Unicaja Banco S.A.

Unicaja Banco S.A. - ROEverified

UNJCF

Price:

$3.05

Market Cap:

$8.96B

Unicaja Banco, S.A. engages in the retail banking business in Spain. The company offers current, savings, young person, and payment accounts; term deposits; debit, business, and credit cards; mortgages; study, eco-mobility, mobility vehicle, reform, and home loans; and home, car, health, accident, funeral, company and agro uni, company health, SME and retail damage, corporate liability, agricultural, and life insurance products. It also provides pension plans; investment funds; bill and tax payment, and collection management services; payments; POS products; short-term and medium/long-term financing; ATM, foreign trade facility, and currency management and exchange services; and private and ...[Read more]

Industry

Banks

IPO Date

2014-09-19

Stock Exchange

OTC

Ticker

UNJCF

The ROE as of August 2026 (TTM) for Unicaja Banco S.A. (UNJCF) is 9.44%

According to Unicaja Banco S.A.’s latest financial reports and current stock price. The company's current ROE is 9.44%. This represents a change of 298.85% compared to the average of 2.37% of the last 4 quarters.

Unicaja Banco S.A. (UNJCF) Historical ROE (quarterly & annually)

How has UNJCF ROE performed in the past?

The mean historical ROE of Unicaja Banco S.A. over the last ten years is 6.28%. The current 9.44% ROE has changed 50.40% with respect to the historical average. Over the past ten years (40 quarters), UNJCF's ROE was at its highest in in the June 2026 quarter at 2.97%. The ROE was at its lowest in in the December 2016 quarter at -1.66%.

Quarterly (TTM)
Annual

Average

6.28%

Median

4.32%

Minimum

1.94%

Maximum

17.60%

Unicaja Banco S.A. (UNJCF) ROE by Quarter and Year

Discovering the peaks and valleys of Unicaja Banco S.A. ROE, unveiling quarterly and yearly fluctuations to gain insights into the company’s financial performance and market dynamics, offering valuable data for investors and analysts alike.

Maximum Annual Increase = 805.50%

Maximum Annual ROE = 17.60%

Minimum Annual Increase = -75.60%

Minimum Annual ROE = 1.94%

Quarterly (TTM)
Annual
YearROEChange
20259.68%13.84%
20248.51%111.91%
20234.01%-6.52%
20224.29%-75.60%
202117.60%805.50%
20201.94%-55.22%
20194.34%11.44%
20183.89%5.93%
20173.68%-23.61%
20164.81%-23.28%

Unicaja Banco S.A. (UNJCF) Average ROE

How has UNJCF ROE performed in the past?

The current ROE of Unicaja Banco S.A. (UNJCF) is less than than its 3-year, less than than its 5-year, and less than than its 10-year historical averages

3-year avg

7.40%

5-year avg

8.82%

10-year avg

6.28%

Unicaja Banco S.A. (UNJCF) ROE vs. Peers

How is UNJCF’s ROE compared to its peers?

Unicaja Banco S.A.’s ROE is less than Komercní banka, a.s. (14.26%), less than Investec Group (13.48%), less than Mebuki Financial Group, Inc. (8.14%), less than Nedbank Group Limited (8.85%), less than Nedbank Group Limited Sponsored ADR (8.85%), less than Bank of Ayudhya Public Company Limited (7.86%), less than Türkiye Vakiflar Bankasi Türk Anonim Ortakligi (24.13%), less than Commercial International Bank (Egypt) S.A.E (39.40%), less than Yokohama Financial Group, Inc. (7.77%), less than The Bank of East Asia, Limited (3.26%),

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