Bread Financial Holdings, Inc.

Bread Financial Holdings, Inc.verified

0HCR.L

Price:

$47.15

Market Cap:

$2.30B

Bread Financial Holdings, Inc. provides tech-forward payment and lending solutions to customers and consumer-based industries in North America. It offers credit card and other loans financing services, including risk management solutions, account origination, and funding services for approximately 130 private label and co-brand credit card programs, as well as through Bread partnerships to approximately 500 small-and medium-sized businesses merchants; and Comenity-branded general purpose cash-back credit. The company also manages and services the loans it originates for private label, co-brand, and general-purpose credit card programs and Bread BNPL (installment loans, split-pay) products; a...[Read more]

Industry

Software - Services

IPO Date

2018-01-29

Stock Exchange

LSE

Ticker

0HCR.L

The ROE as of April 2025 (TTM) for Bread Financial Holdings, Inc. (0HCR.L) is 8.93%

According to Bread Financial Holdings, Inc.’s latest financial reports and current stock price. The company's current ROE is 8.93%. This represents a change of 300.88% compared to the average of 2.23% of the last 4 quarters.

Bread Financial Holdings, Inc. (0HCR.L) Historical ROE (quarterly & annually)

How has 0HCR.L ROE performed in the past?

The mean historical ROE of Bread Financial Holdings, Inc. over the last ten years is 28.11%. The current 8.93% ROE has changed -68.24% with respect to the historical average. Over the past ten years (40 quarters), 0HCR.L's ROE was at its highest in in the March 2023 quarter at 16.75%. The ROE was at its lowest in in the September 2019 quarter at -7.19%.

Quarterly (TTM)
Annual

Average

28.11%

Median

30.33%

Minimum

9.08%

Maximum

42.51%

Bread Financial Holdings, Inc. (0HCR.L) ROE by Quarter and Year

Discovering the peaks and valleys of Bread Financial Holdings, Inc. ROE, unveiling quarterly and yearly fluctuations to gain insights into the company’s financial performance and market dynamics, offering valuable data for investors and analysts alike.

Maximum Annual Increase = 149.92%

Maximum Annual ROE = 42.51%

Minimum Annual Increase = -74.36%

Minimum Annual ROE = 9.08%

Quarterly (TTM)
Annual
YearROEChange
20249.08%-63.10%
202324.61%149.92%
20229.85%-74.36%
202138.40%98.06%
202019.39%-45.11%
201935.32%-14.48%
201841.30%-2.85%
201742.51%36.66%
201631.11%5.27%
201529.55%39.86%

Bread Financial Holdings, Inc. (0HCR.L) Average ROE

How has 0HCR.L ROE performed in the past?

The current ROE of Bread Financial Holdings, Inc. (0HCR.L) is less than than its 3-year, less than than its 5-year, and less than than its 10-year historical averages

3-year avg

14.51%

5-year avg

20.26%

10-year avg

28.11%

Bread Financial Holdings, Inc. (0HCR.L) ROE vs. Peers

How is 0HCR.L’s ROE compared to its peers?

Bread Financial Holdings, Inc.’s ROE is less than EQT Corporation (5.06%), less than DTE Energy Company (12.32%), less than The Cooper Companies, Inc. (5.20%), less than Extra Space Storage Inc. (6.06%), less than Dover Corporation (46.57%),

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