Crystal Valley Financial Corporation

Crystal Valley Financial Corporationverified

CYVF

Price:

$73.25

Market Cap:

$93.64M

Crystal Valley Financial Corporation operates as the holding company for First State Bank that provides various personal and business banking products and services in Northern Indiana. Its deposits products include checking, savings, and money market accounts, as well as certificates of deposit. The company also offers consumer, personal, and home equity loans and lines; mortgage products; and business loans, term loans, lines of credit, agricultural loans, commercial real estate, letters of credit, and small business administration loans. In addition, it provides trust, wealth management, and investment services; and various insurance products. Further, the company offers debit and credit c...[Read more]

Industry

Banks - Regional

IPO Date

2007-05-16

Stock Exchange

OTC

Ticker

CYVF

The ROE as of December 2025 (TTM) for Crystal Valley Financial Corporation (CYVF) is 13.59%

According to Crystal Valley Financial Corporation’s latest financial reports and current stock price. The company's current ROE is 13.59%. This represents a change of 299.89% compared to the average of 3.40% of the last 4 quarters.

Crystal Valley Financial Corporation (CYVF) Historical ROE (quarterly & annually)

How has CYVF ROE performed in the past?

The mean historical ROE of Crystal Valley Financial Corporation over the last ten years is 12.70%. The current 13.59% ROE has changed 6.99% with respect to the historical average. Over the past ten years (40 quarters), CYVF's ROE was at its highest in in the September 2022 quarter at 4.82%. The ROE was at its lowest in in the September 2015 quarter at 0%.

Quarterly (TTM)
Annual

Average

12.70%

Median

12.96%

Minimum

9.59%

Maximum

16.49%

Crystal Valley Financial Corporation (CYVF) ROE by Quarter and Year

Discovering the peaks and valleys of Crystal Valley Financial Corporation ROE, unveiling quarterly and yearly fluctuations to gain insights into the company’s financial performance and market dynamics, offering valuable data for investors and analysts alike.

Maximum Annual Increase = 27.52%

Maximum Annual ROE = 16.49%

Minimum Annual Increase = -17.38%

Minimum Annual ROE = 9.59%

Quarterly (TTM)
Annual
YearROEChange
202413.74%0.87%
202313.62%-17.38%
202216.49%27.52%
202112.93%-3.17%
202013.35%10.81%
201912.05%-7.25%
201812.99%15.40%
201711.26%2.48%
201610.99%14.62%

Crystal Valley Financial Corporation (CYVF) Average ROE

How has CYVF ROE performed in the past?

The current ROE of Crystal Valley Financial Corporation (CYVF) is less than than its 3-year, less than than its 5-year, and less than than its 10-year historical averages

3-year avg

14.62%

5-year avg

14.03%

10-year avg

12.70%

Crystal Valley Financial Corporation (CYVF) ROE vs. Peers

How is CYVF’s ROE compared to its peers?

Crystal Valley Financial Corporation’s ROE is less than CNB Community Bancorp, Inc. (11.46%), less than Peoples Ltd. (14.23%), less than F & M Bank Corp. (11.35%), less than Jeffersonville Bancorp (12.72%), less than BEO Bancorp (22.80%), less than Mountain Pacific Bancorp, Inc. (14.37%), less than JD Bancshares, Inc. (14.52%), less than Harleysville Financial Corporation (9.93%), less than University Bancorp, Inc. (11.79%), less than PBCO Financial Corporation (9.66%),

Build a custom stock screener for Crystal Valley Financial Corporation (CYVF) and other stocks

One of the best ways to find valuable stocks to invest in is to build a custom made screener in your Excel or Google Sheets spreadsheet. This allows you to compare thousands of companies like Crystal Valley Financial Corporation using the financials and key metrics that matter to you in a single view.

The easiest way to set this up is to use the Wisesheets add-on and set your spreadsheet like this:

Custom stock screener in Wisesheets

Covering all these metrics from financial, data, dividend data, key metrics and more you can get all the data you want for over 50+ exchanges worldwide.

Get your free trial here.

Crystal Valley Financial Corporation (CYVF) and other stocks custom spreadsheet templates

The easiest way to analyze a company like Crystal Valley Financial Corporation or any others is to create a spreadsheet model that automatically retrieves all of the stock data you need.

Using Wisesheets you can set up a spreadsheet model like this with simple spreadsheet formulas. If you change the ticker you can get all of the data automatically updated for you.

Custom stock templates in Wisesheets

Whether you need live data, historical price data, financials, dividend data, key metrics, analyst estimates, or anything else...Wisesheets has you covered.

Frequently asked questions❓

What is the ROE?

How can you use the ROE?

What is Crystal Valley Financial Corporation's ROE?

How is the ROE calculated for Crystal Valley Financial Corporation (CYVF)?

What is the highest ROE for Crystal Valley Financial Corporation (CYVF)?

What is the 3-year average ROE for Crystal Valley Financial Corporation (CYVF)?

What is the 5-year average ROE for Crystal Valley Financial Corporation (CYVF)?

How does the current ROE for Crystal Valley Financial Corporation (CYVF) compare to its historical average?