Mechanics Bank

Mechanics Bank - Current Ratioverified

MCHB

Price:

$14.66

Market Cap:

$3.23B

Mechanics Bank delivers a comprehensive suite of financial solutions, catering to the diverse needs of individual clients and small to mid-sized businesses. Its foundational offerings include a variety of checking and savings accounts. Beyond core deposit services, the bank provides an extensive portfolio of lending options, encompassing personal loans for homes and automobiles, various business financing such as term loans, lines of credit, equipment financing, and Small Business Administration (SBA) loans. It also specializes in multi-family, commercial, and owner-occupied real estate lending. The institution further supports its clients with credit and debit cards, sophisticated payable a...[Read more]

Industry

Banks - Regional

IPO Date

2007-05-01

Stock Exchange

NASDAQ

Ticker

MCHB

The Current Ratio as of June 2026 (TTM) for Mechanics Bank (MCHB) is 219.81

According to Mechanics Bank’s latest financial reports and current stock price. The company's current Current Ratio is 219.81. This represents a change of 298.77% compared to the average of 55.12 of the last 4 quarters.

Mechanics Bank (MCHB) Historical Current Ratio (quarterly & annually)

How has MCHB Current Ratio performed in the past?

The mean historical Current Ratio of Mechanics Bank over the last ten years is 1.42. The current 219.81 Current Ratio has changed 1.55% with respect to the historical average. Over the past ten years (40 quarters), MCHB's Current Ratio was at its highest in in the March 2026 quarter at 219.81. The Current Ratio was at its lowest in in the June 2017 quarter at 0.

Quarterly (TTM)
Annual

Average

1.42

Median

0.27

Minimum

0

Maximum

8.20

Mechanics Bank (MCHB) Current Ratio by Quarter and Year

Discovering the peaks and valleys of Mechanics Bank Current Ratio, unveiling quarterly and yearly fluctuations to gain insights into the company’s financial performance and market dynamics, offering valuable data for investors and analysts alike.

Maximum Annual Increase = Infinity%

Maximum Annual Current Ratio = 8.20

Minimum Annual Increase = -100.00%

Minimum Annual Current Ratio = 0

Quarterly (TTM)
Annual
YearCurrent RatioChange
20258.20Infinity%
20240-100.00%
20230.33-75.16%
20221.3465.20%
20210.81293.88%
20200.2193.37%
20190.11-96.54%
20183.084.17%
20170.07Infinity%
20160-100.00%

Mechanics Bank (MCHB) Average Current Ratio

How has MCHB Current Ratio performed in the past?

The current Current Ratio of Mechanics Bank (MCHB) is greater than its 3-year, greater than its 5-year, and greater than its 10-year historical averages

3-year avg

2.84

5-year avg

2.14

10-year avg

1.42

Mechanics Bank (MCHB) Current Ratio vs. Peers

How is MCHB’s Current Ratio compared to its peers?

Mechanics Bank’s Current Ratio is greater than First Republic Bank (0.03), greater than The First of Long Island Corporation (0.13), greater than Sterling Bancorp, Inc. (87.65), greater than Central Valley Community Bancorp (0), greater than Penns Woods Bancorp, Inc. (0.06), greater than Codorus Valley Bancorp, Inc. (0.03), greater than Silvergate Capital Corporation (0.57), greater than Evans Bancorp, Inc. (3.59),

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