Northpointe Bancshares, Inc.

Northpointe Bancshares, Inc.verified

NPB

Price:

$17.59

Market Cap:

$1.86B

Northpointe Bancshares, Inc. operates as the bank holding company for Northpointe Bank provides various banking products and services in the United States. It operates through two segments: Mortgage Purchase Program and Retail Banking. The company offers digital deposit banking, such as noninterest-bearing accounts, savings, money-market demand accounts, and certificates of deposits; personal and business banking; and health saving accounts; home loans; mortgage purchase program; residential mortgage lending; and custodial deposit services. Northpointe Bancshares, Inc. was incorporated in 1998 and is headquartered in Grand Rapids, Michigan.

Industry

Banks - Regional

IPO Date

2025-02-18

Stock Exchange

NYSE

Ticker

NPB

The Current Ratio as of December 2025 (TTM) for Northpointe Bancshares, Inc. (NPB) is 22.82

According to Northpointe Bancshares, Inc.’s latest financial reports and current stock price. The company's current Current Ratio is 22.82. This represents a change of 38.15% compared to the average of 16.52 of the last 4 quarters.

Northpointe Bancshares, Inc. (NPB) Historical Current Ratio (quarterly & annually)

How has NPB Current Ratio performed in the past?

The mean historical Current Ratio of Northpointe Bancshares, Inc. over the last ten years is 9.80. The current 22.82 Current Ratio has changed 23.18% with respect to the historical average. Over the past ten years (40 quarters), NPB's Current Ratio was at its highest in in the June 2025 quarter at 22.82. The Current Ratio was at its lowest in in the March 2024 quarter at 0.

Quarterly (TTM)
Annual

Average

9.80

Median

7.66

Minimum

5.50

Maximum

20.90

Northpointe Bancshares, Inc. (NPB) Current Ratio by Quarter and Year

Discovering the peaks and valleys of Northpointe Bancshares, Inc. Current Ratio, unveiling quarterly and yearly fluctuations to gain insights into the company’s financial performance and market dynamics, offering valuable data for investors and analysts alike.

Maximum Annual Increase = 268.35%

Maximum Annual Current Ratio = 20.90

Minimum Annual Increase = -28.27%

Minimum Annual Current Ratio = 5.50

Quarterly (TTM)
Annual
YearCurrent RatioChange
202420.90268.35%
20235.673.23%
20225.50-28.27%
20217.66-17.38%

Northpointe Bancshares, Inc. (NPB) Average Current Ratio

How has NPB Current Ratio performed in the past?

The current Current Ratio of Northpointe Bancshares, Inc. (NPB) is greater than its 3-year, greater than its 5-year, and greater than its 10-year historical averages

3-year avg

10.69

5-year avg

9.80

10-year avg

9.80

Northpointe Bancshares, Inc. (NPB) Current Ratio vs. Peers

How is NPB’s Current Ratio compared to its peers?

Northpointe Bancshares, Inc.’s Current Ratio is greater than ALX Oncology Holdings Inc. (4.52), greater than Burning Rock Biotech Limited (3.14), greater than C4 Therapeutics, Inc. (5.76), greater than Cullinan Therapeutics, Inc. (10.45), greater than Erasca, Inc. (11.04), greater than Legend Biotech Corporation (4.71), greater than Zai Lab Limited (3.12),

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