Waterstone Financial, Inc.

Waterstone Financial, Inc.verified

WSBF

Price:

$16.14

Market Cap:

$297.89M

Waterstone Financial, Inc. operates as a bank holding company for WaterStone Bank SSB that provides various financial services to customers in southeastern Wisconsin, the United States. It operates in two segments, Community Banking and Mortgage Banking. The Community Banking segment offers consumer and business banking products and services, such as deposit and transactional solutions, including checking accounts, online banking and bill pay services, money transfer services, as well as credit, debit, and pre-paid cards; investable funds solutions comprising savings, money market deposits, individual retirement accounts, and certificates of deposit; residential mortgages, home equity loans ...[Read more]

Industry

Banks - Regional

IPO Date

2005-10-05

Stock Exchange

NASDAQ

Ticker

WSBF

The ROE as of December 2025 (TTM) for Waterstone Financial, Inc. (WSBF) is 6.99%

According to Waterstone Financial, Inc.’s latest financial reports and current stock price. The company's current ROE is 6.99%. This represents a change of 300.47% compared to the average of 1.75% of the last 4 quarters.

Waterstone Financial, Inc. (WSBF) Historical ROE (quarterly & annually)

How has WSBF ROE performed in the past?

The mean historical ROE of Waterstone Financial, Inc. over the last ten years is 8.31%. The current 6.99% ROE has changed -15.83% with respect to the historical average. Over the past ten years (40 quarters), WSBF's ROE was at its highest in in the December 2020 quarter at 6.74%. The ROE was at its lowest in in the December 2023 quarter at -0.01%.

Quarterly (TTM)
Annual

Average

8.31%

Median

6.26%

Minimum

2.72%

Maximum

19.64%

Waterstone Financial, Inc. (WSBF) ROE by Quarter and Year

Discovering the peaks and valleys of Waterstone Financial, Inc. ROE, unveiling quarterly and yearly fluctuations to gain insights into the company’s financial performance and market dynamics, offering valuable data for investors and analysts alike.

Maximum Annual Increase = 115.38%

Maximum Annual ROE = 19.64%

Minimum Annual Increase = -67.84%

Minimum Annual ROE = 2.72%

Quarterly (TTM)
Annual
YearROEChange
20245.51%102.23%
20232.72%-48.20%
20225.26%-67.84%
202116.36%-16.72%
202019.64%115.38%
20199.12%18.52%
20187.69%22.13%
20176.30%1.34%
20166.22%47.05%
20154.23%49.51%

Waterstone Financial, Inc. (WSBF) Average ROE

How has WSBF ROE performed in the past?

The current ROE of Waterstone Financial, Inc. (WSBF) is less than than its 3-year, less than than its 5-year, and less than than its 10-year historical averages

3-year avg

4.50%

5-year avg

9.90%

10-year avg

8.31%

Waterstone Financial, Inc. (WSBF) ROE vs. Peers

How is WSBF’s ROE compared to its peers?

Waterstone Financial, Inc.’s ROE is less than Plumas Bancorp (1.11%), less than Citizens & Northern Corporation (9.59%), less than Colony Bankcorp, Inc. (9.59%), less than The First Bancorp, Inc. (11.98%), less than BayCom Corp (7.04%), less than FS Bancorp, Inc. (10.84%), less than Isabella Bank Corporation (8.34%), less than John Marshall Bancorp, Inc. (6.43%), less than Middlefield Banc Corp. (1.52%), less than PCB Bancorp (9.21%),

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