1st Constitution Bancorp

1st Constitution Bancorpverified

FCCY

Price:

$27.79

Market Cap:

$0

As of January 6, 2022, 1st Constitution Bancorp was acquired by Lakeland Bancorp, Inc. 1st Constitution Bancorp operates as the bank holding company for 1st Constitution Bank that provides commercial and retail banking products and services in the central, coastal, and northeastern areas of New Jersey. The company offers deposit products, including interest bearing demand deposits, such as interest-bearing checking accounts, money market accounts, and NOW accounts; and non-interest bearing demand, savings, and time deposits. It also provides commercial loans, including term loans, lines of credit, and loans secured by equipment and receivables; secured and unsecured short-to-medium term comm...[Read more]

Industry

Banks - Regional

IPO Date

1952-01-16

Stock Exchange

NASDAQ

Ticker

FCCY

The Current Ratio as of December 2025 (TTM) for 1st Constitution Bancorp (FCCY) is 142.59

According to 1st Constitution Bancorp’s latest financial reports and current stock price. The company's current Current Ratio is 142.59. This represents a change of -93.44% compared to the average of 2.17K of the last 4 quarters.

1st Constitution Bancorp (FCCY) Historical Current Ratio (quarterly & annually)

How has FCCY Current Ratio performed in the past?

The mean historical Current Ratio of 1st Constitution Bancorp over the last ten years is 212.55. The current 142.59 Current Ratio has changed 6.61% with respect to the historical average. Over the past ten years (40 quarters), FCCY's Current Ratio was at its highest in in the September 2021 quarter at 3.57K. The Current Ratio was at its lowest in in the September 2012 quarter at 0.86.

Quarterly (TTM)
Annual

Average

212.55

Median

28.92

Minimum

0.92

Maximum

780.48

1st Constitution Bancorp (FCCY) Current Ratio by Quarter and Year

Discovering the peaks and valleys of 1st Constitution Bancorp Current Ratio, unveiling quarterly and yearly fluctuations to gain insights into the company’s financial performance and market dynamics, offering valuable data for investors and analysts alike.

Maximum Annual Increase = 61.39%

Maximum Annual Current Ratio = 780.48

Minimum Annual Increase = -97.64%

Minimum Annual Current Ratio = 0.92

Quarterly (TTM)
Annual
YearCurrent RatioChange
2020142.59940.00%
201913.716.24%
201812.91-67.28%
201739.45221.81%
201612.26-33.37%
201518.40-97.64%
2014780.4845.01%
2013538.24-5.00%
2012566.5861.39%
20110.92-8.43%

1st Constitution Bancorp (FCCY) Average Current Ratio

How has FCCY Current Ratio performed in the past?

The current Current Ratio of 1st Constitution Bancorp (FCCY) is greater than its 3-year, greater than its 5-year, and less than than its 10-year historical averages

3-year avg

56.40

5-year avg

44.18

10-year avg

212.55

1st Constitution Bancorp (FCCY) Current Ratio vs. Peers

How is FCCY’s Current Ratio compared to its peers?

1st Constitution Bancorp’s Current Ratio is greater than The First of Long Island Corporation (0.13), greater than First Republic Bank (0.03), greater than Silvergate Capital Corporation (1.47), less than HomeStreet, Inc. (212.93), greater than Penns Woods Bancorp, Inc. (0.06), greater than Central Valley Community Bancorp (0), greater than Codorus Valley Bancorp, Inc. (0.03), greater than ESSA Bancorp, Inc. (0.02),

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