International Personal Finance plc

International Personal Finance plcverified

IPFPF

Price:

$2.83

Market Cap:

$445.03M

International Personal Finance plc, together with its subsidiaries, provides consumer credit in Europe and Mexico. The company offers home credit products, such as money transfer loans direct to bank account, cash and microbusiness loans, home, medical and life insurances, and repayments services. It also offers digital business services comprising of instalment loans and repayment schedules, credit line products, and mobile wallet payments. The company offers its products under the Provident, Credit24, hapiloans, and Creditea brands. International Personal Finance plc was founded in 1997 and is headquartered in Leeds, the United Kingdom.

Industry

Financial - Credit Services

IPO Date

2010-12-16

Stock Exchange

OTC

Ticker

IPFPF

The ROE as of December 2025 (TTM) for International Personal Finance plc (IPFPF) is 14.92%

According to International Personal Finance plc’s latest financial reports and current stock price. The company's current ROE is 14.92%. This represents a change of 139.14% compared to the average of 6.24% of the last 4 quarters.

International Personal Finance plc (IPFPF) Historical ROE (quarterly & annually)

How has IPFPF ROE performed in the past?

The mean historical ROE of International Personal Finance plc over the last ten years is 10.54%. The current 14.92% ROE has changed 41.58% with respect to the historical average. Over the past ten years (40 quarters), IPFPF's ROE was at its highest in in the December 2014 quarter at 15.49%. The ROE was at its lowest in in the June 2020 quarter at -15.83%.

Quarterly (TTM)
Annual

Average

10.54%

Median

12.91%

Minimum

-17.33%

Maximum

19.10%

International Personal Finance plc (IPFPF) ROE by Quarter and Year

Discovering the peaks and valleys of International Personal Finance plc ROE, unveiling quarterly and yearly fluctuations to gain insights into the company’s financial performance and market dynamics, offering valuable data for investors and analysts alike.

Maximum Annual Increase = 136.41%

Maximum Annual ROE = 19.10%

Minimum Annual Increase = -205.32%

Minimum Annual ROE = -17.33%

Quarterly (TTM)
Annual
YearROEChange
202413.06%36.56%
20239.56%-25.04%
202212.76%11.78%
202111.41%-165.87%
2020-17.33%-205.32%
201916.45%-5.52%
201817.41%136.41%
20177.37%-52.71%
201615.58%-18.46%
201519.10%-3.80%

International Personal Finance plc (IPFPF) Average ROE

How has IPFPF ROE performed in the past?

The current ROE of International Personal Finance plc (IPFPF) is less than than its 3-year, less than than its 5-year, and less than than its 10-year historical averages

3-year avg

11.79%

5-year avg

5.89%

10-year avg

10.54%

International Personal Finance plc (IPFPF) ROE vs. Peers

How is IPFPF’s ROE compared to its peers?

International Personal Finance plc’s ROE is less than Funding Circle Holdings plc (12.96%), less than eGuarantee, Inc. (15.42%), less than Bank of the Philippine Islands (28.10%), less than First Farmers Financial Corporation (15.79%), less than Schweizerische Nationalbank (6.35%), less than Canadian Banc Corp. (31.14%), less than Financial 15 Split Corp. (37.15%), less than ECN Capital Corp. (3.70%), less than Omni Bridgeway Limited (75.73%), less than Fiera Capital Corporation (13.45%),

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Frequently asked questions❓

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How does the current ROE for International Personal Finance plc (IPFPF) compare to its historical average?