River City Bank

River City Bankverified

RCBC

Price:

$400

Market Cap:

$584.72M

River City Bank provides various banking services for business, consumer, and commercial real estate sectors in the United States. It offers checking, savings, and term certificate accounts. The company also provides personal loans, home equity loans, revolving lines of credit, non-revolving line of credit, and letters of credit, as well as commercial real estate, agriculture, and residential mortgage loans. In addition, it provides cash management services; lockbox, clean energy, and premier banking services; debit and credit cards; and online and mobile banking services. The company operates nine branch locations within El Dorado, Placer, Sacramento, and Yolo counties, as well as two loan ...[Read more]

Industry

Banks - Regional

IPO Date

2008-01-30

Stock Exchange

OTC

Ticker

RCBC

The ROE as of December 2025 (TTM) for River City Bank (RCBC) is 16.27%

According to River City Bank’s latest financial reports and current stock price. The company's current ROE is 16.27%. This represents a change of Infinity% compared to the average of 0% of the last 4 quarters.

River City Bank (RCBC) Historical ROE (quarterly & annually)

How has RCBC ROE performed in the past?

The mean historical ROE of River City Bank over the last ten years is 11.68%. The current 16.27% ROE has changed 39.32% with respect to the historical average. Over the past ten years (40 quarters), RCBC's ROE was at its highest in in the December 2005 quarter at 18.81%. The ROE was at its lowest in in the March 2005 quarter at -3.00%.

Quarterly (TTM)
Annual

Average

11.68%

Median

11.62%

Minimum

7.50%

Maximum

15.14%

River City Bank (RCBC) ROE by Quarter and Year

Discovering the peaks and valleys of River City Bank ROE, unveiling quarterly and yearly fluctuations to gain insights into the company’s financial performance and market dynamics, offering valuable data for investors and analysts alike.

Maximum Annual Increase = 27.48%

Maximum Annual ROE = 15.14%

Minimum Annual Increase = -7.02%

Minimum Annual ROE = 7.50%

Quarterly (TTM)
Annual
YearROEChange
202415.14%4.83%
202314.44%6.62%
202213.55%-6.08%
202114.42%22.89%
202011.74%9.72%
201910.70%-7.02%
201811.50%27.48%
20179.02%3.32%
20168.73%16.39%
20157.50%-0.36%

River City Bank (RCBC) Average ROE

How has RCBC ROE performed in the past?

The current ROE of River City Bank (RCBC) is less than than its 3-year, less than than its 5-year, and less than than its 10-year historical averages

3-year avg

14.38%

5-year avg

13.86%

10-year avg

11.68%

River City Bank (RCBC) ROE vs. Peers

How is RCBC’s ROE compared to its peers?

River City Bank’s ROE is less than Thomasville Bancshares, Inc. (24.05%), less than Bank of the Philippine Islands (28.10%), less than Addiko Bank AG (5.53%), less than American Business Bank (13.30%), less than Türkiye Sinai Kalkinma Bankasi A.S. (36.09%), less than Farmers & Merchants Bancorp (15.03%), less than First Farmers Financial Corporation (15.79%), less than Schweizerische Nationalbank (6.35%), less than West Coast Community Bancorp (11.34%), less than GAMCO Investors, Inc. (48.56%),

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