South Plains Financial, Inc.

South Plains Financial, Inc.verified

SPFI

Price:

$40.96

Market Cap:

$668.93M

South Plains Financial, Inc. operates as a bank holding company for City Bank that provides commercial and consumer financial services to small and medium-sized businesses and individuals. The company operates through two segments, Banking and Insurance. It offers deposit products, including demand deposit accounts, interest-bearing products, savings accounts, and certificate of deposits. The company also provides commercial real estate loans; general and specialized commercial loans, including agricultural production and real estate, energy, finance, investment, and insurance loans, as well as loans to goods, services, restaurant and retail, construction, and other industries; residential c...[Read more]

Industry

Banks - Regional

IPO Date

2019-05-09

Stock Exchange

NASDAQ

Ticker

SPFI

The Current Ratio as of March 2026 (TTM) for South Plains Financial, Inc. (SPFI) is 386.09

According to South Plains Financial, Inc.’s latest financial reports and current stock price. The company's current Current Ratio is 386.09. This represents a change of 299.28% compared to the average of 96.70 of the last 4 quarters.

South Plains Financial, Inc. (SPFI) Historical Current Ratio (quarterly & annually)

How has SPFI Current Ratio performed in the past?

The mean historical Current Ratio of South Plains Financial, Inc. over the last ten years is 43.14. The current 386.09 Current Ratio has changed 89.40% with respect to the historical average. Over the past ten years (40 quarters), SPFI's Current Ratio was at its highest in in the December 2025 quarter at 386.09. The Current Ratio was at its lowest in in the March 2018 quarter at 0.

Quarterly (TTM)
Annual

Average

43.14

Median

0.28

Minimum

0.15

Maximum

386.09

South Plains Financial, Inc. (SPFI) Current Ratio by Quarter and Year

Discovering the peaks and valleys of South Plains Financial, Inc. Current Ratio, unveiling quarterly and yearly fluctuations to gain insights into the company’s financial performance and market dynamics, offering valuable data for investors and analysts alike.

Maximum Annual Increase = 215.30%

Maximum Annual Current Ratio = 386.09

Minimum Annual Increase = -46.37%

Minimum Annual Current Ratio = 0.15

Quarterly (TTM)
Annual
YearCurrent RatioChange
2025386.09215.30%
20240.1821.51%
20230.15-46.37%
20220.28-24.29%
20210.36-1.52%
20200.3715.88%
20190.3223.93%
20180.2612.13%

South Plains Financial, Inc. (SPFI) Average Current Ratio

How has SPFI Current Ratio performed in the past?

The current Current Ratio of South Plains Financial, Inc. (SPFI) is greater than its 3-year, greater than its 5-year, and greater than its 10-year historical averages

3-year avg

128.81

5-year avg

77.41

10-year avg

43.14

South Plains Financial, Inc. (SPFI) Current Ratio vs. Peers

How is SPFI’s Current Ratio compared to its peers?

South Plains Financial, Inc.’s Current Ratio is greater than SmartFinancial, Inc. (1.06), greater than Southern Missouri Bancorp, Inc. (1.09), greater than First Community Bankshares, Inc. (0.73), greater than Southern California Bancorp (0.24), greater than Bridgewater Bancshares, Inc. (0.49), greater than Independent Bank Corporation (370.62), greater than MetroCity Bankshares, Inc. (28.64), greater than Great Southern Bancorp, Inc. (2.54), greater than First Financial Corporation (4.47), greater than Financial Institutions, Inc. (1.17),

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