Arrow Financial Corporation

Arrow Financial Corporationverified

AROW

Price:

$30.92

Market Cap:

$508.40M

Arrow Financial Corporation, a bank holding company, provides commercial and consumer banking, and financial products and services. The company's deposit products include demand deposits, interest-bearing checking accounts, savings deposits, time deposits, and other time deposits. Its lending activities comprise commercial loans, such as term loans, time notes, and lines of credit; and commercial real estate loans to finance real estate purchases, refinancing, expansions, and improvements to commercial properties, as well as commercial construction and land development loans to finance projects. The company's lending activities also include consumer installment loans to finance personal expe...[Read more]

Industry

Banks - Regional

IPO Date

1980-09-18

Stock Exchange

NASDAQ

Ticker

AROW

The ROE as of December 2025 (TTM) for Arrow Financial Corporation (AROW) is 8.44%

According to Arrow Financial Corporation’s latest financial reports and current stock price. The company's current ROE is 8.44%. This represents a change of 302.17% compared to the average of 2.10% of the last 4 quarters.

Arrow Financial Corporation (AROW) Historical ROE (quarterly & annually)

How has AROW ROE performed in the past?

The mean historical ROE of Arrow Financial Corporation over the last ten years is 11.53%. The current 8.44% ROE has changed -26.84% with respect to the historical average. Over the past ten years (40 quarters), AROW's ROE was at its highest in in the March 2021 quarter at 3.88%. The ROE was at its lowest in in the December 2024 quarter at 1.11%.

Quarterly (TTM)
Annual

Average

11.53%

Median

11.98%

Minimum

7.41%

Maximum

13.80%

Arrow Financial Corporation (AROW) ROE by Quarter and Year

Discovering the peaks and valleys of Arrow Financial Corporation ROE, unveiling quarterly and yearly fluctuations to gain insights into the company’s financial performance and market dynamics, offering valuable data for investors and analysts alike.

Maximum Annual Increase = 14.54%

Maximum Annual ROE = 13.80%

Minimum Annual Increase = -42.63%

Minimum Annual ROE = 7.41%

Quarterly (TTM)
Annual
YearROEChange
20247.41%-6.42%
20237.92%-42.63%
202213.80%2.76%
202113.43%10.01%
202012.21%-1.70%
201912.42%-7.71%
201813.46%14.54%
201711.75%3.11%
201611.40%-1.13%
201511.53%-0.86%

Arrow Financial Corporation (AROW) Average ROE

How has AROW ROE performed in the past?

The current ROE of Arrow Financial Corporation (AROW) is less than than its 3-year, less than than its 5-year, and less than than its 10-year historical averages

3-year avg

9.71%

5-year avg

10.95%

10-year avg

11.53%

Arrow Financial Corporation (AROW) ROE vs. Peers

How is AROW’s ROE compared to its peers?

Arrow Financial Corporation’s ROE is less than Bar Harbor Bankshares (7.55%), less than ACNB Corporation (8.79%), less than Farmers National Banc Corp. (12.50%), less than Northrim BanCorp, Inc. (21.89%), less than Bridgewater Bancshares, Inc. (8.62%), less than Peoples Financial Services Corp. (10.91%), less than Alerus Financial Corporation (9.63%), less than Capital Bancorp, Inc. (13.25%), less than Unity Bancorp, Inc. (17.20%), less than Midland States Bancorp, Inc. (6.62%),

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