Nicholas Financial, Inc.

Nicholas Financial, Inc.verified

NICK

Price:

$6.19

Market Cap:

$32.66M

Nicholas Financial, Inc. operates as a consumer finance company in the United States. The company engages in acquiring and servicing automobile finance installment contracts for the purchase of new and used automobiles and light trucks. It also originates direct consumer loans and sells consumer-finance related products. As of March 31, 2022, the company operated 47 branch offices located in Alabama, Florida, Georgia, Idaho, Illinois, Indiana, Kentucky, Michigan, Missouri, Nevada, North Carolina, Nevada, Ohio, Pennsylvania, South Carolina, Tennessee, Texas, Utah, and Wisconsin. Nicholas Financial, Inc. was founded in 1985 and is headquartered in Clearwater, Florida.

Industry

Financial - Credit Services

IPO Date

1997-12-29

Stock Exchange

NASDAQ

Ticker

NICK

The Current Ratio as of December 2025 (TTM) for Nicholas Financial, Inc. (NICK) is 4.55

According to Nicholas Financial, Inc.’s latest financial reports and current stock price. The company's current Current Ratio is 4.55. This represents a change of -39.84% compared to the average of 7.56 of the last 4 quarters.

Nicholas Financial, Inc. (NICK) Historical Current Ratio (quarterly & annually)

How has NICK Current Ratio performed in the past?

The mean historical Current Ratio of Nicholas Financial, Inc. over the last ten years is 0.95. The current 4.55 Current Ratio has changed 48.01% with respect to the historical average. Over the past ten years (40 quarters), NICK's Current Ratio was at its highest in in the December 2024 quarter at 9.89. The Current Ratio was at its lowest in in the December 2015 quarter at 0.

Quarterly (TTM)
Annual

Average

0.95

Median

0

Minimum

0

Maximum

9.45

Nicholas Financial, Inc. (NICK) Current Ratio by Quarter and Year

Discovering the peaks and valleys of Nicholas Financial, Inc. Current Ratio, unveiling quarterly and yearly fluctuations to gain insights into the company’s financial performance and market dynamics, offering valuable data for investors and analysts alike.

Maximum Annual Increase = 0%

Maximum Annual Current Ratio = 9.45

Minimum Annual Increase = 0%

Minimum Annual Current Ratio = 0

Quarterly (TTM)
Annual
YearCurrent RatioChange
20259.45Infinity%
202400%
202300%
202200%
202100%
202000%
201900%
201800%
201700%
201600%

Nicholas Financial, Inc. (NICK) Average Current Ratio

How has NICK Current Ratio performed in the past?

The current Current Ratio of Nicholas Financial, Inc. (NICK) is greater than its 3-year, greater than its 5-year, and greater than its 10-year historical averages

3-year avg

3.15

5-year avg

1.89

10-year avg

0.95

Nicholas Financial, Inc. (NICK) Current Ratio vs. Peers

How is NICK’s Current Ratio compared to its peers?

Nicholas Financial, Inc.’s Current Ratio is greater than Kairous Acquisition Corp. Limited (0.00), greater than Metal Sky Star Acquisition Corporation (0.01), greater than Breeze Holdings Acquisition Corp. (0.02), greater than Stronghold Digital Mining, Inc. (0.27), greater than Highest Performances Holdings Inc. American Depository Shares (2.80), greater than Acri Capital Acquisition Corporation (0.02), less than Elevate Credit, Inc. (7.23), greater than Monterey Bio Acquisition Corporation (0.23),

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