TowneBank

TowneBankverified

TOWN

Price:

$34.25

Market Cap:

$2.58B

TowneBank provides retail and commercial banking services for individuals, commercial enterprises, and professionals. The company operates through three segments: Banking, Realty, and Insurance. It accepts various deposits, including demand deposits, savings accounts, money rate savings, certificates of deposit, and individual retirement accounts. The company also offers secured and unsecured personal loans for financing automobiles, home improvements, education, and personal investments; commercial loans for working capital, business expansion, and equipment and machinery purchases; and mortgage loans, as well as real estate acquisition, development, and construction loans. In addition, it ...[Read more]

Industry

Banks - Regional

IPO Date

1999-05-05

Stock Exchange

NASDAQ

Ticker

TOWN

The Current Ratio as of December 2025 (TTM) for TowneBank (TOWN) is 0.08

According to TowneBank’s latest financial reports and current stock price. The company's current Current Ratio is 0.08. This represents a change of -6.37% compared to the average of 0.09 of the last 4 quarters.

TowneBank (TOWN) Historical Current Ratio (quarterly & annually)

How has TOWN Current Ratio performed in the past?

The mean historical Current Ratio of TowneBank over the last ten years is 0.22. The current 0.08 Current Ratio has changed 3.60% with respect to the historical average. Over the past ten years (40 quarters), TOWN's Current Ratio was at its highest in in the December 2021 quarter at 0.37. The Current Ratio was at its lowest in in the June 2025 quarter at 0.08.

Quarterly (TTM)
Annual

Average

0.22

Median

0.21

Minimum

0.10

Maximum

0.37

TowneBank (TOWN) Current Ratio by Quarter and Year

Discovering the peaks and valleys of TowneBank Current Ratio, unveiling quarterly and yearly fluctuations to gain insights into the company’s financial performance and market dynamics, offering valuable data for investors and analysts alike.

Maximum Annual Increase = 37.42%

Maximum Annual Current Ratio = 0.37

Minimum Annual Increase = -58.59%

Minimum Annual Current Ratio = 0.10

Quarterly (TTM)
Annual
YearCurrent RatioChange
20240.10-58.59%
20230.234.20%
20220.22-39.94%
20210.3734.62%
20200.2837.42%
20190.20-4.55%
20180.21-1.22%
20170.2136.96%
20160.16-20.56%
20150.20-6.59%

TowneBank (TOWN) Average Current Ratio

How has TOWN Current Ratio performed in the past?

The current Current Ratio of TowneBank (TOWN) is less than than its 3-year, less than than its 5-year, and less than than its 10-year historical averages

3-year avg

0.19

5-year avg

0.24

10-year avg

0.22

TowneBank (TOWN) Current Ratio vs. Peers

How is TOWN’s Current Ratio compared to its peers?

TowneBank’s Current Ratio is less than Park National Corporation (14.12), greater than Provident Financial Services, Inc. (0), greater than Simmons First National Corporation (0), less than CVB Financial Corp. (0.09), less than Bank of Hawaii Corporation (0.21), less than Trustmark Corporation (68.65), greater than Banc of California, Inc. (0), less than WaFd, Inc. (0.15), greater than Seacoast Banking Corporation of Florida (0), greater than Customers Bancorp, Inc. (0),

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