X Financial

X Financial - Current Ratioverified

XYF

Price:

$4.81

Market Cap:

$220.52M

Operating in the People's Republic of China, X Financial delivers personal financial solutions, primarily functioning as an online platform that connects individuals seeking funds with potential investors. The company's diverse lending portfolio encompasses the Xiaoying credit loan, which features the Xiaoying card loan component; the Xiaoying preferred loan, specifically tailored for small enterprise owners; and the Xiaoying revolving loan. Beyond these offerings, X Financial also provides the Xiaoying housing loan, a home equity product for property owners. Through its Xiaoying wealth management platform, clients can access various investment vehicles, including loans, money market instrum...[Read more]

Industry

Financial - Credit Services

IPO Date

2018-09-19

Stock Exchange

NYSE

Ticker

XYF

The Current Ratio as of June 2026 (TTM) for X Financial (XYF) is 17.74

According to X Financial’s latest financial reports and current stock price. The company's current Current Ratio is 17.74. This represents a change of 37.40% compared to the average of 12.91 of the last 4 quarters.

X Financial (XYF) Historical Current Ratio (quarterly & annually)

How has XYF Current Ratio performed in the past?

The mean historical Current Ratio of X Financial over the last ten years is 7.15. The current 17.74 Current Ratio has changed 24.71% with respect to the historical average. Over the past ten years (40 quarters), XYF's Current Ratio was at its highest in in the September 2024 quarter at 22.23. The Current Ratio was at its lowest in in the March 2017 quarter at 0.

Quarterly (TTM)
Annual

Average

7.15

Median

6.74

Minimum

2.75

Maximum

15.93

X Financial (XYF) Current Ratio by Quarter and Year

Discovering the peaks and valleys of X Financial Current Ratio, unveiling quarterly and yearly fluctuations to gain insights into the company’s financial performance and market dynamics, offering valuable data for investors and analysts alike.

Maximum Annual Increase = 145.25%

Maximum Annual Current Ratio = 15.93

Minimum Annual Increase = -50.38%

Minimum Annual Current Ratio = 2.75

Quarterly (TTM)
Annual
YearCurrent RatioChange
202515.93136.50%
20246.7331.92%
20235.10-47.79%
20229.7811.24%
20218.79140.30%
20203.66-50.38%
20197.3758.49%
20184.65-30.97%
20176.74145.25%

X Financial (XYF) Average Current Ratio

How has XYF Current Ratio performed in the past?

The current Current Ratio of X Financial (XYF) is greater than its 3-year, greater than its 5-year, and greater than its 10-year historical averages

3-year avg

9.26

5-year avg

9.27

10-year avg

7.15

X Financial (XYF) Current Ratio vs. Peers

How is XYF’s Current Ratio compared to its peers?

X Financial’s Current Ratio is greater than Great Elm Capital Corp. (0), greater than Auburn National Bancorporation, Inc. (0), greater than Alpha Cognition Inc. Common Stock (12.64), less than PhenixFIN Corporation (90.96), greater than Scully Royalty Ltd. (0), greater than WisdomTree Japan Opportunities Fund (0), greater than Prairie Operating Co. (0.24), greater than Cayson Acquisition Corp Ordinary shares (0.09), greater than byNordic Acquisition Corporation (0.01), greater than IF Bancorp, Inc. (11.55),

Build a custom stock screener for X Financial (XYF) and other stocks

One of the best ways to find valuable stocks to invest in is to build a custom made screener in your Excel or Google Sheets spreadsheet. This allows you to compare thousands of companies like X Financial using the financials and key metrics that matter to you in a single view.

The easiest way to set this up is to use the Wisesheets add-on and set your spreadsheet like this:

Custom stock screener in Wisesheets

Covering all these metrics from financial, data, dividend data, key metrics and more you can get all the data you want for over 50+ exchanges worldwide.

Get your free trial here.

X Financial (XYF) and other stocks custom spreadsheet templates

The easiest way to analyze a company like X Financial or any others is to create a spreadsheet model that automatically retrieves all of the stock data you need.

Using Wisesheets you can set up a spreadsheet model like this with simple spreadsheet formulas. If you change the ticker you can get all of the data automatically updated for you.

Custom stock templates in Wisesheets

Whether you need live data, historical price data, financials, dividend data, key metrics, analyst estimates, or anything else...Wisesheets has you covered.

Frequently asked questions❓

What is the Current Ratio?

How can you use the Current Ratio?

What is X Financial's Current Ratio?

How is the Current Ratio calculated for X Financial (XYF)?

What is the highest Current Ratio for X Financial (XYF)?

What is the 3-year average Current Ratio for X Financial (XYF)?

What is the 5-year average Current Ratio for X Financial (XYF)?

How does the current Current Ratio for X Financial (XYF) compare to its historical average?