Chemung Financial Corporation

Chemung Financial Corporation - ROEverified

CHMG

Price:

$70.97

Market Cap:

$342.06M

Chemung Financial Corporation (CFC) functions as the parent company for Chemung Canal Trust Company, providing a comprehensive suite of banking, financing, and fiduciary services. CFC offers a diverse array of deposit products, including demand, savings, and time accounts, alongside both interest-bearing and non-interest-bearing checking accounts, and insured money market accounts. The company's lending portfolio encompasses commercial and agricultural loans tailored for small to mid-sized businesses, commercial and residential mortgages, and various consumer loans, such as home equity lines of credit and home equity term loans. Beyond traditional banking, Chemung Financial extends financial...[Read more]

Industry

Banks - Regional

IPO Date

1999-01-04

Stock Exchange

NASDAQ

Ticker

CHMG

The ROE as of June 2026 (TTM) for Chemung Financial Corporation (CHMG) is 7.33%

According to Chemung Financial Corporation’s latest financial reports and current stock price. The company's current ROE is 7.33%. This represents a change of 320.61% compared to the average of 1.74% of the last 4 quarters.

Chemung Financial Corporation (CHMG) Historical ROE (quarterly & annually)

How has CHMG ROE performed in the past?

The mean historical ROE of Chemung Financial Corporation over the last ten years is 10.15%. The current 7.33% ROE has changed -27.84% with respect to the historical average. Over the past ten years (40 quarters), CHMG's ROE was at its highest in in the June 2022 quarter at 4.59%. The ROE was at its lowest in in the June 2025 quarter at -2.75%.

Quarterly (TTM)
Annual

Average

10.15%

Median

10.32%

Minimum

4.96%

Maximum

17.30%

Chemung Financial Corporation (CHMG) ROE by Quarter and Year

Discovering the peaks and valleys of Chemung Financial Corporation ROE, unveiling quarterly and yearly fluctuations to gain insights into the company’s financial performance and market dynamics, offering valuable data for investors and analysts alike.

Maximum Annual Increase = 139.79%

Maximum Annual ROE = 17.30%

Minimum Annual Increase = -46.06%

Minimum Annual ROE = 4.96%

Quarterly (TTM)
Annual
YearROEChange
20255.93%-46.06%
202410.99%-14.14%
202312.80%-25.98%
202217.30%38.43%
202112.50%29.56%
20209.65%12.85%
20198.55%-28.13%
201811.89%139.79%
20174.96%-28.90%
20166.98%1.49%

Chemung Financial Corporation (CHMG) Average ROE

How has CHMG ROE performed in the past?

The current ROE of Chemung Financial Corporation (CHMG) is less than than its 3-year, less than than its 5-year, and less than than its 10-year historical averages

3-year avg

9.91%

5-year avg

11.90%

10-year avg

10.15%

Chemung Financial Corporation (CHMG) ROE vs. Peers

How is CHMG’s ROE compared to its peers?

Chemung Financial Corporation’s ROE is less than Norwood Financial Corp. (10.43%), less than Western New England Bancorp, Inc. (7.25%), less than FinWise Bancorp (8.24%), less than Fidelity D & D Bancorp, Inc. (12.75%), less than First United Corporation (12.70%), less than Citizens Financial Services, Inc. (11.89%), less than Investar Holding Corporation (9.04%), less than Provident Bancorp, Inc. (5.32%), less than First Western Financial, Inc. (5.74%), less than Timberland Bancorp, Inc. (11.67%),

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