price 16.05 ÷ EPS 0.76 = 21.12×. Data is supplied by Financial Modeling Prep through Wisesheets. Quote feed updated Nov 5, 2026; this is not a real-time trading quote.
History & averages
Annual and quarterly P/E observations are provided separately from the current quote. Averages use the latest 3, 5, or 10 annual observations, excluding missing and nonpositive ratios. Pre-IPO observations are omitted. These are period-end observations, not daily averages.
Data definitions and limitations
The current quote feed does not specify the exact EPS filing-period end or whether EPS is basic or diluted. We do not label it as forward P/E. Peer ratios are explicitly trailing-12-month (TTM) values. Historical observations do not include independently verified price and EPS inputs. Sources may update on different schedules; rounded inputs can produce small calculation differences. Historical comparisons describe past pricing, not an estimate of fair value.
BCTF P/E ratio: common questions
The essentials behind the numbers.
Bancorp 34, Inc.'s current P/E is 21.12× based on the quote data last updated Nov 5, 2026. It represents the share price divided by reported earnings per share. Prices and earnings may refresh on different schedules.
Annual P/E uses earnings for a completed fiscal year. Trailing-12-month (TTM) P/E uses the latest four quarters, while forward P/E uses forecast earnings. These are not interchangeable. This page labels peer ratios as TTM and shows dated annual or quarterly historical observations; it does not show forward estimates.
N/M means not meaningful: the feed has no positive P/E for that observation. Negative or zero earnings should not be ranked as a low positive valuation multiple. N/M observations are excluded from the averages shown above.
Divide the share price by earnings per share (EPS). For example, a share price of 100 and EPS of 5 gives a P/E of 20×. This page uses the price and EPS supplied together in the quote when both are positive.
Price timestamps, EPS definitions, share classes, adjustments, and fiscal periods can differ. A forward P/E also uses forecast earnings rather than reported earnings. Compare the inputs and as-of dates before comparing two displayed ratios.
Not necessarily. The average describes previous market pricing, not fair value. Changes in earnings quality, growth expectations, debt, accounting, and business risk can justify a different multiple today.