Vanquis Banking Group plc

Vanquis Banking Group plc - Current Ratioverified

VANQ.L

Headquartered in Bradford, UK, Vanquis Banking Group plc focuses on providing personal credit solutions to the non-prime lending sector throughout the United Kingdom and the Republic of Ireland. Its product portfolio encompasses credit cards, unsecured personal loans, and vehicle financing for automobiles, motorcycles, and light commercial vehicles. The company, which dates back to its founding in 1880, operated as Provident Financial plc until its rebranding to Vanquis Banking Group plc in March 2023.

Industry

Financial - Credit Services

IPO Date

1988-07-01

Stock Exchange

LSE

Ticker

VANQ.L

The Current Ratio as of July 2026 (TTM) for Vanquis Banking Group plc (VANQ.L) is 1.25

According to Vanquis Banking Group plc’s latest financial reports and current stock price. The company's current Current Ratio is 1.25. This represents a change of 52.35% compared to the average of 0.82 of the last 4 quarters.

Vanquis Banking Group plc (VANQ.L) Historical Current Ratio (quarterly & annually)

How has VANQ.L Current Ratio performed in the past?

The mean historical Current Ratio of Vanquis Banking Group plc over the last ten years is 4.91. The current 1.25 Current Ratio has changed 2.45% with respect to the historical average. Over the past ten years (40 quarters), VANQ.L's Current Ratio was at its highest in in the December 2020 quarter at 47.20. The Current Ratio was at its lowest in in the June 2006 quarter at 0.

Quarterly (TTM)
Annual

Average

4.91

Median

3.47

Minimum

0.66

Maximum

14.27

Vanquis Banking Group plc (VANQ.L) Current Ratio by Quarter and Year

Discovering the peaks and valleys of Vanquis Banking Group plc Current Ratio, unveiling quarterly and yearly fluctuations to gain insights into the company’s financial performance and market dynamics, offering valuable data for investors and analysts alike.

Maximum Annual Increase = 350.67%

Maximum Annual Current Ratio = 14.27

Minimum Annual Increase = -91.97%

Minimum Annual Current Ratio = 0.66

Quarterly (TTM)
Annual
YearCurrent RatioChange
20251.25-3.57%
20241.3097.19%
20230.66-91.97%
20228.21-14.29%
20219.58-32.88%
202014.27350.67%
20193.1738.44%
20182.29-39.48%
20173.78-18.15%
20164.62-7.24%

Vanquis Banking Group plc (VANQ.L) Average Current Ratio

How has VANQ.L Current Ratio performed in the past?

The current Current Ratio of Vanquis Banking Group plc (VANQ.L) is greater than its 3-year, less than than its 5-year, and less than than its 10-year historical averages

3-year avg

1.07

5-year avg

4.20

10-year avg

4.91

Vanquis Banking Group plc (VANQ.L) Current Ratio vs. Peers

How is VANQ.L’s Current Ratio compared to its peers?

Vanquis Banking Group plc’s Current Ratio is less than Sherborne Investors (Guernsey) C Limited (7.67), less than JPMorgan Asia Growth & Income plc (8.58), less than Real Estate Credit Investments Limited (26.75), less than S&U plc (1.29K), less than Sabre Insurance Group plc (34.32), greater than Hansa Investment Company Limited (0), less than Funding Circle Holdings plc (1.70), greater than ASA International Group PLC (0.86), less than Taylor Maritime Investments Limited (6.06),

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