International Personal Finance plc

International Personal Finance plcverified

IPFPF

Price:

$2.83

Market Cap:

$445.03M

International Personal Finance plc, together with its subsidiaries, provides consumer credit in Europe and Mexico. The company offers home credit products, such as money transfer loans direct to bank account, cash and microbusiness loans, home, medical and life insurances, and repayments services. It also offers digital business services comprising of instalment loans and repayment schedules, credit line products, and mobile wallet payments. The company offers its products under the Provident, Credit24, hapiloans, and Creditea brands. International Personal Finance plc was founded in 1997 and is headquartered in Leeds, the United Kingdom.

Industry

Financial - Credit Services

IPO Date

2010-12-16

Stock Exchange

OTC

Ticker

IPFPF

The Current Ratio as of December 2025 (TTM) for International Personal Finance plc (IPFPF) is 0.48

According to International Personal Finance plc’s latest financial reports and current stock price. The company's current Current Ratio is 0.48. This represents a change of -80.29% compared to the average of 2.41 of the last 4 quarters.

International Personal Finance plc (IPFPF) Historical Current Ratio (quarterly & annually)

How has IPFPF Current Ratio performed in the past?

The mean historical Current Ratio of International Personal Finance plc over the last ten years is 10.16. The current 0.48 Current Ratio has changed 368.09% with respect to the historical average. Over the past ten years (40 quarters), IPFPF's Current Ratio was at its highest in in the December 2020 quarter at 15.38. The Current Ratio was at its lowest in in the January 2006 quarter at 0.

Quarterly (TTM)
Annual

Average

10.16

Median

3.64

Minimum

0.34

Maximum

63.45

International Personal Finance plc (IPFPF) Current Ratio by Quarter and Year

Discovering the peaks and valleys of International Personal Finance plc Current Ratio, unveiling quarterly and yearly fluctuations to gain insights into the company’s financial performance and market dynamics, offering valuable data for investors and analysts alike.

Maximum Annual Increase = 4.78%

Maximum Annual Current Ratio = 63.45

Minimum Annual Increase = -96.99%

Minimum Annual Current Ratio = 0.34

Quarterly (TTM)
Annual
YearCurrent RatioChange
202463.451.70%
20233.52-6.01%
20223.75659.10%
20210.49-96.99%
202016.394.78%
20190.34-24.29%
20180.44-82.83%
20172.58-44.77%
20164.68-21.06%
20155.92-36.48%

International Personal Finance plc (IPFPF) Average Current Ratio

How has IPFPF Current Ratio performed in the past?

The current Current Ratio of International Personal Finance plc (IPFPF) is less than than its 3-year, less than than its 5-year, and less than than its 10-year historical averages

3-year avg

23.57

5-year avg

17.52

10-year avg

10.16

International Personal Finance plc (IPFPF) Current Ratio vs. Peers

How is IPFPF’s Current Ratio compared to its peers?

International Personal Finance plc’s Current Ratio is less than Funding Circle Holdings plc (1.78), less than eGuarantee, Inc. (2.84), greater than Bank of the Philippine Islands (0.08), greater than First Farmers Financial Corporation (0.27), greater than Schweizerische Nationalbank (0.21), less than Canadian Banc Corp. (12.02), less than Financial 15 Split Corp. (1.98), less than ECN Capital Corp. (7.37), less than Omni Bridgeway Limited (1.71), less than Fiera Capital Corporation (1.44),

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