Start with its own history
At 18.30×, EVBN is 41.2% above its 10-observation annual average. A lower multiple can reflect a lower price, higher earnings, or weaker growth expectations—not necessarily a bargain.
AMEX · EVBNBanks - RegionalUpdated Oct 26, 2026
Evans Bancorp, Inc. P/E ratio
Current valuation, historical context, and peer comparisons.
Current P/E ratio
18.30×
41.2% abovethe 10-year annual average
Share price39.53
÷Earnings per share2.16
Price and EPS in quote currency. Calculation details
Investors are paying 18.30 for every 1 of reported earnings per share.
P/E over time
2015 – 2024
Annual P/ESelected-period average 12.96×
3-year average12.14×3 positive annual observations
5-year average11.77×5 positive annual observations
10-year average12.96×10 positive annual observations
Peer median · TTM12.17×8 peers with positive P/E
Historical P/E ratios
Annual period-end data · 23 observations
| Period end | P/E | Change |
|---|---|---|
| Dec 31, 2024 | 20.14× | +186.8% |
| Dec 31, 2023 | 7.02× | -24.1% |
| Dec 31, 2022 | 9.25× | +0.8% |
| Dec 31, 2021 | 9.18× | -30.7% |
| Dec 31, 2020 | 13.24× | +12.9% |
| Dec 31, 2019 | 11.73× | +22.6% |
| Dec 31, 2018 | 9.56× | -49.6% |
| Dec 31, 2017 | 18.96× | +15.4% |
View all 23 annual observations +
| Period end | P/E | Change |
|---|---|---|
| Dec 31, 2016 | 16.43× | +16.3% |
| Dec 31, 2015 | 14.13× | +13.9% |
| Dec 31, 2014 | 12.40× | +8.7% |
| Dec 31, 2013 | 11.41× | +43.5% |
| Dec 31, 2012 | 7.95× | -0.6% |
| Dec 31, 2011 | 8.00× | -24.8% |
| Dec 31, 2010 | 10.63× | -76.6% |
| Dec 31, 2009 | 45.36× | +435.1% |
| Dec 31, 2008 | 8.48× | -33.8% |
| Dec 31, 2007 | 12.80× | +18.0% |
| Dec 31, 2006 | 10.85× | -7.1% |
| Dec 31, 2005 | 11.68× | -17.8% |
| Dec 31, 2004 | 14.20× | -4.4% |
| Dec 31, 2003 | 14.85× | -1.5% |
| Dec 31, 2002 | 15.07× | N/M |
Change is relative to the preceding observation. N/M values are excluded from averages.
How EVBN compares
Company P/E vs. peer trailing-12-month ratios
| Company | P/E ratio |
|---|---|
 EVBN This stockEvans Bancorp, Inc. | 18.30× |
 ESSAESSA Bancorp, Inc. | 11.58× |
 CALBCalifornia BanCorp | 9.72× |
 PWODPenns Woods Bancorp, Inc. | 12.77× |
 OPOFOld Point Financial Corporation | 22.39× |
 CVLYCodorus Valley Bancorp, Inc. | 9.25× |
 CVCYCentral Valley Community Bancorp | 13.26× |
 FFNWFirst Financial Northwest, Inc. | 188.00× |
 LMSTLimestone Bancorp, Inc. | 9.76× |
Peers are selected by the data provider. Business models and earnings definitions can differ.
Put the numbers in context
What does EVBN’s P/E tell you?
Compare like with like
The median of the 8 positive peer ratios above is 12.17×. Check growth, margins, debt, and earnings quality before interpreting the gap. A faster-growing business may justify a higher multiple.
Check what drives earnings
One-off gains can temporarily lower P/E; unusual charges can raise it. Reported earnings and forward estimates answer different questions. Pair this view with return on equity and liquidity for a fuller picture.
Keep your research connected
Take EVBN into your spreadsheet
Pull historical P/E into Excel or Google Sheets with Wisesheets. Build your own comparisons alongside the rest of your financial model.
Explore WisesheetsQuarterly P/E · latest quarterLQ selects the latest reported quarter. Requires the Wisesheets add-in. See available data
=WISE("EVBN", "PE Ratio", "LQ")Sources & calculation methodology
Current P/E
Share price 39.53 ÷ EPS 2.16 = 18.30×. Data is supplied by Financial Modeling Prep through Wisesheets. Quote feed updated Oct 26, 2026; this is not a real-time trading quote.
History & averages
Annual and quarterly P/E observations are provided separately from the current quote. Averages use the latest 3, 5, or 10 annual observations, excluding missing and nonpositive ratios. Pre-IPO observations are omitted. These are period-end observations, not daily averages.
Data definitions and limitations
The current quote feed does not specify the exact EPS filing-period end or whether EPS is basic or diluted. We do not label it as forward P/E. Peer ratios are explicitly trailing-12-month (TTM) values. Historical observations do not include independently verified price and EPS inputs. Sources may update on different schedules; rounded inputs can produce small calculation differences. Historical comparisons describe past pricing, not an estimate of fair value.
EVBN P/E ratio: common questions
The essentials behind the numbers.
Evans Bancorp, Inc.'s current P/E is 18.30× based on the quote data last updated Oct 26, 2026. It represents the share price divided by reported earnings per share. Prices and earnings may refresh on different schedules.
Annual P/E uses earnings for a completed fiscal year. Trailing-12-month (TTM) P/E uses the latest four quarters, while forward P/E uses forecast earnings. These are not interchangeable. This page labels peer ratios as TTM and shows dated annual or quarterly historical observations; it does not show forward estimates.
N/M means not meaningful: the feed has no positive P/E for that observation. Negative or zero earnings should not be ranked as a low positive valuation multiple. N/M observations are excluded from the averages shown above.
Divide the share price by earnings per share (EPS). For example, a share price of 100 and EPS of 5 gives a P/E of 20×. This page uses the price and EPS supplied together in the quote when both are positive.
Price timestamps, EPS definitions, share classes, adjustments, and fiscal periods can differ. A forward P/E also uses forecast earnings rather than reported earnings. Compare the inputs and as-of dates before comparing two displayed ratios.
Not necessarily. The average describes previous market pricing, not fair value. Changes in earnings quality, growth expectations, debt, accounting, and business risk can justify a different multiple today.