OSBC
Price:
$22.5
Market Cap:
$1.16B
Old Second Bancorp, Inc. (OSBC) serves as the parent holding company for Old Second National Bank, providing a full range of community banking services. The institution offers a broad spectrum of deposit products, including demand, NOW, money market, savings, time, and individual retirement accounts, alongside certificates of deposit. Its diverse lending portfolio encompasses commercial loans, lease financing, construction loans, and commercial real estate loans. For residential clients, offerings include first and second mortgages, home equity lines of credit, and general residential real estate loans. Consumer lending options cover needs such as motor vehicle, home improvement, and signatu...[Read more]
Industry
Banks - Regional
IPO Date
1993-11-16
Stock Exchange
NASDAQ
Ticker
OSBC
According to Old Second Bancorp, Inc.’s latest financial reports and current stock price. The company's current Current Ratio is 0.22. This represents a change of -8.73% compared to the average of 0.24 of the last 4 quarters.
The mean historical Current Ratio of Old Second Bancorp, Inc. over the last ten years is 0.32. The current 0.22 Current Ratio has changed 6.54% with respect to the historical average. Over the past ten years (40 quarters), OSBC's Current Ratio was at its highest in in the September 2021 quarter at 0.51. The Current Ratio was at its lowest in in the December 2025 quarter at 0.10.
Average
0.32
Median
0.33
Minimum
0.10
Maximum
0.47
Discovering the peaks and valleys of Old Second Bancorp, Inc. Current Ratio, unveiling quarterly and yearly fluctuations to gain insights into the company’s financial performance and market dynamics, offering valuable data for investors and analysts alike.
Maximum Annual Increase = 28.24%
Maximum Annual Current Ratio = 0.47
Minimum Annual Increase = -72.63%
Minimum Annual Current Ratio = 0.10
| Year | Current Ratio | Change |
|---|---|---|
| 2025 | 0.10 | -72.63% |
| 2024 | 0.36 | 7.50% |
| 2023 | 0.34 | -8.45% |
| 2022 | 0.37 | -22.33% |
| 2021 | 0.47 | 28.24% |
| 2020 | 0.37 | 25.66% |
| 2019 | 0.29 | 0.88% |
| 2018 | 0.29 | -9.29% |
| 2017 | 0.32 | -0.46% |
| 2016 | 0.32 | 17.79% |
The current Current Ratio of Old Second Bancorp, Inc. (OSBC) is less than than its 3-year, less than than its 5-year, and less than than its 10-year historical averages
3-year avg
0.27
5-year avg
0.33
10-year avg
0.32
Old Second Bancorp, Inc.’s Current Ratio is less than Tompkins Financial Corporation (0.58), less than FirstSun Capital Bancorp (5.00), greater than Texas Capital Bancshares, Inc. (0.10), less than Peoples Bancorp Inc. (0.22), greater than Southside Bancshares, Inc. (0.16), greater than Burke & Herbert Financial Services Corp. (0.20), greater than First Mid Bancshares, Inc. (0.09), greater than Merchants Bancorp (0.02), less than OceanFirst Financial Corp. (2.77), greater than Central Pacific Financial Corp. (0.14),
| Company | Current Ratio | Market cap |
|---|---|---|
| 0.58 | $1.32B | |
| 5.00 | $1.03B | |
| 0.10 | $4.43B | |
| 0.22 | $1.31B | |
| 0.16 | $1.02B | |
| 0.20 | $1.01B | |
| 0.09 | $1.24B | |
| 0.02 | $2.30B | |
| 2.77 | $1.07B | |
| 0.14 | $955.30M |
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