UPAY, Inc.

UPAY, Inc. - PE Ratioverified

UPYY

Price:

$0.9

Market Cap:

$15.85M

Established in Dallas, Texas, in 2008, UPAY, Inc. delivers a range of software solutions and services, with a primary focus on the lending industry. The company's core product is the Automated Credit Provider Administration System (ACPAS), a web-based platform for client and loan management, specifically designed for registered lenders operating in South Africa. UPAY also provides a cloud-based loan origination system, enabling its customers to efficiently issue loans, retail various products, manage bill payments, or process recurring subscriptions under defined terms. Complementing its software offerings, the company develops custom websites for clients, resells credit bureau information, ...[Read more]

Industry

Software - Application

IPO Date

2022-03-25

Stock Exchange

OTC

Ticker

UPYY

The PE Ratio as of June 2026 (TTM) for UPAY, Inc. (UPYY) is -11.25

According to UPAY, Inc.’s latest financial reports and current stock price. The company's current PE Ratio is -11.25. This represents a change of -61.47% compared to the average of -29.20 of the last 4 quarters.

UPAY, Inc. (UPYY) Historical PE Ratio (quarterly & annually)

How has UPYY PE Ratio performed in the past?

The mean historical PE Ratio of UPAY, Inc. over the last ten years is -152.48. The current -11.25 PE Ratio has changed 637.78% with respect to the historical average. Over the past ten years (40 quarters), UPYY's PE Ratio was at its highest in in the May 2022 quarter at 1.88K. The PE Ratio was at its lowest in in the November 2018 quarter at -625.00.

Quarterly (TTM)
Annual

Average

-152.48

Median

-93.36

Minimum

-625.00

Maximum

-12.29

UPAY, Inc. (UPYY) PE Ratio by Quarter and Year

Discovering the peaks and valleys of UPAY, Inc. PE Ratio, unveiling quarterly and yearly fluctuations to gain insights into the company’s financial performance and market dynamics, offering valuable data for investors and analysts alike.

Maximum Annual Increase = 289.87%

Maximum Annual PE Ratio = -12.29

Minimum Annual Increase = -107.69%

Minimum Annual PE Ratio = -625.00

Quarterly (TTM)
Annual
YearPE RatioChange
2026-12.29-41.38%
2025-20.9630.84%
2024-16.02-87.35%
2023-126.58289.87%
2022-32.47-47.40%
2021-61.73-90.12%
2020-625.00100.00%
2019-312.50150.00%
2018-125.00-35.00%
2017-192.31-107.69%

UPAY, Inc. (UPYY) Average PE Ratio

How has UPYY PE Ratio performed in the past?

The current PE Ratio of UPAY, Inc. (UPYY) is greater than its 3-year, greater than its 5-year, and greater than its 10-year historical averages

3-year avg

-16.42

5-year avg

-41.66

10-year avg

-152.48

UPAY, Inc. (UPYY) PE Ratio vs. Peers

How is UPYY’s PE Ratio compared to its peers?

UPAY, Inc.’s PE Ratio is less than PowerBand Solutions Inc. (-2.38), less than Scrypt, Inc. (0), less than IMINT Image Intelligence AB (publ.) (-3.09), less than Gamelancer Media Corp. (-0.79), less than Steer Technologies Inc. (-3.63), less than CHIeru Co.,Ltd. (5.04), less than Buddy Technologies Limited (0), less than LifeSpeak Inc. (-0.83), less than NEXT Biometrics Group ASA (-0.15), greater than Good Gamer Entertainment Inc. (-37.82),

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