Chime Financial, Inc. Class A Common Stock

Chime Financial, Inc. Class A Common Stockverified

CHYM

Price:

$26.18

Market Cap:

$9.81B

Chime is a mobile-first fintech platform offering fee-free banking services—such as checking, savings, early paycheck access, and overdraft protection—via partnerships with FDIC-insured banks. It focuses on serving consumers earning under $100K/year and earns mainly through interchange fees.

Industry

Banks - Regional

IPO Date

2025-06-12

Stock Exchange

NASDAQ

Ticker

CHYM

The Current Ratio as of December 2025 (TTM) for Chime Financial, Inc. Class A Common Stock (CHYM) is 4.94

According to Chime Financial, Inc. Class A Common Stock’s latest financial reports and current stock price. The company's current Current Ratio is 4.94. This represents a change of 16.30% compared to the average of 4.25 of the last 4 quarters.

Chime Financial, Inc. Class A Common Stock (CHYM) Historical Current Ratio (quarterly & annually)

How has CHYM Current Ratio performed in the past?

The mean historical Current Ratio of Chime Financial, Inc. Class A Common Stock over the last ten years is 4.45. The current 4.94 Current Ratio has changed 11.00% with respect to the historical average. Over the past ten years (40 quarters), CHYM's Current Ratio was at its highest in in the September 2025 quarter at 4.94. The Current Ratio was at its lowest in in the September 2023 quarter at 0.

Quarterly (TTM)
Annual

Average

4.45

Median

4.03

Minimum

3.43

Maximum

5.90

Chime Financial, Inc. Class A Common Stock (CHYM) Current Ratio by Quarter and Year

Discovering the peaks and valleys of Chime Financial, Inc. Class A Common Stock Current Ratio, unveiling quarterly and yearly fluctuations to gain insights into the company’s financial performance and market dynamics, offering valuable data for investors and analysts alike.

Maximum Annual Increase = 0%

Maximum Annual Current Ratio = 5.90

Minimum Annual Increase = -31.77%

Minimum Annual Current Ratio = 3.43

Quarterly (TTM)
Annual
YearCurrent RatioChange
20243.43-14.69%
20234.03-31.77%

Chime Financial, Inc. Class A Common Stock (CHYM) Average Current Ratio

How has CHYM Current Ratio performed in the past?

The current Current Ratio of Chime Financial, Inc. Class A Common Stock (CHYM) is greater than its 3-year, greater than its 5-year, and greater than its 10-year historical averages

3-year avg

4.45

5-year avg

4.45

10-year avg

4.45

Chime Financial, Inc. Class A Common Stock (CHYM) Current Ratio vs. Peers

How is CHYM’s Current Ratio compared to its peers?

Chime Financial, Inc. Class A Common Stock’s Current Ratio is greater than Commerce Bancshares, Inc. (0), greater than Cadence Bank (0.14), greater than BOK Financial Corporation (0), less than Pinnacle Financial Partners, Inc. (204.11), less than Zions Bancorporation, National Association (5.06), less than Synovus Financial Corp. (75.09), greater than Cullen/Frost Bankers, Inc. (0), greater than Old National Bancorp (0.03), greater than Popular, Inc. (0.42),

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Frequently asked questions❓

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How does the current Current Ratio for Chime Financial, Inc. Class A Common Stock (CHYM) compare to its historical average?