Start with its own history
At 7.39×, HLFN is 27.2% below its 10-observation annual average. A lower multiple can reflect a lower price, higher earnings, or weaker growth expectations—not necessarily a bargain.
OTC · HLFNBanks - RegionalUpdated Nov 5, 2026
Home Loan Financial Corporation P/E ratio
Current valuation, historical context, and peer comparisons.
Current P/E ratio
7.39×
27.2% belowthe 10-year annual average
Share price46
÷Earnings per share6.2235
Price and EPS in quote currency. Calculation details
Investors are paying 7.39 for every 1 of reported earnings per share.
P/E over time
2017 – 2026
Annual P/ESelected-period average 10.15×
3-year average6.89×3 positive annual observations
5-year average7.94×5 positive annual observations
10-year average10.15×10 positive annual observations
Peer median · TTM8.41×8 peers with positive P/E
Historical P/E ratios
Annual period-end data · 25 observations
| Period end | P/E | Change |
|---|---|---|
| Jun 30, 2026 | 6.98× | +9.4% |
| Jun 30, 2025 | 6.38× | -12.7% |
| Jun 30, 2024 | 7.31× | -5.8% |
| Jun 30, 2023 | 7.76× | -31.2% |
| Jun 30, 2022 | 11.28× | -4.9% |
| Jun 30, 2021 | 11.86× | +2.6% |
| Jun 30, 2020 | 11.56× | -11.8% |
| Jun 30, 2019 | 13.11× | +4.0% |
View all 25 annual observations +
| Period end | P/E | Change |
|---|---|---|
| Jun 30, 2018 | 12.61× | -0.5% |
| Jun 30, 2017 | 12.67× | +32.2% |
| Jun 30, 2016 | 9.59× | -6.4% |
| Jun 30, 2015 | 10.24× | +21.3% |
| Jun 30, 2014 | 8.44× | +2.9% |
| Jun 30, 2013 | 8.21× | +9.2% |
| Jun 30, 2012 | 7.51× | -29.7% |
| Jun 30, 2011 | 10.69× | -50.7% |
| Jun 30, 2007 | 21.69× | -26.5% |
| Jun 30, 2006 | 29.50× | +15.6% |
| Jun 30, 2005 | 25.53× | +40.7% |
| Jun 30, 2004 | 18.14× | +48.2% |
| Jun 30, 2003 | 12.24× | -5.7% |
| Jun 30, 2002 | 12.98× | +14.6% |
| Jun 30, 2001 | 11.32× | +6.3% |
| Jun 30, 2000 | 10.66× | -23.8% |
| Jun 30, 1999 | 13.99× | N/M |
Change is relative to the preceding observation. N/M values are excluded from averages.
How HLFN compares
Company P/E vs. peer trailing-12-month ratios
| Company | P/E ratio |
|---|---|
 HLFN This stockHome Loan Financial Corporation | 7.39× |
 HFBLHome Federal Bancorp, Inc. of Louisiana | 10.44× |
 FFWCFFW Corporation | 8.26× |
 NIDBNortheast Indiana Bancorp, Inc. | 7.99× |
 LSFGLifestore Financial Group, Inc. | 8.27× |
 DENIDenali Bancorporation, Inc. | 7.55× |
 HCBCHigh Country Bancorp, Inc. | 8.61× |
 MBKLMBT Bancshares, Inc. | 9.49× |
 HFBKHarford Bank | 8.54× |
Peers are selected by the data provider. Business models and earnings definitions can differ.
Put the numbers in context
What does HLFN’s P/E tell you?
Compare like with like
The median of the 8 positive peer ratios above is 8.41×. Check growth, margins, debt, and earnings quality before interpreting the gap. A faster-growing business may justify a higher multiple.
Check what drives earnings
One-off gains can temporarily lower P/E; unusual charges can raise it. Reported earnings and forward estimates answer different questions. Pair this view with return on equity and liquidity for a fuller picture.
Keep your research connected
Take HLFN into your spreadsheet
Pull historical P/E into Excel or Google Sheets with Wisesheets. Build your own comparisons alongside the rest of your financial model.
Explore WisesheetsQuarterly P/E · latest quarterLQ selects the latest reported quarter. Requires the Wisesheets add-in. See available data
=WISE("HLFN", "PE Ratio", "LQ")Sources & calculation methodology
Current P/E
Share price 46 ÷ EPS 6.2235 = 7.39×. Data is supplied by Financial Modeling Prep through Wisesheets. Quote feed updated Nov 5, 2026; this is not a real-time trading quote.
History & averages
Annual and quarterly P/E observations are provided separately from the current quote. Averages use the latest 3, 5, or 10 annual observations, excluding missing and nonpositive ratios. Pre-IPO observations are omitted. These are period-end observations, not daily averages.
Data definitions and limitations
The current quote feed does not specify the exact EPS filing-period end or whether EPS is basic or diluted. We do not label it as forward P/E. Peer ratios are explicitly trailing-12-month (TTM) values. Historical observations do not include independently verified price and EPS inputs. Sources may update on different schedules; rounded inputs can produce small calculation differences. Historical comparisons describe past pricing, not an estimate of fair value.
HLFN P/E ratio: common questions
The essentials behind the numbers.
Home Loan Financial Corporation's current P/E is 7.39× based on the quote data last updated Nov 5, 2026. It represents the share price divided by reported earnings per share. Prices and earnings may refresh on different schedules.
Annual P/E uses earnings for a completed fiscal year. Trailing-12-month (TTM) P/E uses the latest four quarters, while forward P/E uses forecast earnings. These are not interchangeable. This page labels peer ratios as TTM and shows dated annual or quarterly historical observations; it does not show forward estimates.
N/M means not meaningful: the feed has no positive P/E for that observation. Negative or zero earnings should not be ranked as a low positive valuation multiple. N/M observations are excluded from the averages shown above.
Divide the share price by earnings per share (EPS). For example, a share price of 100 and EPS of 5 gives a P/E of 20×. This page uses the price and EPS supplied together in the quote when both are positive.
Price timestamps, EPS definitions, share classes, adjustments, and fiscal periods can differ. A forward P/E also uses forecast earnings rather than reported earnings. Compare the inputs and as-of dates before comparing two displayed ratios.
Not necessarily. The average describes previous market pricing, not fair value. Changes in earnings quality, growth expectations, debt, accounting, and business risk can justify a different multiple today.