SBI Cards and Payment Services Limited

SBI Cards and Payment Services Limitedverified

SBICARD.BO

Price:

$885.4

Market Cap:

$842.26B

SBI Cards and Payment Services Limited, a non-banking financial company, issues credit cards to individual and corporate customers in India. The company also acts as corporate insurance agent for selling insurance policies to credit card customers. It offers corporate cards, central travel cards, utility cards, and purchase and virtual cards. The company was incorporated in 1998 and is based in Gurugram, India. SBI Cards and Payment Services Limited operates as a subsidiary of State Bank of India.

Industry

Financial - Credit Services

IPO Date

2020-03-16

Stock Exchange

BSE

Ticker

SBICARD.BO

The ROE as of December 2025 (TTM) for SBI Cards and Payment Services Limited (SBICARD.BO) is 13.84%

According to SBI Cards and Payment Services Limited’s latest financial reports and current stock price. The company's current ROE is 13.84%. This represents a change of 299.82% compared to the average of 3.46% of the last 4 quarters.

SBI Cards and Payment Services Limited (SBICARD.BO) Historical ROE (quarterly & annually)

How has SBICARD.BO ROE performed in the past?

The mean historical ROE of SBI Cards and Payment Services Limited over the last ten years is 21.65%. The current 13.84% ROE has changed -36.09% with respect to the historical average. Over the past ten years (40 quarters), SBICARD.BO's ROE was at its highest in in the September 2019 quarter at 8.84%. The ROE was at its lowest in in the January 2017 quarter at 0%.

Quarterly (TTM)
Annual

Average

21.65%

Median

23.14%

Minimum

13.91%

Maximum

25.74%

SBI Cards and Payment Services Limited (SBICARD.BO) ROE by Quarter and Year

Discovering the peaks and valleys of SBI Cards and Payment Services Limited ROE, unveiling quarterly and yearly fluctuations to gain insights into the company’s financial performance and market dynamics, offering valuable data for investors and analysts alike.

Maximum Annual Increase = 33.44%

Maximum Annual ROE = 25.74%

Minimum Annual Increase = -32.97%

Minimum Annual ROE = 13.91%

Quarterly (TTM)
Annual
YearROEChange
202513.91%-30.22%
202419.93%-13.27%
202322.98%10.21%
202220.85%33.44%
202115.62%-32.97%
202023.31%-3.24%
201924.09%-5.72%
201825.55%-0.73%
201725.74%4.70%
201624.58%-11.00%

SBI Cards and Payment Services Limited (SBICARD.BO) Average ROE

How has SBICARD.BO ROE performed in the past?

The current ROE of SBI Cards and Payment Services Limited (SBICARD.BO) is less than than its 3-year, less than than its 5-year, and less than than its 10-year historical averages

3-year avg

18.94%

5-year avg

18.66%

10-year avg

21.65%

SBI Cards and Payment Services Limited (SBICARD.BO) ROE vs. Peers

How is SBICARD.BO’s ROE compared to its peers?

SBI Cards and Payment Services Limited’s ROE is less than Aditya Birla Capital Limited (10.41%), less than L&T Finance Ltd (10.59%), less than Aditya Birla Capital Limited (10.41%), less than Bajaj Housing Finance Limited (11.83%), less than REC Limited (21.80%), less than REC Limited (21.80%), less than ICICI Prudential Life Insurance Company Limited (10.70%), less than ICICI Prudential Life Insurance Company Limited (10.70%), less than Indian Overseas Bank (14.39%), less than Indian Overseas Bank (14.39%),

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