Generations Bancorp NY, Inc.

Generations Bancorp NY, Inc.verified

GBNY

Price:

$17.8

Market Cap:

$40.56M

Generations Bancorp NY, Inc. operates as a holding company for Generations Bank that provides various banking products and services. The company accepts various deposit accounts, including demand, NOW, money market, savings, and certificates of deposit accounts. It also provides one- to four-family residential real estate, commercial real estate and multi-family, consumer business, manufactured home, automobile, student, recreational vehicle, construction, and other consumer loans, as well as home equity loans and lines of credit. In addition, it invests in securities, including corporate and municipal bonds issued by states, local municipalities, and schools in the northeastern United State...[Read more]

Industry

Banks - Regional

IPO Date

2021-01-13

Stock Exchange

OTC

Ticker

GBNY

The ROE as of December 2025 (TTM) for Generations Bancorp NY, Inc. (GBNY) is -14.52%

According to Generations Bancorp NY, Inc.’s latest financial reports and current stock price. The company's current ROE is -14.52%. This represents a change of 301.77% compared to the average of -3.61% of the last 4 quarters.

Generations Bancorp NY, Inc. (GBNY) Historical ROE (quarterly & annually)

How has GBNY ROE performed in the past?

The mean historical ROE of Generations Bancorp NY, Inc. over the last ten years is -0.61%. The current -14.52% ROE has changed 2.28% with respect to the historical average. Over the past ten years (40 quarters), GBNY's ROE was at its highest in in the June 2020 quarter at 2.32%. The ROE was at its lowest in in the December 2024 quarter at -6.78%.

Quarterly (TTM)
Annual

Average

-0.61%

Median

0%

Minimum

-13.49%

Maximum

5.85%

Generations Bancorp NY, Inc. (GBNY) ROE by Quarter and Year

Discovering the peaks and valleys of Generations Bancorp NY, Inc. ROE, unveiling quarterly and yearly fluctuations to gain insights into the company’s financial performance and market dynamics, offering valuable data for investors and analysts alike.

Maximum Annual Increase = 0%

Maximum Annual ROE = 5.85%

Minimum Annual Increase = 0%

Minimum Annual ROE = -13.49%

Quarterly (TTM)
Annual
YearROEChange
2024-13.49%224.52%
2023-4.16%-242.74%
20222.91%-10.40%
20213.25%-44.44%
20205.85%1.80%
20190.31%-139.60%
2018-0.78%-Infinity%
20170%0%
20160%0%
20150%0%

Generations Bancorp NY, Inc. (GBNY) Average ROE

How has GBNY ROE performed in the past?

The current ROE of Generations Bancorp NY, Inc. (GBNY) is greater than its 3-year, greater than its 5-year, and greater than its 10-year historical averages

3-year avg

-4.91%

5-year avg

-1.13%

10-year avg

-0.61%

Generations Bancorp NY, Inc. (GBNY) ROE vs. Peers

How is GBNY’s ROE compared to its peers?

Generations Bancorp NY, Inc.’s ROE is less than West Shore Bank Corp. (10.78%), less than Community Capital Bancshares, Inc. (16.17%), less than Oconee Financial Corporation (10.84%), less than Oak View Bankshares, Inc. (14.82%), less than HCB Financial Corp. (14.86%), less than Andover Bancorp, Inc. (16.63%), less than M&F Bancorp, Inc. (3.69%), less than Triad Business Bank (11.99%), less than Citizens Holding Company (10.67%), less than Woodlands Financial Services Company (11.45%),

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