Citizens, Inc.

Citizens, Inc.verified

CIA

Price:

$5.34

Market Cap:

$268.48M

Citizens, Inc., through its subsidiaries, provides life insurance products in the United States and internationally. It operates in two segments, Life Insurance and Home Service Insurance. The Life Insurance segment issues ordinary whole life insurance and endowment policies in the United States dollar-denominated amounts to non-U.S. residents in through independent marketing agencies and consultants. The Home Service Insurance segment offers final expense life insurance and property insurance policies to middle-and lower-income households, as well as whole life products in Louisiana, Mississippi, and Arkansas. This segment provides its products and services through funeral homes and indepen...[Read more]

Industry

Insurance - Life

IPO Date

1980-12-04

Stock Exchange

NYSE

Ticker

CIA

The PE Ratio as of December 2025 (TTM) for Citizens, Inc. (CIA) is 25.43

According to Citizens, Inc.’s latest financial reports and current stock price. The company's current PE Ratio is 25.43. This represents a change of -806.77% compared to the average of -3.60 of the last 4 quarters.

Citizens, Inc. (CIA) Historical PE Ratio (quarterly & annually)

How has CIA PE Ratio performed in the past?

The mean historical PE Ratio of Citizens, Inc. over the last ten years is -16.90. The current 25.43 PE Ratio has changed -15146.36% with respect to the historical average. Over the past ten years (40 quarters), CIA's PE Ratio was at its highest in in the March 2018 quarter at 2.48K. The PE Ratio was at its lowest in in the June 2020 quarter at -73.41.

Quarterly (TTM)
Annual

Average

-16.90

Median

-11.90

Minimum

-244.95

Maximum

247.28

Citizens, Inc. (CIA) PE Ratio by Quarter and Year

Discovering the peaks and valleys of Citizens, Inc. PE Ratio, unveiling quarterly and yearly fluctuations to gain insights into the company’s financial performance and market dynamics, offering valuable data for investors and analysts alike.

Maximum Annual Increase = 619.46%

Maximum Annual PE Ratio = 247.28

Minimum Annual Increase = -340.24%

Minimum Annual PE Ratio = -244.95

Quarterly (TTM)
Annual
YearPE RatioChange
202415.01174.29%
20235.47-138.40%
2022-14.25170.16%
2021-5.27-79.53%
2020-25.76-89.48%
2019-244.95619.46%
2018-34.05256.20%
2017-9.56-103.87%
2016247.28-340.24%
2015-102.9375.91%

Citizens, Inc. (CIA) Average PE Ratio

How has CIA PE Ratio performed in the past?

The current PE Ratio of Citizens, Inc. (CIA) is greater than its 3-year, greater than its 5-year, and greater than its 10-year historical averages

3-year avg

2.08

5-year avg

-4.96

10-year avg

-16.90

Citizens, Inc. (CIA) PE Ratio vs. Peers

How is CIA’s PE Ratio compared to its peers?

Citizens, Inc.’s PE Ratio is less than NI Holdings, Inc. (178.94), greater than Destiny Tech100 Inc. (14.91), greater than Citizens & Northern Corporation (11.61), greater than Waterstone Financial, Inc. (12.13), greater than FS Bancorp, Inc. (9.27), less than Graf Global Corp. (28.34), less than Legato Merger Corp. III (26.45), less than Launch One Acquisition Corp. (27.47), less than Plumas Bancorp (35.31), greater than Ethzilla Corp. (-0.65),

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