Start with its own history
At 27.22×, MSVB is 2.3% below its 9-observation annual average. A lower multiple can reflect a lower price, higher earnings, or weaker growth expectations—not necessarily a bargain.

Current valuation, historical context, and peer comparisons.
Current P/E ratio
27.22×
2.3% belowthe 9-observation annual average
Price and EPS in quote currency. Calculation details
Investors are paying 27.22 for every 1 of reported earnings per share.
Annual period-end data · 23 observations
| Period end | P/E | Change |
|---|---|---|
| Dec 31, 2024 | N/M | N/M |
| Dec 31, 2023 | 18.70× | -15.2% |
| Dec 31, 2022 | 22.05× | -19.1% |
| Dec 31, 2021 | 27.27× | -28.1% |
| Dec 31, 2020 | 37.92× | -18.1% |
| Dec 31, 2019 | 46.31× | +64.1% |
| Dec 31, 2018 | 28.22× | +0.3% |
| Dec 31, 2017 | 28.15× | -1.0% |
| Period end | P/E | Change |
|---|---|---|
| Dec 31, 2016 | 28.42× | +107.2% |
| Dec 31, 2015 | 13.72× | -87.9% |
| Dec 31, 2014 | 113.00× | N/M |
| Dec 31, 2013 | N/M | N/M |
| Dec 31, 2012 | 12.12× | +18.3% |
| Dec 31, 2011 | 10.24× | -62.3% |
| Dec 31, 2010 | 27.14× | +67.8% |
| Dec 31, 2009 | 16.17× | +18.8% |
| Dec 31, 2008 | 13.61× | +23.5% |
| Dec 31, 2007 | 11.02× | -18.3% |
| Dec 31, 2006 | 13.48× | +26.6% |
| Dec 31, 2005 | 10.65× | -40.2% |
| Dec 31, 2004 | 17.82× | +15.5% |
| Dec 31, 2003 | 15.43× | +57.5% |
| Dec 31, 2002 | 9.80× | N/M |
Change is relative to the preceding observation. N/M values are excluded from averages.
Company P/E vs. peer trailing-12-month ratios
| Company | P/E ratio |
|---|---|
MSVB This stockMid-Southern Bancorp, Inc. | 27.22× |
CLSTCatalyst Bancorp, Inc. | 24.83× |
FCAPFirst Capital, Inc. | 11.26× |
FFBWFFBW, Inc. | 20.13× |
LSBKLake Shore Bancorp, Inc. | 16.95× |
MGYRMagyar Bancorp, Inc. | 11.39× |
OFEDOconee Federal Financial Corp. | 21.91× |
PBKCPioneer Bankcorp, Inc. | 8.04× |
SVBTSVB & T Corporation | 7.83× |
Peers are selected by the data provider. Business models and earnings definitions can differ.
Put the numbers in context
At 27.22×, MSVB is 2.3% below its 9-observation annual average. A lower multiple can reflect a lower price, higher earnings, or weaker growth expectations—not necessarily a bargain.
The median of the 8 positive peer ratios above is 14.17×. Check growth, margins, debt, and earnings quality before interpreting the gap. A faster-growing business may justify a higher multiple.
One-off gains can temporarily lower P/E; unusual charges can raise it. Reported earnings and forward estimates answer different questions. Pair this view with return on equity and liquidity for a fuller picture.
Keep your research connected
Pull historical P/E into Excel or Google Sheets with Wisesheets. Build your own comparisons alongside the rest of your financial model.
Explore Wisesheets=WISE("MSVB", "PE Ratio", "LQ")Share price 17.69 ÷ EPS 0.65 = 27.22×. Data is supplied by Financial Modeling Prep through Wisesheets. Quote feed updated Oct 30, 2026; this is not a real-time trading quote.
Annual and quarterly P/E observations are provided separately from the current quote. Averages use the latest 3, 5, or 10 annual observations, excluding missing and nonpositive ratios. Pre-IPO observations are omitted. These are period-end observations, not daily averages.
The current quote feed does not specify the exact EPS filing-period end or whether EPS is basic or diluted. We do not label it as forward P/E. Peer ratios are explicitly trailing-12-month (TTM) values. Historical observations do not include independently verified price and EPS inputs. Sources may update on different schedules; rounded inputs can produce small calculation differences. Historical comparisons describe past pricing, not an estimate of fair value.
The essentials behind the numbers.
Mid-Southern Bancorp, Inc.'s current P/E is 27.22× based on the quote data last updated Oct 30, 2026. It represents the share price divided by reported earnings per share. Prices and earnings may refresh on different schedules.
Annual P/E uses earnings for a completed fiscal year. Trailing-12-month (TTM) P/E uses the latest four quarters, while forward P/E uses forecast earnings. These are not interchangeable. This page labels peer ratios as TTM and shows dated annual or quarterly historical observations; it does not show forward estimates.
N/M means not meaningful: the feed has no positive P/E for that observation. Negative or zero earnings should not be ranked as a low positive valuation multiple. N/M observations are excluded from the averages shown above.
Divide the share price by earnings per share (EPS). For example, a share price of 100 and EPS of 5 gives a P/E of 20×. This page uses the price and EPS supplied together in the quote when both are positive.
Price timestamps, EPS definitions, share classes, adjustments, and fiscal periods can differ. A forward P/E also uses forecast earnings rather than reported earnings. Compare the inputs and as-of dates before comparing two displayed ratios.
Not necessarily. The average describes previous market pricing, not fair value. Changes in earnings quality, growth expectations, debt, accounting, and business risk can justify a different multiple today.