Upstart Holdings, Inc.

Upstart Holdings, Inc.verified

UPST

Price:

$47.13

Market Cap:

$4.59B

Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. Its platform aggregates consumer demand for loans and connects it to its network of the company's AI-enabled bank partners. The company was founded in 2012 and is headquartered in San Mateo, California.

Industry

Financial - Credit Services

IPO Date

2020-12-16

Stock Exchange

NASDAQ

Ticker

UPST

The Enterprise Value as of December 2025 (TTM) for Upstart Holdings, Inc. (UPST) is 5.70B

According to Upstart Holdings, Inc.’s latest financial reports and current stock price. The company's current Enterprise Value is 5.70B. This represents a change of -7.80% compared to the average of 6.18B of the last 4 quarters.

Upstart Holdings, Inc. (UPST) Historical Enterprise Value (quarterly & annually)

How has UPST Enterprise Value performed in the past?

The mean historical Enterprise Value of Upstart Holdings, Inc. over the last ten years is 3.22B. The current 5.70B Enterprise Value has changed 17.61% with respect to the historical average. Over the past ten years (40 quarters), UPST's Enterprise Value was at its highest in in the September 2021 quarter at 30.07B. The Enterprise Value was at its lowest in in the September 2019 quarter at 0.

Quarterly (TTM)
Annual

Average

3.22B

Median

1.30B

Minimum

0

Maximum

11.62B

Upstart Holdings, Inc. (UPST) Enterprise Value by Quarter and Year

Discovering the peaks and valleys of Upstart Holdings, Inc. Enterprise Value, unveiling quarterly and yearly fluctuations to gain insights into the company’s financial performance and market dynamics, offering valuable data for investors and analysts alike.

Maximum Annual Increase = Infinity%

Maximum Annual Enterprise Value = 11.62B

Minimum Annual Increase = -84.95%

Minimum Annual Enterprise Value = 0

Quarterly (TTM)
Annual
YearEnterprise ValueChange
20246.17B48.65%
20234.15B137.17%
20221.75B-84.95%
202111.62B1.53%
2020710.94M39.95%
2019507.99M-39.85%
2018844.54MInfinity%

Upstart Holdings, Inc. (UPST) Average Enterprise Value

How has UPST Enterprise Value performed in the past?

The current Enterprise Value of Upstart Holdings, Inc. (UPST) is greater than its 3-year, greater than its 5-year, and greater than its 10-year historical averages

3-year avg

4.02B

5-year avg

4.88B

10-year avg

3.22B

Upstart Holdings, Inc. (UPST) Enterprise Value vs. Peers

How is UPST’s Enterprise Value compared to its peers?

Upstart Holdings, Inc.’s Enterprise Value is less than Nelnet, Inc. (12.34B), greater than Credit Acceptance Corporation (4.59B), less than Navient Corporation SR NT 6% 121543 (8.44B), less than StoneX Group Inc. (21.52B), less than Lazard Ltd (6.10B), greater than BGC Group, Inc (5.26B), greater than Moelis & Company (4.64B), greater than Lemonade, Inc. (5.38B), less than Radian Group Inc. (5.82B), greater than Axos Financial, Inc. (3.80B),

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Frequently asked questions❓

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How does the current Enterprise Value for Upstart Holdings, Inc. (UPST) compare to its historical average?