OptimumBank Holdings, Inc.

OptimumBank Holdings, Inc.verified

OPHC

Price:

$4.05

Market Cap:

$46.71M

OptimumBank Holdings, Inc. operates as the bank holding company for OptimumBank that provides various consumer and commercial banking services to individuals and businesses. It accepts demand interest-bearing and noninterest-bearing, savings, money market, NOW, and time deposit accounts, as well as certificates of deposit; and offers residential and commercial real estate, multi-family real estate, commercial, land and construction, and consumer loans, as well as lending lines for working capital needs. The company also provides debit and ATM cards; investment, cash management, notary, and night depository services; and direct deposits, money orders, cashier's checks, domestic collections, a...[Read more]

Industry

Banks - Regional

IPO Date

2003-06-23

Stock Exchange

NASDAQ

Ticker

OPHC

The Enterprise Value as of December 2025 (TTM) for OptimumBank Holdings, Inc. (OPHC) is 37.44M

According to OptimumBank Holdings, Inc.’s latest financial reports and current stock price. The company's current Enterprise Value is 37.44M. This represents a change of -193.50% compared to the average of -40043801.01 of the last 4 quarters.

OptimumBank Holdings, Inc. (OPHC) Historical Enterprise Value (quarterly & annually)

How has OPHC Enterprise Value performed in the past?

The mean historical Enterprise Value of OptimumBank Holdings, Inc. over the last ten years is 17.57M. The current 37.44M Enterprise Value has changed 21.21% with respect to the historical average. Over the past ten years (40 quarters), OPHC's Enterprise Value was at its highest in in the June 2022 quarter at 89.32M. The Enterprise Value was at its lowest in in the June 2025 quarter at -126565663.46.

Quarterly (TTM)
Annual

Average

17.57M

Median

16.64M

Minimum

-25308675.77

Maximum

79.84M

OptimumBank Holdings, Inc. (OPHC) Enterprise Value by Quarter and Year

Discovering the peaks and valleys of OptimumBank Holdings, Inc. Enterprise Value, unveiling quarterly and yearly fluctuations to gain insights into the company’s financial performance and market dynamics, offering valuable data for investors and analysts alike.

Maximum Annual Increase = 331.05%

Maximum Annual Enterprise Value = 79.84M

Minimum Annual Increase = -415.48%

Minimum Annual Enterprise Value = -25308675.77

Quarterly (TTM)
Annual
YearEnterprise ValueChange
202454.09M-32.26%
202379.84M-415.48%
2022-25308675.77331.05%
2021-5871466.26-68.68%
2020-18749432.59-244.50%
201912.98M-50.57%
201826.25M36.85%
201719.18M28.31%
201614.95M-18.47%
201518.34M-26.47%

OptimumBank Holdings, Inc. (OPHC) Average Enterprise Value

How has OPHC Enterprise Value performed in the past?

The current Enterprise Value of OptimumBank Holdings, Inc. (OPHC) is greater than its 3-year, greater than its 5-year, and greater than its 10-year historical averages

3-year avg

36.21M

5-year avg

16.80M

10-year avg

17.57M

OptimumBank Holdings, Inc. (OPHC) Enterprise Value vs. Peers

How is OPHC’s Enterprise Value compared to its peers?

OptimumBank Holdings, Inc.’s Enterprise Value is less than Tectonic Financial, Inc. (39.10M), less than AmeriServ Financial, Inc. (108.32M), less than Texas Community Bancshares, Inc. (90.95M), greater than PB Bankshares, Inc. (1.04M), greater than BayFirst Financial Corp. (28.92M), less than Steele Bancorp Inc. (65.81M), greater than Home Federal Bancorp, Inc. of Louisiana (26.89M), greater than First Seacoast Bancorp (37.06M), less than Catalyst Bancorp, Inc. (76.90M), greater than TOP Financial Group Limited (28.08M),

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Frequently asked questions❓

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How does the current Enterprise Value for OptimumBank Holdings, Inc. (OPHC) compare to its historical average?