Mechanics Bank

Mechanics Bankverified

MCHB

Price:

$15.1943

Market Cap:

$3.34B

Mechanics Bank provides various financial services for individual clients, and small and middle-market businesses. The company offers checking and savings accounts. It also provides home and auto loans; term loans and lines of credit, multi-family lending, commercial real estate loans, owner-occupied real estate loans, equipment financing, and trade services and letters of credit; and small business administration loans. In addition, the company offers credit and debit cards; payable and receivable solutions, fraud prevention, and cash management services; merchant and payroll services, paycheck protection program solutions, and workplace benefit plans; foreign currency, cashier's checks, wi...[Read more]

Industry

Banks - Regional

IPO Date

2007-05-01

Stock Exchange

NASDAQ

Ticker

MCHB

The Current Ratio as of February 2026 (TTM) for Mechanics Bank (MCHB) is 219.45

According to Mechanics Bank’s latest financial reports and current stock price. The company's current Current Ratio is 219.45. This represents a change of 102.91% compared to the average of 108.15 of the last 4 quarters.

Mechanics Bank (MCHB) Historical Current Ratio (quarterly & annually)

How has MCHB Current Ratio performed in the past?

The mean historical Current Ratio of Mechanics Bank over the last ten years is 21.96. The current 219.45 Current Ratio has changed 99.83% with respect to the historical average. Over the past ten years (40 quarters), MCHB's Current Ratio was at its highest in in the December 2025 quarter at 219.45. The Current Ratio was at its lowest in in the September 2022 quarter at 0.01.

Quarterly (TTM)
Annual

Average

21.96

Median

0.01

Minimum

0.01

Maximum

219.45

Mechanics Bank (MCHB) Current Ratio by Quarter and Year

Discovering the peaks and valleys of Mechanics Bank Current Ratio, unveiling quarterly and yearly fluctuations to gain insights into the company’s financial performance and market dynamics, offering valuable data for investors and analysts alike.

Maximum Annual Increase = 400.00%

Maximum Annual Current Ratio = 219.45

Minimum Annual Increase = -22.53%

Minimum Annual Current Ratio = 0.01

Quarterly (TTM)
Annual
YearCurrent RatioChange
2025219.45400.00%
20240.05116.39%
20230.03198.56%
20220.01-17.17%
20210.0112.89%
20200.01-11.25%
20190.01-10.42%
20180.01-22.53%
20170.0126.30%
20160.0119.60%

Mechanics Bank (MCHB) Average Current Ratio

How has MCHB Current Ratio performed in the past?

The current Current Ratio of Mechanics Bank (MCHB) is greater than its 3-year, greater than its 5-year, and greater than its 10-year historical averages

3-year avg

73.18

5-year avg

43.91

10-year avg

21.96

Mechanics Bank (MCHB) Current Ratio vs. Peers

How is MCHB’s Current Ratio compared to its peers?

Mechanics Bank’s Current Ratio is greater than First Republic Bank (0.03), greater than The First of Long Island Corporation (0.13), greater than Sterling Bancorp, Inc. (87.65), greater than Central Valley Community Bancorp (0), greater than Penns Woods Bancorp, Inc. (0.06), greater than Codorus Valley Bancorp, Inc. (0.03), greater than Silvergate Capital Corporation (1.47), greater than Evans Bancorp, Inc. (51.24),

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