Start with its own history
At 0.00×, CZNB is 98.6% below its 6-observation annual average. A lower multiple can reflect a lower price, higher earnings, or weaker growth expectations—not necessarily a bargain.
OTC · CZNBBanks - RegionalUpdated Oct 25, 2026
Citizens Bancorp (Nevada City, CA) P/E ratio
Current valuation, historical context, and peer comparisons.
Current P/E ratio
0.00×
98.6% belowthe 6-observation annual average
Share price0.0001
÷Earnings per share1.52
Price and EPS in quote currency. Calculation details
Investors are paying 0.00 for every 1 of reported earnings per share.
P/E over time
2019 – 2024
Annual P/ESelected-period average 0.00×
3-year average0.00×3 positive annual observations
5-year average0.00×5 positive annual observations
10-year average0.00×6 positive annual observations
Peer median · TTM13.47×5 peers with positive P/E
Historical P/E ratios
Annual period-end data · 6 observations
| Period end | P/E | Change |
|---|---|---|
| Dec 31, 2024 | 0.00× | +77.6% |
| Dec 31, 2023 | 0.00× | +47.6% |
| Dec 31, 2022 | 0.00× | -97.7% |
| Dec 31, 2021 | 0.00× | -71.5% |
| Dec 31, 2020 | 0.01× | -28.2% |
| Dec 31, 2019 | 0.01× | N/M |
Change is relative to the preceding observation. N/M values are excluded from averages.
How CZNB compares
Company P/E vs. peer trailing-12-month ratios
| Company | P/E ratio |
|---|---|
 CZNB This stockCitizens Bancorp (Nevada City, CA) | 0.00× |
 CCVSCitizens Commerce Bancshares, Inc. | N/M |
 CFGWCommunity Financial Group, Inc. | 78.57× |
 SRYBSurrey Bancorp | 13.47× |
 GABKGrand Bank Corp. | N/M |
 CRSBCornerstone Community Bancorp | N/M |
 FISB1st Capital Bancorp | 21.88× |
 BCSOBancorp. of Southern Indiana | 10.32× |
 IFHIIntegrated Financial Holdings, Inc. | 6.76× |
Peers are selected by the data provider. Business models and earnings definitions can differ.
Put the numbers in context
What does CZNB’s P/E tell you?
Compare like with like
The median of the 5 positive peer ratios above is 13.47×. Check growth, margins, debt, and earnings quality before interpreting the gap. A faster-growing business may justify a higher multiple.
Check what drives earnings
One-off gains can temporarily lower P/E; unusual charges can raise it. Reported earnings and forward estimates answer different questions. Pair this view with return on equity and liquidity for a fuller picture.
Keep your research connected
Take CZNB into your spreadsheet
Pull historical P/E into Excel or Google Sheets with Wisesheets. Build your own comparisons alongside the rest of your financial model.
Explore WisesheetsQuarterly P/E · latest quarterLQ selects the latest reported quarter. Requires the Wisesheets add-in. See available data
=WISE("CZNB", "PE Ratio", "LQ")Sources & calculation methodology
Current P/E
Share price 0.0001 ÷ EPS 1.52 = 0.00×. Data is supplied by Financial Modeling Prep through Wisesheets. Quote feed updated Oct 25, 2026; this is not a real-time trading quote.
History & averages
Annual and quarterly P/E observations are provided separately from the current quote. Averages use the latest 3, 5, or 10 annual observations, excluding missing and nonpositive ratios. Pre-IPO observations are omitted. These are period-end observations, not daily averages.
Data definitions and limitations
The current quote feed does not specify the exact EPS filing-period end or whether EPS is basic or diluted. We do not label it as forward P/E. Peer ratios are explicitly trailing-12-month (TTM) values. Historical observations do not include independently verified price and EPS inputs. Sources may update on different schedules; rounded inputs can produce small calculation differences. Historical comparisons describe past pricing, not an estimate of fair value.
CZNB P/E ratio: common questions
The essentials behind the numbers.
Citizens Bancorp (Nevada City, CA)'s current P/E is 0.00× based on the quote data last updated Oct 25, 2026. It represents the share price divided by reported earnings per share. Prices and earnings may refresh on different schedules.
Annual P/E uses earnings for a completed fiscal year. Trailing-12-month (TTM) P/E uses the latest four quarters, while forward P/E uses forecast earnings. These are not interchangeable. This page labels peer ratios as TTM and shows dated annual or quarterly historical observations; it does not show forward estimates.
N/M means not meaningful: the feed has no positive P/E for that observation. Negative or zero earnings should not be ranked as a low positive valuation multiple. N/M observations are excluded from the averages shown above.
Divide the share price by earnings per share (EPS). For example, a share price of 100 and EPS of 5 gives a P/E of 20×. This page uses the price and EPS supplied together in the quote when both are positive.
Price timestamps, EPS definitions, share classes, adjustments, and fiscal periods can differ. A forward P/E also uses forecast earnings rather than reported earnings. Compare the inputs and as-of dates before comparing two displayed ratios.
Not necessarily. The average describes previous market pricing, not fair value. Changes in earnings quality, growth expectations, debt, accounting, and business risk can justify a different multiple today.