University Bancorp, Inc.

University Bancorp, Inc.verified

UNIB

Price:

$17.8

Market Cap:

$92.02M

University Bancorp, Inc. operates as the bank holding company for University Bank that provides various personal, business, and community banking services in the United States. It offers checking, NOW, savings, money market, time deposit, and certificate of deposit accounts. The company's consumer loans include home equity, short term, automobile, personal, and recreational vehicle loans, as well as home equity lines of credits; and commercial real estate, equipment, small business, and non-profit loans, as well as working capital lines of credit. In addition, the company offers foreign currency exchange; online banking and bill pay; online reorder checks; wire transfer; and courier services...[Read more]

Industry

Banks - Regional

IPO Date

1987-06-08

Stock Exchange

OTC

Ticker

UNIB

The ROE as of December 2025 (TTM) for University Bancorp, Inc. (UNIB) is 11.79%

According to University Bancorp, Inc.’s latest financial reports and current stock price. The company's current ROE is 11.79%. This represents a change of 787.17% compared to the average of 1.33% of the last 4 quarters.

University Bancorp, Inc. (UNIB) Historical ROE (quarterly & annually)

How has UNIB ROE performed in the past?

The mean historical ROE of University Bancorp, Inc. over the last ten years is 18.79%. The current 11.79% ROE has changed -37.25% with respect to the historical average. Over the past ten years (40 quarters), UNIB's ROE was at its highest in in the December 2005 quarter at 35.41%. The ROE was at its lowest in in the June 2000 quarter at -26.86%.

Quarterly (TTM)
Annual

Average

18.79%

Median

16.12%

Minimum

4.82%

Maximum

49.48%

University Bancorp, Inc. (UNIB) ROE by Quarter and Year

Discovering the peaks and valleys of University Bancorp, Inc. ROE, unveiling quarterly and yearly fluctuations to gain insights into the company’s financial performance and market dynamics, offering valuable data for investors and analysts alike.

Maximum Annual Increase = 359.01%

Maximum Annual ROE = 49.48%

Minimum Annual Increase = -85.35%

Minimum Annual ROE = 4.82%

Quarterly (TTM)
Annual
YearROEChange
202411.18%73.06%
20236.46%34.19%
20224.82%-85.35%
202132.88%-33.55%
202049.48%359.01%
201910.78%45.92%
20187.39%-66.30%
201721.92%4.10%
201621.06%-3.95%
201521.92%200.64%

University Bancorp, Inc. (UNIB) Average ROE

How has UNIB ROE performed in the past?

The current ROE of University Bancorp, Inc. (UNIB) is less than than its 3-year, less than than its 5-year, and less than than its 10-year historical averages

3-year avg

7.49%

5-year avg

20.96%

10-year avg

18.79%

University Bancorp, Inc. (UNIB) ROE vs. Peers

How is UNIB’s ROE compared to its peers?

University Bancorp, Inc.’s ROE is less than Westbury Bancorp, Inc. (10.22%), less than Boyle Bancorp, Inc. (15.27%), less than Katahdin Bankshares Corp. (9.48%), less than BEO Bancorp (22.80%), less than CNB Community Bancorp, Inc. (11.46%), less than Pinnacle Bankshares Corporation (12.23%), less than 1st Colonial Bancorp, Inc. (10.67%), less than Coastal Carolina Bancshares, Inc. (12.68%), less than Crystal Valley Financial Corporation (13.59%), less than Bank of South Carolina Corporation (14.30%),

Build a custom stock screener for University Bancorp, Inc. (UNIB) and other stocks

One of the best ways to find valuable stocks to invest in is to build a custom made screener in your Excel or Google Sheets spreadsheet. This allows you to compare thousands of companies like University Bancorp, Inc. using the financials and key metrics that matter to you in a single view.

The easiest way to set this up is to use the Wisesheets add-on and set your spreadsheet like this:

Custom stock screener in Wisesheets

Covering all these metrics from financial, data, dividend data, key metrics and more you can get all the data you want for over 50+ exchanges worldwide.

Get your free trial here.

University Bancorp, Inc. (UNIB) and other stocks custom spreadsheet templates

The easiest way to analyze a company like University Bancorp, Inc. or any others is to create a spreadsheet model that automatically retrieves all of the stock data you need.

Using Wisesheets you can set up a spreadsheet model like this with simple spreadsheet formulas. If you change the ticker you can get all of the data automatically updated for you.

Custom stock templates in Wisesheets

Whether you need live data, historical price data, financials, dividend data, key metrics, analyst estimates, or anything else...Wisesheets has you covered.

Frequently asked questions❓

What is the ROE?

How can you use the ROE?

What is University Bancorp, Inc.'s ROE?

How is the ROE calculated for University Bancorp, Inc. (UNIB)?

What is the highest ROE for University Bancorp, Inc. (UNIB)?

What is the 3-year average ROE for University Bancorp, Inc. (UNIB)?

What is the 5-year average ROE for University Bancorp, Inc. (UNIB)?

How does the current ROE for University Bancorp, Inc. (UNIB) compare to its historical average?