OptimumBank Holdings, Inc.

OptimumBank Holdings, Inc. - PE Ratioverified

OPHC

Price:

$5.85

Market Cap:

$71.77M

OptimumBank Holdings, Inc. operates as the parent entity for OptimumBank, delivering a comprehensive range of financial solutions to both individual customers and corporate clients. The institution offers diverse deposit options, including various interest-bearing and non-interest-bearing checking accounts, savings accounts, money market accounts, NOW accounts, time deposits, and certificates of deposit. For its lending activities, OptimumBank extends financing for residential, commercial, and multi-family real estate, general commercial purposes, land acquisition and construction, and consumer needs, in addition to providing lines of credit for working capital. Further services include debi...[Read more]

Industry

Banks - Regional

IPO Date

2003-06-23

Stock Exchange

AMEX

Ticker

OPHC

The PE Ratio as of June 2026 (TTM) for OptimumBank Holdings, Inc. (OPHC) is 9.92

According to OptimumBank Holdings, Inc.’s latest financial reports and current stock price. The company's current PE Ratio is 9.92. This represents a change of 224.29% compared to the average of 3.06 of the last 4 quarters.

OptimumBank Holdings, Inc. (OPHC) Historical PE Ratio (quarterly & annually)

How has OPHC PE Ratio performed in the past?

The mean historical PE Ratio of OptimumBank Holdings, Inc. over the last ten years is -1.07. The current 9.92 PE Ratio has changed -92511.94% with respect to the historical average. Over the past ten years (40 quarters), OPHC's PE Ratio was at its highest in in the September 2016 quarter at 59.38. The PE Ratio was at its lowest in in the December 2017 quarter at -17.46.

Quarterly (TTM)
Annual

Average

-1.07

Median

2.72

Minimum

-12.48

Maximum

6.01

OptimumBank Holdings, Inc. (OPHC) PE Ratio by Quarter and Year

Discovering the peaks and valleys of OptimumBank Holdings, Inc. PE Ratio, unveiling quarterly and yearly fluctuations to gain insights into the company’s financial performance and market dynamics, offering valuable data for investors and analysts alike.

Maximum Annual Increase = 161.35%

Maximum Annual PE Ratio = 6.01

Minimum Annual Increase = -184.37%

Minimum Annual PE Ratio = -12.48

Quarterly (TTM)
Annual
YearPE RatioChange
20252.99-12.60%
20243.42-28.73%
20234.80-20.12%
20226.01146.40%
20212.44-119.56%
2020-12.48161.35%
2019-4.78-184.37%
20185.66-163.83%
2017-8.87-10.85%
2016-9.95-54.54%

OptimumBank Holdings, Inc. (OPHC) Average PE Ratio

How has OPHC PE Ratio performed in the past?

The current PE Ratio of OptimumBank Holdings, Inc. (OPHC) is greater than its 3-year, greater than its 5-year, and greater than its 10-year historical averages

3-year avg

3.74

5-year avg

3.94

10-year avg

-1.07

OptimumBank Holdings, Inc. (OPHC) PE Ratio vs. Peers

How is OPHC’s PE Ratio compared to its peers?

OptimumBank Holdings, Inc.’s PE Ratio is less than Tectonic Financial, Inc. (20.69), less than AmeriServ Financial, Inc. (11.78), less than Texas Community Bancshares, Inc. (16.62), less than PB Bankshares, Inc. (21.28), greater than BayFirst Financial Corp. (-0.69), greater than Steele Bancorp Inc. (3.08), less than Home Federal Bancorp, Inc. of Louisiana (10.36), greater than First Seacoast Bancorp (-92.96), less than Catalyst Bancorp, Inc. (29.34), greater than TOP Financial Group Limited (-9.45),

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