TSLY Dividend Calculator

It depends on contribution, horizon, and reinvestment. Using this page's defaults — $10,000 up front plus $100 a month rising 10% a year, held for 10 years with DRIP at the -15% total return and -20% change in distribution rate shown above — this calculator projects roughly $11,730 on $29,125 contributed, with about $725 of gross distribution income in the final year. Taking the distributions as cash instead projects roughly $18,707. Those figures are produced by the model on this page at its default assumptions — they are not forecasts, and past performance doesn't guarantee future results. Adjust the sliders to test your own.

TSLY typically distributes weekly. Use the payment frequency control above to match how you model income.

TSLY currently distributes at roughly 47.8% of NAV a year based on its latest payment and share price. That is a payout rate, not a return: because the distribution is largely return of capital, paying it reduces NAV by the same amount. This page defaults to that rate changing -20% a year, which you can edit — but the number that decides whether you make money is the total return assumption, not the rate.

Not under the default assumptions on this page. The 10-year projection ends around $11,730 reinvesting versus $18,707 taking the distributions as cash. Reinvesting a return-of-capital distribution buys more shares of a shrinking NAV, and tax is due on each payout on the way through, so cash comes out ahead whenever the assumed total return is negative. Set a positive total return above and the ranking flips.

Reinvested dividends buy more shares, which pay their own dividends, which buy more shares — each cycle slightly larger than the last. It depends on the payout being earned on top of the share price. TSLY's distribution is largely return of capital, so the share price falls by the amount paid and reinvesting does not compound in the same way; this model reflects that rather than assuming a snowball.

The current annual distribution divided by the price you originally paid, not today's price. For a return-of-capital fund like TSLY it flatters a losing position: as NAV falls, yield on cost against an old, higher purchase price can stay high while the position itself shrinks. Read it alongside the projected share price rather than on its own.