Nicholas Financial, Inc.

Nicholas Financial, Inc.verified

NICK

Price:

$6.19

Market Cap:

$32.66M

Nicholas Financial, Inc. operates as a consumer finance company in the United States. The company engages in acquiring and servicing automobile finance installment contracts for the purchase of new and used automobiles and light trucks. It also originates direct consumer loans and sells consumer-finance related products. As of March 31, 2022, the company operated 47 branch offices located in Alabama, Florida, Georgia, Idaho, Illinois, Indiana, Kentucky, Michigan, Missouri, Nevada, North Carolina, Nevada, Ohio, Pennsylvania, South Carolina, Tennessee, Texas, Utah, and Wisconsin. Nicholas Financial, Inc. was founded in 1985 and is headquartered in Clearwater, Florida.

Industry

Financial - Credit Services

IPO Date

1997-12-29

Stock Exchange

NASDAQ

Ticker

NICK

The ROE as of December 2025 (TTM) for Nicholas Financial, Inc. (NICK) is -4.98%

According to Nicholas Financial, Inc.’s latest financial reports and current stock price. The company's current ROE is -4.98%. This represents a change of 298.74% compared to the average of -1.25% of the last 4 quarters.

Nicholas Financial, Inc. (NICK) Historical ROE (quarterly & annually)

How has NICK ROE performed in the past?

The mean historical ROE of Nicholas Financial, Inc. over the last ten years is -6.22%. The current -4.98% ROE has changed -19.91% with respect to the historical average. Over the past ten years (40 quarters), NICK's ROE was at its highest in in the December 2020 quarter at 3.34%. The ROE was at its lowest in in the March 2023 quarter at -19.79%.

Quarterly (TTM)
Annual

Average

-6.22%

Median

0.78%

Minimum

-42.75%

Maximum

12.04%

Nicholas Financial, Inc. (NICK) ROE by Quarter and Year

Discovering the peaks and valleys of Nicholas Financial, Inc. ROE, unveiling quarterly and yearly fluctuations to gain insights into the company’s financial performance and market dynamics, offering valuable data for investors and analysts alike.

Maximum Annual Increase = 243.49%

Maximum Annual ROE = 12.04%

Minimum Annual Increase = -1759.64%

Minimum Annual ROE = -42.75%

Quarterly (TTM)
Annual
YearROEChange
2025-9.69%-72.59%
2024-35.35%-17.31%
2023-42.75%-1759.64%
20222.58%-64.46%
20217.25%124.96%
20203.22%-192.63%
2019-3.48%243.49%
2018-1.01%-120.38%
20174.97%-58.72%
201612.04%-35.82%

Nicholas Financial, Inc. (NICK) Average ROE

How has NICK ROE performed in the past?

The current ROE of Nicholas Financial, Inc. (NICK) is greater than its 3-year, greater than its 5-year, and greater than its 10-year historical averages

3-year avg

-29.26%

5-year avg

-15.59%

10-year avg

-6.22%

Nicholas Financial, Inc. (NICK) ROE vs. Peers

How is NICK’s ROE compared to its peers?

Nicholas Financial, Inc.’s ROE is greater than Kairous Acquisition Corp. Limited (-8.44%), less than Metal Sky Star Acquisition Corporation (8.32%), less than Breeze Holdings Acquisition Corp. (28.30%), greater than Stronghold Digital Mining, Inc. (-104.42%), greater than Highest Performances Holdings Inc. American Depository Shares (-38.57%), less than Acri Capital Acquisition Corporation (1.50%), greater than Elevate Credit, Inc. (-24.63%), greater than Monterey Bio Acquisition Corporation (-1.86%),

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