Unity Bancorp, Inc.

Unity Bancorp, Inc.verified

UNTY

Price:

$52.15

Market Cap:

$523.17M

Unity Bancorp, Inc. operates as the holding company for Unity Bank that provides commercial and retail banking products and services to individuals, small and medium sized businesses, and professional communities. The company offers personal and business checking accounts, time deposits, money market accounts, and regular savings accounts, as well as noninterest and interest-bearing demand deposits. It also provides small business administration loans; commercial loans; and residential mortgage and consumer loans, including residential real estate, home equity lines and loans, and residential construction lines, as well as personal loans. the company offered its services through the Internet...[Read more]

Industry

Banks - Regional

IPO Date

1997-01-14

Stock Exchange

NASDAQ

Ticker

UNTY

The Current Ratio as of December 2025 (TTM) for Unity Bancorp, Inc. (UNTY) is 0

According to Unity Bancorp, Inc.’s latest financial reports and current stock price. The company's current Current Ratio is 0. This represents a change of -100.00% compared to the average of 0.10 of the last 4 quarters.

Unity Bancorp, Inc. (UNTY) Historical Current Ratio (quarterly & annually)

How has UNTY Current Ratio performed in the past?

The mean historical Current Ratio of Unity Bancorp, Inc. over the last ten years is 0.10. The current 0 Current Ratio has changed -100.00% with respect to the historical average. Over the past ten years (40 quarters), UNTY's Current Ratio was at its highest in in the December 2021 quarter at 0.18. The Current Ratio was at its lowest in in the September 2025 quarter at 0.

Quarterly (TTM)
Annual

Average

0.10

Median

0.08

Minimum

0.05

Maximum

0.18

Unity Bancorp, Inc. (UNTY) Current Ratio by Quarter and Year

Discovering the peaks and valleys of Unity Bancorp, Inc. Current Ratio, unveiling quarterly and yearly fluctuations to gain insights into the company’s financial performance and market dynamics, offering valuable data for investors and analysts alike.

Maximum Annual Increase = 239.51%

Maximum Annual Current Ratio = 0.18

Minimum Annual Increase = -29.51%

Minimum Annual Current Ratio = 0.05

Quarterly (TTM)
Annual
YearCurrent RatioChange
20240.12-19.48%
20230.1519.84%
20220.13-28.18%
20210.18239.51%
20200.05-29.51%
20190.0719.80%
20180.06-21.61%
20170.0810.94%
20160.07-18.25%
20150.09-23.83%

Unity Bancorp, Inc. (UNTY) Average Current Ratio

How has UNTY Current Ratio performed in the past?

The current Current Ratio of Unity Bancorp, Inc. (UNTY) is less than than its 3-year, less than than its 5-year, and less than than its 10-year historical averages

3-year avg

0.14

5-year avg

0.13

10-year avg

0.10

Unity Bancorp, Inc. (UNTY) Current Ratio vs. Peers

How is UNTY’s Current Ratio compared to its peers?

Unity Bancorp, Inc.’s Current Ratio is less than Capital Bancorp, Inc. (0), less than Peoples Financial Services Corp. (9.03), less than Northfield Bancorp, Inc. (0), less than First Business Financial Services, Inc. (0), less than Peapack-Gladstone Financial Corporation (0.23), less than Bridgewater Bancshares, Inc. (0), less than Red River Bancshares, Inc. (419.35), less than Home Bancorp, Inc. (0), less than Northrim BanCorp, Inc. (86.68), less than Arrow Financial Corporation (0),

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