Southern Community Bancshares, Inc.

Southern Community Bancshares, Inc.verified

SCBS

Price:

$34

Market Cap:

$16.56M

Southern Community Bancshares, Inc. operates as the bank holding company for First Community Bank that provides various banking products and services in northern Alabama. It accepts checking, saving, money market, individual retirement accounts, certificates of deposit, Christmas club, and kids club savings accounts. Its loan products include consumer, business, purchase, home improvement, refinance, construction, conventional, FHA, VA, and USDA loans. The company also provides Visa debit cards, and online and mobile banking services. Southern Community Bancshares, Inc. was founded in 1905 and is based in Cullman, Alabama.

Industry

Banks - Regional

IPO Date

2012-10-16

Stock Exchange

OTC

Ticker

SCBS

The Current Ratio as of November 2025 (TTM) for Southern Community Bancshares, Inc. (SCBS) is 0.42

According to Southern Community Bancshares, Inc.’s latest financial reports and current stock price. The company's current Current Ratio is 0.42. This represents a change of Infinity% compared to the average of 0 of the last 4 quarters.

Southern Community Bancshares, Inc. (SCBS) Historical Current Ratio (quarterly & annually)

How has SCBS Current Ratio performed in the past?

The mean historical Current Ratio of Southern Community Bancshares, Inc. over the last ten years is 0.17. The current 0.42 Current Ratio has changed 24.01% with respect to the historical average. Over the past ten years (40 quarters), SCBS's Current Ratio was at its highest in in the December 1998 quarter at 7.71. The Current Ratio was at its lowest in in the June 1997 quarter at 0.

Quarterly (TTM)
Annual

Average

0.17

Median

0.18

Minimum

0

Maximum

0.42

Southern Community Bancshares, Inc. (SCBS) Current Ratio by Quarter and Year

Discovering the peaks and valleys of Southern Community Bancshares, Inc. Current Ratio, unveiling quarterly and yearly fluctuations to gain insights into the company’s financial performance and market dynamics, offering valuable data for investors and analysts alike.

Maximum Annual Increase = 0%

Maximum Annual Current Ratio = 0.42

Minimum Annual Increase = 0%

Minimum Annual Current Ratio = 0

Quarterly (TTM)
Annual
YearCurrent RatioChange
20240.42137.11%
20230.18-0.25%
20220.18-39.64%
20210.2951.30%
20200.19-53.53%
20190.41592.84%
20000.06Infinity%
199900%
199800%
199700%

Southern Community Bancshares, Inc. (SCBS) Average Current Ratio

How has SCBS Current Ratio performed in the past?

The current Current Ratio of Southern Community Bancshares, Inc. (SCBS) is greater than its 3-year, greater than its 5-year, and greater than its 10-year historical averages

3-year avg

0.26

5-year avg

0.25

10-year avg

0.17

Southern Community Bancshares, Inc. (SCBS) Current Ratio vs. Peers

How is SCBS’s Current Ratio compared to its peers?

Southern Community Bancshares, Inc.’s Current Ratio is greater than McHenry Bancorp, Inc. (0.13), greater than Glenville Bank Holding Company, Inc. (0), greater than Chester Bancorp, Inc. (0), greater than First Community Corporation (0), greater than Cornerstone Financial Corporation (0), less than Midland Capital Holdings Corp. (2.36), greater than Eagle Financial Bancorp, Inc. (0), greater than Bravern Ventures Ltd. (0.00), less than Silvergate Capital Corporation (0.57), greater than First Community Corporation (0.27),

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