ChoiceOne Financial Services, Inc.

ChoiceOne Financial Services, Inc.verified

COFS

Price:

$31.63

Market Cap:

$475.17M

ChoiceOne Financial Services, Inc. operates as the bank holding company for ChoiceOne Bank that provides community banking services to corporations, partnerships, and individuals in Michigan. The company offers various deposit products, including time, savings, and demand deposits, safe deposit, and automated transaction machine services. It also provides commercial loans, such as business, industry, agricultural, construction, inventory, and real estate loans; and consumer loans comprising direct and indirect loans to consumers and purchasers of residential and real properties. In addition, the company offers safe deposit and automated transaction machine services; and alternative investmen...[Read more]

Industry

Banks - Regional

IPO Date

2001-06-21

Stock Exchange

NASDAQ

Ticker

COFS

The PE Ratio as of December 2025 (TTM) for ChoiceOne Financial Services, Inc. (COFS) is 17.19

According to ChoiceOne Financial Services, Inc.’s latest financial reports and current stock price. The company's current PE Ratio is 17.19. This represents a change of 214.33% compared to the average of 5.47 of the last 4 quarters.

ChoiceOne Financial Services, Inc. (COFS) Historical PE Ratio (quarterly & annually)

How has COFS PE Ratio performed in the past?

The mean historical PE Ratio of ChoiceOne Financial Services, Inc. over the last ten years is 13.90. The current 17.19 PE Ratio has changed 12.27% with respect to the historical average. Over the past ten years (40 quarters), COFS's PE Ratio was at its highest in in the September 2019 quarter at 26.65. The PE Ratio was at its lowest in in the March 2025 quarter at -4.22.

Quarterly (TTM)
Annual

Average

13.90

Median

12.61

Minimum

9.21

Maximum

32.29

ChoiceOne Financial Services, Inc. (COFS) PE Ratio by Quarter and Year

Discovering the peaks and valleys of ChoiceOne Financial Services, Inc. PE Ratio, unveiling quarterly and yearly fluctuations to gain insights into the company’s financial performance and market dynamics, offering valuable data for investors and analysts alike.

Maximum Annual Increase = 160.90%

Maximum Annual PE Ratio = 32.29

Minimum Annual Increase = -54.13%

Minimum Annual PE Ratio = 9.21

Quarterly (TTM)
Annual
YearPE RatioChange
202410.894.81%
202310.3912.85%
20229.21-0.25%
20219.23-37.69%
202014.81-54.13%
201932.29160.90%
201812.38-6.93%
201713.303.59%
201612.84-5.84%
201513.631.96%

ChoiceOne Financial Services, Inc. (COFS) Average PE Ratio

How has COFS PE Ratio performed in the past?

The current PE Ratio of ChoiceOne Financial Services, Inc. (COFS) is greater than its 3-year, greater than its 5-year, and greater than its 10-year historical averages

3-year avg

10.16

5-year avg

10.91

10-year avg

13.90

ChoiceOne Financial Services, Inc. (COFS) PE Ratio vs. Peers

How is COFS’s PE Ratio compared to its peers?

ChoiceOne Financial Services, Inc.’s PE Ratio is greater than Peoples Financial Services Corp. (9.38), greater than Red River Bancshares, Inc. (11.65), greater than Peapack-Gladstone Financial Corporation (14.43), greater than Northfield Bancorp, Inc. (11.50), greater than First Business Financial Services, Inc. (8.62), greater than Bridgewater Bancshares, Inc. (12.14), greater than Home Bancorp, Inc. (10.03), greater than ACNB Corporation (15.69), greater than Capital Bancorp, Inc. (9.50), greater than Kearny Financial Corp. (15.79),

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